Baby steps towards mortgage freedom

Hi Jonesy - thanks for stopping by :wave:. We are lucky that Mr Moomin is well paid and we did quite a bit of saving before Button arrived so we could manage.

Munchkin back at school now and I am not sure which of the two of us was more excited :rotfl:. I do enjoy him being at home but when the weather means you can't get out for a walk we all end up with a bit of cabin fever.

Weekend was nice and relaxed followed by a productive morning today. Loading up final items to webuybooks and going to arrange collection for Thursday when Munchkin is at Mums.

Pay day today :j. I am off to log onto online banking now and update spreadsheet and make necessary transfers.

Hope everyone has a great day

Well me and Button had a bit too much fun in the fabric shop yesterday and ended up spending £25 but it was all just so pretty. My two biggest weaknesses in life are fabric and chocolate (not necessarily in that order ). I did managed to resist some beautiful Peter Rabbit fabric but once my SIL knows if she is having a girl or boy I may use it as an excuse to go buy some for a little cot quilt.

Button definitely enjoyed herself thou as she got to hold the new box of pins which made a rather pleasing rattling sound when she shook it (don't worry was very secure in a sealed packet). She was given huge amounts of fuss by the ladies running the shop and played up to it with lots of smiles and then snuggling away in shyness. Only problem was between all the fussing, deciding on fabric and chatting to the sales lady who used to work at Munchkin's school I was almost late for school pick-up!

In money news I have had a NSD and have finished loading up last of books so will be getting £54.64 for those. Just need to package them into boxes and arrange a collection day which if I can motivate myself I will do this afternoon.

My last night at the gym this week - hooray. I enjoy the results of exercise but the actually doing of the exercise is a very different story.

Oh and I know it's a day late but hope everyone has a fantastic March

Happy Monday all.

I was up earlier than normal this morning and it is amazing how much more organised and motivated to get things done I have been - may try and do this every day, although I am so not a morning person meaning it would be quite a challenge.

Spent the weekend celebrating Mr Moonin's exam success so will be hitting the gym later although I cracked my knee off the bed on Sunday when getting changed and it is still swollen and a bit sore (I am quite accident prone :rotfl:). We also took a trip to Ikea to pick up a lamp and of course came out with several candles I had no intention of buying .

Me and Button went to the doctor's this morning to see about a referral for Munchkin's follow up hearing test and then went to Tesco's for food to do the week. Also picked up an outfit for my eldest niece who will be four this month and I couldn't resist a little romper for Button. All the clothes came off a gift card I had when I returned some things MIL had brought Button for Xmas which were too small.

Then when Button went down for her nap I wrapped up niece's present and my mum's mother's day gift which had arrived on Friday and then wrote the cards. Also wrapped up parcels for webuybooks as collection is on Thursday.

March's monthly payment has gone out so signature has been updated and I sent an OP of £340 to reduce the capital by one month - I have another £93 sitting in the e-savings account I use for OPs but unless I can find another £247 this month (unlikely) it will have to go in April. Once the OP has been applied we will be under £145k which will be good.

Now I am off to grab myself some lunch before Button wakes up. Hope everyone has a great week .