Anyone with a First Direct joint current account?
forgotmyname
Posts: 32,549 Forumite
Just a quick question for anyone with a joint current account with first direct.
Does the joint account show on both of your credit files?
The account does not show on my partners credit file and FD were a pain when we switched accounts.
History of what happened...
Although we switched a joint account to them, they requested more info from my partner. She had to get photo ID signed and sent off as proof. But all the cards and everything arrived. They told me the transfer was on hold but it wasnt it still switched before she had sent the info.
Anyway account opened proof send and all good, except she now has no credit history again. She had non before hence the issues opening an account.
Does the joint account show on both of your credit files?
The account does not show on my partners credit file and FD were a pain when we switched accounts.
History of what happened...
Although we switched a joint account to them, they requested more info from my partner. She had to get photo ID signed and sent off as proof. But all the cards and everything arrived. They told me the transfer was on hold but it wasnt it still switched before she had sent the info.
Anyway account opened proof send and all good, except she now has no credit history again. She had non before hence the issues opening an account.
Censorship Reigns Supreme in Troll City...
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Comments
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Anyone help with this ??I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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The account should show on both files and there should also be a financial link between the two persons as well0
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Yes there is a financial link, I will have to check, that may relate to the previous account that closed when we switched.
EDIT: just checked and the financial Associations are from our old account.
ThanksCensorship Reigns Supreme in Troll City...0
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