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  • FIRST POST
    • Hsam
    • By Hsam 14th Jun 19, 3:25 PM
    • 2Posts
    • 0Thanks
    Hsam
    Similar thing welcome finance
    • #1
    • 14th Jun 19, 3:25 PM
    Similar thing welcome finance 14th Jun 19 at 3:25 PM
    I have recently been contacted by a company saying they are now responsible for my motor loan with welcome finance and that I should start paying them. £12800
    When the said car was signed for I was married (20 years and together 27 years total ) and stupidly enough thought that things would be paid properly and weíd be together forever etc etc ..... this was more than 15-17 years ago.
    I have been divorced a short time now and I am slowly getting a life as well as a credit score etc .... but now putting myself on the map as such is raking up the past that I had no control of.
    ( divorced him due to unreasonable controlling behaviour )
    I had no idea that this was still an issue as it was so long ago and he told me that the car had been signed over to someone else then the car sold/taken back ?? So it was all sorted.
    I couldíve had correspondence over the years moving between houses but I havenít seen any !
    I wouldnít have had and definitely donít now have any paperwork or remember any details of dates amounts etc etc .....
    I know that he wouldnít have made a payment for well over 10-11 years if not more but in 2014 thatís now showing up on my credit report itís saying it was discharged in court.
    I donít what this means , if Iím liable still, if I contact them will this start it all off , if I can do the thing whereís there been no contact or payment before during or after the court decision ?? Iím just stuck as to what to do for the best and hate the fact this has now come up when Iím just starting to get my life back.
    Can anyone help with advice please ?
    Thanks
Page 1
    • sourcrates
    • By sourcrates 14th Jun 19, 3:42 PM
    • 18,428 Posts
    • 17,319 Thanks
    sourcrates
    • #2
    • 14th Jun 19, 3:42 PM
    • #2
    • 14th Jun 19, 3:42 PM
    Moved to new thread on debt free wannabe.
    I'm a Board Guide on the Debt-Free Wannabe, Credit File And Ratings, and
    Bankruptcy And Living With It, boards. "I volunteer to help get your forum questions answered and keep the forum running smoothly".

    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views expressed are mine and not the official line of MoneySavingExpert.com.

    Helping you deal with problem debt.

    For free debt advice, contact either : Stepchange, National Debtline, CitizensAdviceBureaux.
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