Drowning in debt & need help

am 46yrs old today! I have a 10yr old daughter. My husband has been having numerous affairs, and we have now parted. I work approx 11 hours per week, on a Zero Hour contract, which is minimum wage. I am now on Universal Credit, I rent privately, which costs me an extra £130 per month.
I have built up debt of £10,000 over the 4yrs I was with my husband (only married for 2yrs) All the debts are in my name, and he has not contributed any money towards these debts since I asked him to leave in Sept 2018.
My debts are a mixture of Credit cards, Mobile contract, Over Draft, Cataloges, Over payment from DWP and Southen Water debt.. there could be others, I can’t not think off the top of my head.
Also, I am on a Debt Management Plan, which I have been paying £30 per month for as long as 5-6years. This is for approx £50,000, (£30,000 of this is from a repossession of my old house)..... I have been given all kinds of advice about what I could and should do, but I would really like some solid professional advice that could be right for my situation. Many thanks.

Comments

  • Student_Mrs
    Student_Mrs Posts: 312 Forumite
    Happy Birthday for Feb! Just scrolling back through past pages and wondering if you got the professional advice you were after. I'm also divorced, a single parent and paying off debt. Really recommend Christians Against Poverty, StepChange and these forums.

    DS born Aug 2012 :)
    POAMAYCDBXMAS 2019-
    #099 Student_Mrs £ 1.080,48 / £ 5.277,35
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