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  • FIRST POST
    • dec2007mcl
    • By dec2007mcl 21st May 19, 12:47 PM
    • 6Posts
    • 0Thanks
    dec2007mcl
    Court awards Santander
    • #1
    • 21st May 19, 12:47 PM
    Court awards Santander 21st May 19 at 12:47 PM
    Hi all

    Please can someone give me advice

    I was trying to get bank charges recovered from Santander, however a county court ruled that it was statute barred as it was over 6 years ago. It awarded that I have to pay Santanders legal costs which they say are 1490. I cannot afford to pay this. Can someone please advise me of my options.

    Thanks for your time
Page 1
    • BoGoF
    • By BoGoF 21st May 19, 1:02 PM
    • 4,521 Posts
    • 4,100 Thanks
    BoGoF
    • #2
    • 21st May 19, 1:02 PM
    • #2
    • 21st May 19, 1:02 PM
    Agree a payment plan with them.

    Have to ask, what were you thinking.....the banks won the bank charges case years ago.
    • dunstonh
    • By dunstonh 21st May 19, 1:24 PM
    • 98,597 Posts
    • 66,991 Thanks
    dunstonh
    • #3
    • 21st May 19, 1:24 PM
    • #3
    • 21st May 19, 1:24 PM
    I was trying to get bank charges recovered from Santander,
    On what basis?
    however a county court ruled that it was statute barred as it was over 6 years ago.
    it could also have arrived at that decision after the banks won the high court case in 2009.

    t awarded that I have to pay Santanders legal costs which they say are 1490. I cannot afford to pay this.
    What on earth possessed you to take Santander to court on something that was already ruled in 2009? This outcome was highly predictable. And if you dont have the money, it was foolish thing to do. It was foolish even if you had the money.

    Did your solicitor not warn you of the risks and consequences? (you may have a case against thm if not)
    Can someone please advise me of my options.
    Agree on a payment plan with them.
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
    • Nasqueron
    • By Nasqueron 21st May 19, 2:04 PM
    • 7,563 Posts
    • 4,780 Thanks
    Nasqueron
    • #4
    • 21st May 19, 2:04 PM
    • #4
    • 21st May 19, 2:04 PM
    Paging Brown


    This is what happens when you try and take banks to court for old fees and the bank decides to fight it. Still want to personally indemnify people over old charges?
    • brown1950
    • By brown1950 26th May 19, 1:38 AM
    • 256 Posts
    • 53 Thanks
    brown1950
    • #5
    • 26th May 19, 1:38 AM
    • #5
    • 26th May 19, 1:38 AM
    Oh Dear why involve me in bank charges when clearly the UK Banks won in the Supreme Court ?
    Any court action involving bank charges will fail however on this site certain posters think credit
    card charges are also somehow linked into the Banks Supreme Court win which they are clearly not.
    • Nasqueron
    • By Nasqueron 26th May 19, 6:14 PM
    • 7,563 Posts
    • 4,780 Thanks
    Nasqueron
    • #6
    • 26th May 19, 6:14 PM
    • #6
    • 26th May 19, 6:14 PM
    Oh Dear why involve me in bank charges when clearly the UK Banks won in the Supreme Court ?
    Any court action involving bank charges will fail however on this site certain posters think credit
    card charges are also somehow linked into the Banks Supreme Court win which they are clearly not.
    Originally posted by brown1950
    1) Your credit card "reclaiming" is based on threatening to take banks to court. This is what happens when banks don't fold but actually fight it. Your credit card case could easily seen this happen
    2) Precedent. I suggest you look up how the law works
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