In the nick of time

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  • killerpeaty
    killerpeaty Posts: 2,646 Forumite
    First Anniversary Name Dropper First Post
    You are guys are talking about getting your kids out, I'm sitting here at 29 living with my mum. :rotfl: If it helps with deciding on the amount of house keeping, I pay a nominal rent but a percentage of bills. The percentage varies depending on earnings.

    Did you know about google drive and microsoft cloud services? They have a small amount of cloud space available for free.
  • Another one here, I was 29 before moving out :o

    Went back to get last item to be removed, my bed frame, to find curtains down and carpet/underlay
    removed. They couldn't wait :eek:
    20 years later, when I bought my house, I moved back in for 9 months until renovations were complete.

    So you just never know, if they move out, the day may come when they move "back in" :rotfl:

    Also got that team Knowhow insurance, I paid £4.50/month, only chromebook developed a
    fault, took it back, and they said, "go pick another one" :D but wanted same model, which they didn't have, so asked if they would repair mine. They did - then I cancelled the monthly payment :o
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • South_coast
    South_coast Posts: 4,916 Forumite
    First Anniversary First Post Name Dropper Photogenic
    I left at 18 :D couldn't wait to go. Did "boomerang" back (before that was even a thing) for 6 months after uni, but as soon as I had a job and got a rental deposit together I was off.

    MFD's you need to make her less welcome :p Start a few petty squabbles and definitely don't prepare food for her (unless you are all eating together). It worked for my mother!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • newgirly
    newgirly Posts: 8,939 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Start a few petty squabbles , I love that :rotfl::rotfl:
    2022 MFW 67 - 33 month challenge to clear mortgage, month 17 completed and and extra 2 knocked off 🙂MFI3 No.12
  • shangaijimmy
    shangaijimmy Posts: 3,796 Forumite
    Name Dropper First Anniversary First Post
    Better still stop doing the laundry! I left at 21, went back for what should have been 3 months for a new house build completion/sale cross over. Ended up being 6 months due to builders delays! Poor dog had his paws walked off him for 6 months as both mum and dad kept taking him out, as well as me!
    MFW: Was: £136,000.......Now: £61,892.24......
    Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34

    MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
    1% Mortgage Challenge 2022 - £157.59 of £650
  • Busy_Mee1
    Busy_Mee1 Posts: 1,015 Forumite
    In August I will have had a child living at home for 30 years......I am not sure I signed up for that :rotfl:

    My two have been boomerang kids, but DS has gone for good now (owns his own house without any partner to break up with). DD (27) has left once and would like to leave again but although she has a deposit, running a house on her own would be a struggle. She has a boyfriend now and I am keeping my fingers crossed.

    I have always said that I want them to leave home for the right reasons not because I have pushed them out. Although when she finally leaves we might sell up and buy a one bedroom flat :rotfl:
  • killerpeaty
    killerpeaty Posts: 2,646 Forumite
    First Anniversary Name Dropper First Post
    I have to say that my family has prior. My mum's parents kicked her out... after her wedding, which she had nearly a year after buying the house with my dad. :rotfl::rotfl: Her reasoning was that it was less of a commute to work and dad didn't make her a cup of tea in the morning.

    Busy Mee, I think most of my friends have been boomerang kids, one (a few months shy of 30) has no plans to move out because they think a partner will come who will have their own place. Yours seem much more sensible!
  • greent
    greent Posts: 10,671 Forumite
    First Post Name Dropper First Anniversary Photogenic
    OH and I were both 21 when we bought our first house (a wee 2 bed which cost us 42K) - very little chance of that happening nowadays! (The same house now sells for about 160k) hence why I'd be happy to have DD and boyf here whilst they save up a deposit - they've both got H2B ISAs, although DD has more in hers than bf does at the mo :)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • savingholmes
    savingholmes Posts: 27,364 Forumite
    Name Dropper First Anniversary Photogenic First Post
    My sis has offered DS somewhere to live when he graduates - £500 pcm - he's planning to take it. That's a bargain - especially for down south where she lives. I think we're safe LOL
    Achieve FIRE/Mortgage Neutrality by mid 2030
    1) MFW Nov 21 £201,999 with 237 payments to go - now £184,341 Equity 26.26%
    2) Spend on handyman & external building works & new patio door £12.3K
    3) CC £4.9K on 0% spends card but offset by £34.1K savings (part EF, part future home improvement)
    4) Mortgage neutral by June 2030 AVC £9.6K/£127.5K AVC target 7.5% value at 15/4
    5) FI Age 60 annual income target £13.7/30K 45.7%
  • Jessy103
    Jessy103 Posts: 1,824 Forumite
    First Anniversary First Post Name Dropper Photogenic
    Boomerang child right here! Moved out when I was 18 and then moved back in when i was 31 for a year before getting my own house again. I still go round once a week to my parent's house for tea :D
    Mortgage Balance as of Jan 24 £36,500 Starting Mortgage Balance (June 2019) £72,000. 2024 Overpayment Challenge: Jan £558.40, Feb £588.11, Mar £497.32
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