Applications getting refered.

Options
Hi folks,

For an extra privacy reason I am using a street address provider as an address for banking. Does it breach any terms? Maybe it have to be an actual residential address or what does residential even means? :)

I have 0 CCJ 0 arrears 0 defaults 0 credit cards, 2 current bank accounts, self employed.

I have applied for asda basic card and application got reffered. John Lewis store card - rep told me I am literally 2 points behind :)

Now I am thinking a) register at this street address provided by an address provider b) talk to mate and register at his place on the electoral roll.

Which one is wiser?

Comments

  • Shakin_Steve
    Shakin_Steve Posts: 2,701 Forumite
    First Anniversary Photogenic First Post Name Dropper
    Options
    What, exactly, is an 'address provider'?
    I came into this world with nothing and I've got most of it left.
  • [Deleted User]
    Options
    What 2 points?

    Not the mythical credit score i hope...
  • [Deleted User]
    Options
    You need to provide your correct and current address.

    Registering on the ER where you dont reside is, i believe, illegal
  • alexgordon
    Options
    Yes some score. The guy said once I am on the register I will qualify.
  • DCFC79
    DCFC79 Posts: 40,598 Forumite
    Name Dropper First Anniversary First Post
    Options
    alexgordon wrote: »
    Yes some score. The guy said once I am on the register I will qualify.

    It couldn't be the credit score, maybe an internal score Asda use only thing I can think of.
  • [Deleted User]
    Options
    Ignore anything to do with scores.

    You can’t just put yourself on the ER at any old address.

    Why can’t you use your address?
  • System
    System Posts: 178,093 Community Admin
    Photogenic Name Dropper First Post
    Options
    alexgordon wrote: »
    Now I am thinking a) register at this street address provided by an address provider b) talk to mate and register at his place on the electoral roll.

    Which one is wiser?

    The legal one which cannot be construed as trying to commit fraud, the one you live at.
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 343.2K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.7K Spending & Discounts
  • 235.3K Work, Benefits & Business
  • 608K Mortgages, Homes & Bills
  • 173.1K Life & Family
  • 247.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards