“Rock bottom became the solid foundation on which I rebuilt my life.”

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  • UncannyScot
    UncannyScot Posts: 2,070 Forumite
    First Anniversary First Post Photogenic
    Everyone needs some downtime ;)

    I've been the same tonight
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    DH and I finished work early today due to exhaustion and I've been sat on the sofa posting on here :D. So don't feel guilty.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    First Anniversary Name Dropper Photogenic First Post
    A night off is definitely whats been had :o

    Done the bits of cleaning and ironing and things but nothing much more.

    Sofa, painkillers, coffee and hot water bottle. Will make up for it tomorrow

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • tantaraza
    tantaraza Posts: 72 Forumite
    Hi Wannabe :) I saw your diary title and it sounded so inspiring that I just had to pop into your diary to say hi. I've read through the whole thing so far and in complete honesty I think you're very brave for discussing your eating so honestly, and a great mum for being so involved with your kids.

    I do echo everyone's sentiments about working too hard -- I know you want to get the house (and those 17 doors! :eek:) nice for Christmas but please don't make yourself ill in the process. Sitting down with a hot water bottle and coffee sounds like a fantastic idea and I hope you feel better tomorrow.
  • UncannyScot
    UncannyScot Posts: 2,070 Forumite
    First Anniversary First Post Photogenic
    Morning :D

    Tis bloody cauld North o the Wall this morning...
    Wrap yourself and the wee yins up warm today and have a great day
    (((((HUGS)))))
    :A
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Thank you Tantaraza :D x

    Morning US x

    Wow its crazy cold! It's like an ice rink out there! School run was erm.. fun .. for the smalls at least! Slipping and sliding everywhere. I'm surprised it didn't end in a broken bone!

    Finally Friday :D

    So much to do and I'm hoping to make plans to meet friend for a coffee today although it depends how much I get done first. It led to nearly a full day out the house at the start of the week :o So maybe not, last chance for this week really though with the smalls being here and their working hours :cool:

    Need to sort my lists out.
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
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    edited 8 December 2017 at 10:41AM
    Debt 08/12/2017

    Council Tax [STRIKE]£2092.71[/STRIKE] £1350
    Court Fine [STRIKE]£1250[/STRIKE] £815 (£10 paid)
    Court Fine [STRIKE]£200[/STRIKE] £0
    Person 1 £1000 (Happy to wait)
    Person 2 £1000 (Happy to wait)
    Person 3 [STRIKE]£1379[/STRIKE] £1360
    Person 4 [STRIKE]£427[/STRIKE] £0

    Debt Total [STRIKE]£7348.71[/STRIKE] £5525 (£1823.71 Paid)

    Rent Arrears [STRIKE]£3381.28[/STRIKE] £2930 (£451.28 paid)

    Total [STRIKE]£10729.99[/STRIKE] £8455 (£2274.99 Paid)

    *Person 4 [STRIKE]£575[/STRIKE] £275
    *New Debt [STRIKE]£732[/STRIKE] £462 (£70 paid)
    *Debt 1 [STRIKE]£387.29[/STRIKE] £377.29

    Really need to push more at the extra debt :o
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    First Anniversary Name Dropper Photogenic First Post
    December Payments Needed

    [STRIKE]9th December - £113.07 Rent[/STRIKE] Paid
    [STRIKE]9th December - £10 Fine[/STRIKE] Paid
    16th December - £113.07 Rent
    16th December - £10 Fine
    21st December - £10 Debt 1
    23rd December - £113.07 Rent
    23rd December - £10 Fine
    28th December - £135 Council tax
    30th December - £113.07 Rent
    30th December - £10 Fine

    Also
    £226.14 Credit Card
    £100 Person 4
    [STRIKE]£200[/STRIKE] £130 New Debt - £70 Paid
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    First Anniversary Name Dropper Photogenic First Post
    December goals

    Money
    £135 to Council Tax - £0/£135
    £60 Rent - £15/£60
    £80 Groceries - £9/£80

    Extra income (Waiting for)
    Populuslive £50 Cheque

    Plans
    [STRIKE]1st - Non Uniform £2[/STRIKE] Done £3
    [STRIKE]7th - Youngest dress as a character for calendar pictures [/STRIKE] - She refuses to dress up.
    [STRIKE]8th - Smalls Xmas dinner £5[/STRIKE] Paid
    11th - School Panto trip £42 Paid
    11th - Youngest Xmas party - Need cocktail sausages and cake
    12th - Youngest Nativity 10.30am
    13th - Xmas Fayre & Santa Express Train
    13th - School Santa £18
    14th - Christmas roadshow
    14th - Youngest School Santa £9
    15th - Xmas jumper day £3
    18th - DS Xmas Production
    19th - DD Xmas Production
    22nd - Last day of term

    [STRIKE]Youngest appointments x 8[/STRIKE] Done :D Need to sort the ones for next week now
    [STRIKE]Make and keep my own appointments :o[/STRIKE] Will focus more on this after Xmas.
    Decorate Living room - Wallpaper to go up
    Decorate Kitchen - Wallpaper to go up
    Decorate Hallway - Wallpaper to go up
    Decorate Stairs
    Decorate Landing
    [STRIKE]School Xmas cards[/STRIKE] Done and sent :D
    Finish Xmas shopping
    Xmas tree
    Xmas cards

    List of things I need to sort in December
    DD's clothes - just tights
    Youngest - leggings and socks
    Xmas tree
    Xmas gifts
    Xmas cards
    Buy a Kettle
    Buy Mugs
    Buy 2 photo frames
    Buy storage boxes for toy cupboard
    £10 for DS to buy his sisters a gift.
    £10 for DD to buy DS and DD a gift
    £10 for Youngest to buy DS and DD a gift.

    Unbudgeted spends
    £35 DIY store
    £2.50 Coffee
    £1.50 Sweets
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Activity a day

    1st - Paint Xmas pictures - Done :D Amazing fun
    2nd - Make Xmas decorations - Glitter everywhere! Done :D
    3rd - Xmas movie & popcorn - Done :D
    [STRIKE]4th - Make Xmas cards[/STRIKE] Swapped to 5th all done and drying :D
    [STRIKE]5th - Read Xmas stories (busy with appointments needed something quick) [/STRIKE] Did on the 4th :o
    6th - Finish Xmas cards/envelopes - Done
    7th - Winter walk & post cards - Done :D

    8th - Make photo frames for gifts
    9th - Donate Xmas treats to food bank & Ice skating
    10th - Decorate gingerbread house
    11th - Make tree decorations
    12th - Visit nursing home with cards and things
    13th - Make Xmas cookies
    14th - Make a snowman (Craft items not snow hopefully :rotfl:)

    15th - Christmas tree day :D
    16th - Wrap gifts smalls got for each other
    17th - Do Christmas photos and finish making gifts with them
    18th - Make sweet cones, snowman soup and reindeer food (Xmas themed)
    19th - Make a snowglobe
    20th - Donate list items to Foodbank
    21st - Read an Xmas story with puppets

    22nd - Make fudge/cakes and treats for gifts
    23rd - Deliver gifts and cards and things to everyone
    24th - Make Santa plate and food, hang stockings, Xmas movie with snowman soup and sweet things.
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
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