V A N Q U I S
Comments
-
sscott5581 wrote: »Hi
Well done on your acceptance!
Started at £250 June 2008, increased to £500 September 2008 and increased to £1250 January 2009.
I pay my balance in full every month and I would advice you do the same otherwise the interest charged will be very high.
Brilliant - Thanks for the advise. I have set up a DD to pay the full balance every month as I refuse to pay 59% APR LOL.
If you don't mind me asking, what are your spending habbits as I know you any get an increase if you run the account as they wish!
Thanks for the help & advise tho!Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
mellie_rosie wrote: »dont got with them! I had the worst experience ever with vanquis
Hi Mellie,
My partner has an old Vanquis card that she let me use.
During the 24 months I used the card I had nothing but praise for them.Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
On the contrary, I have nothing but high praise for them
Hi Cif,
Did you have your first increase after 3 months?Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »Hi Cif,
Did you have your first increase after 3 months?0 -
After 6 months for me. Am currently waiting on my second increase - hopefully!
Thanks Cif,
Do you pay in full or min payment? How do you run your account?Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »Thanks Cif,
Do you pay in full or min payment? How do you run your account?0 -
Innocent_Guy wrote: »Brilliant - Thanks for the advise. I have set up a DD to pay the full balance every month as I refuse to pay 59% APR LOL.
If you don't mind me asking, what are your spending habbits as I know you any get an increase if you run the account as they wish!
Thanks for the help & advise tho!
HOW MUCH percent?????? Mine is tier 1 but doesnt add up right cos on the letter than came with the card it says 31.4% for purchases and 34.9% for cash. neither of these match any tier that they advertise.....2010 - year of the troll
Niddy - Over & Out :wave:
0 -
I applied for this card over two weeks ago and i'm to received a response too. They havent even done a credit check on me either . Tried ringing the number in the email I got from them and pressed 3 but was just told by the automated service i'd be contacted soon.0
-
MasterSimit wrote: »I applied for this card over two weeks ago and i'm to received a response too. They havent even done a credit check on me either . Tried ringing the number in the email I got from them and pressed 3 but was just told by the automated service i'd be contacted soon.
yea took me by surprise. You'll know answer if you start to get 3 or 4 missed calls a day at home.... they always ring landline (well almost always!) :beer:
By the way, it can take several weeks to sort out an account2010 - year of the troll
Niddy - Over & Out :wave:
0 -
never-in-doubt wrote: »yea took me by surprise. You'll know answer if you start to get 3 or 4 missed calls a day at home.... they always ring landline (well almost always!) :beer:
They rung my mobile.............Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100
This discussion has been closed.
Categories
- All Categories
- 342.5K Banking & Borrowing
- 249.9K Reduce Debt & Boost Income
- 449.4K Spending & Discounts
- 234.6K Work, Benefits & Business
- 607.1K Mortgages, Homes & Bills
- 172.8K Life & Family
- 247.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 15.8K Discuss & Feedback
- 15.1K Coronavirus Support Boards