should i pay into a pension now with auto enrolment coming in?

FatherAbraham wrote: »

Why do you think there's more uncertainty about these things now than there was in the past?



Why are you discounting the possibility of the failure of the company underwriting the pension, which would mean losing 10% of the value if not yet in payment, under current rules? And this relies on the state's pension-guarantee fund remaining solvent, which, of course, it wouldn't if large numbers of guaranteed schemes failed.



Fans of ISAs tend to dismiss the possibility of taxation of ISA funds as unthinkable. A more dispassionate analysis might indicate that, since ISAs have no particular virtuous purpose (such as providing retirement income), they are far more likely to be taxed than pension funds, should the state get into real difficulties with its finances.

Warmest regards,
FA