my first months spending diary - OMG!
mustbemad68
Posts: 55 Forumite
My soa came out that we should be okay, but only just. Every month, like a lot of people on here, I ran out of cash and couldn't work out why. Me and OH have £80 cash each for sundries every month but it never lasts the month so this month I have written down everything I have spent and can now see exactly where it has gone.
£12.26 on chocolate / snacks at work (and I wonder why i can't lose weight!):eek:
£10.80 on magazines
£15.60 on bread / milk that should have come out of the shopping budget
£18.50 on breakfast at work - will have to make time for breakfast at home!
£15.20 on lunch out with friend
the rest was bit and pieces that weren't too bad but I seem to spend a lot of my money on food.
My spending diary consisted of a piece of paper in my purse which worked well for me as I wrote it down as I spent it as I would never remember at the end of the day.
I think this months spending diary has been my second LBM as I now realise where all my cash has been going for the last few years, hopefully now I can do something about it.
£12.26 on chocolate / snacks at work (and I wonder why i can't lose weight!):eek:
£10.80 on magazines
£15.60 on bread / milk that should have come out of the shopping budget
£18.50 on breakfast at work - will have to make time for breakfast at home!
£15.20 on lunch out with friend
the rest was bit and pieces that weren't too bad but I seem to spend a lot of my money on food.
My spending diary consisted of a piece of paper in my purse which worked well for me as I wrote it down as I spent it as I would never remember at the end of the day.
I think this months spending diary has been my second LBM as I now realise where all my cash has been going for the last few years, hopefully now I can do something about it.
DEBT FREE 23/12/11
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Comments
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Every few pence certainly makes a difference!!Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
Aim for 2011 - pay off car loan £260.00 saved
Nerd No. 1173! :j
Made by God...Improved by the The Devil0 -
Um I have to agree, I found mine a shocker too :eek:Debt Free Diary - Second Chances! Life in a Tourer........Tilly Tidy Founder in 2016, Tilly Tidy 2023 £17.43, NSD Jan 2023 9/10, Debt £13,491.650
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I keep meaning to do one!! think i will have to make a point so i canget a schock like you!! I bet mine goes on food and bits for the girls!
Well done on your second LBM! hope next mths is not such a shock......GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500£2 savers No68: £104/£100 :j:jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j0 -
Wow £80 each on sundries! We have a budget of £40 on non essentials, and that includes clothing, going out etc.
Well done for keeping your diary - do you think it will make you think next time you go to buy breakfast etc?0 -
I am so glad I have done this as I have wasted money that I could have used for something better - a day out or some much - needed clothes.
I have just been paid today and it is a 5 week month so I am on a bit of a mission to have a cash left at the end of the month instead of the usual month left at the end of the money.0 -
lisainglasgow wrote: »Wow £80 each on sundries! We have a budget of £40 on non essentials, and that includes clothing, going out etc.
Well done for keeping your diary - do you think it will make you think next time you go to buy breakfast etc?
I know, I thought £80 each was lots but it never seems to last the month. OH funds his hobby ( old cars / bikes) from this but mine seems to just disappear.
no more work breakfasts for me - I have a freezer full of bread and a cupboard full of cereal so there is no excuse.0
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