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  • FIRST POST
    • arjaffer
    • By arjaffer 10th Oct 19, 7:42 AM
    • 10Posts
    • 2Thanks
    arjaffer
    Cigna AA Family Injury Plan
    • #1
    • 10th Oct 19, 7:42 AM
    Cigna AA Family Injury Plan 10th Oct 19 at 7:42 AM
    I have been a policy holder of the above plan for over 15 years. Suddenly Cigna have written to me stating "they are no longer able to provide cover" at the next renewal. They don't give a reason. Has anyone come across such a situation? It may be in the policy conditions that they can stop providing cover at any time they deem necessary. Is this fair and reasonable for a policy holder of over 15 years.? My policy will cease and I will get no compensation or refunds.
    Any comments or views will be welcome
Page 1
    • Caz3121
    • By Caz3121 10th Oct 19, 7:48 AM
    • 12,440 Posts
    • 8,109 Thanks
    Caz3121
    • #2
    • 10th Oct 19, 7:48 AM
    • #2
    • 10th Oct 19, 7:48 AM
    similar thread on insurance board
    https://forums.moneysavingexpert.com/showthread.php?t=6028422&highlight=cigna
    • Moneyineptitude
    • By Moneyineptitude 10th Oct 19, 9:26 AM
    • 24,909 Posts
    • 14,425 Thanks
    Moneyineptitude
    • #3
    • 10th Oct 19, 9:26 AM
    • #3
    • 10th Oct 19, 9:26 AM
    My policy will cease and I will get no compensation or refunds.
    Originally posted by arjaffer
    Your cover will cease, but why would you receive a refund for periods in which you were covered in the past?
    As for "compensation", what monetary loss have you suffered?

    You are now perfectly at liberty to seek similar insurance elsewhere ...
    • SonOf
    • By SonOf 10th Oct 19, 10:26 AM
    • 1,763 Posts
    • 2,023 Thanks
    SonOf
    • #4
    • 10th Oct 19, 10:26 AM
    • #4
    • 10th Oct 19, 10:26 AM
    uddenly Cigna have written to me stating "they are no longer able to provide cover" at the next renewal. They don't give a reason. Has anyone come across such a situation?
    yes. plenty of times.

    Is this fair and reasonable for a policy holder of over 15 years.?
    yes it is.

    My policy will cease and I will get no compensation or refunds.
    Why should you get compensation or refunds? You paid for cover during the period they offered cover. They provided cover whilst you paid them. Job done.

    These types of plans are rubbish. They are doing you a favour. Get some real insurance from the mainstream instead. Not obscure plans that have very low payout rates.
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