Third time around - this time the last!

Got paid today, so here's where it all stands now.

Debt position:

Car loan.......................£4,666.81
CC1.............................£4,592.64
CC2............................£2,560.92
Overdraft.....................£260
Other debt..................£453 - SAME
IOUs............................£81
CC3.............................£1,384.91
Total unsecured debts........£13,999.28 - about 6% down.

Cash position:

There's £280 in the cash box. I can put another £250 when I get paid again at the end of next week. That £530 needs to last till the mid October pay day. Ideally for everything. We need to think that anything that doesn't come out of the cashbox is a negative impact on the debt position. There is no other money in the bank/due to be paid before then that isn't assigned to essential bills.

Extra spending:

The anniversary weekend came in closer to £300 than the £200-£250 than I had aimed for, but it was well worth it. We had a lovely time, and given that it was the first chance to spend the weekend alone together in six years, I doubt we'll be repeating it anytime soon.

For the October holiday I've booked the airport hotel but not the parking, so that needs to be done.

I also conceded to the weather and bought myself a pair of trousers (I've been in shorts since the last ones did back in the spring).

Mid distance spending:

- October holiday - parking and spending cash
- DD birthday (also October)
- Car fixes that PBS already flagged
- December - house insurance
- And then there's Christmas...

To do:

Post ebay stuff.

I think that's it.

Pay day again (I get two a month).

I've put the money in to the three accounts for all the bills for all of September. I then put £100 on CC3 (the one currently attracting interest). And at the end of that I have a grand total of £275 left.
So I can put the £250 in the cashbox as per last post. The good new there is that there is still £142.37 in the cashbox from last week, so I do think it is helping to keep a lid on things.

I'll be tallying up all the September spending on the weekend so we can really get a look at where everything is gone.

Here's roughly where we'll be at debt-wise once the monies I've just shoved about the place go out to the various debt providers

Car loan £4,235.46
CC1 £4,548.64
CC2 £2,640.14
CC3 £1,323.44
IOUs £67.00
Other debt £453.00
Overdraft £180.00

Total £13,447.68

Which I reckon will put us about 9.8% down overall by the end of the month.

When I get paid in the mid-month, the following needs to come from that:

DD birthday (gifts and party - maybe £100-200, depending on what she wants to do)
Holiday spending (Should be cheaper than recent holidays due to destination, maybe £700)
£250 cashbox

Anything else can go on debt repayments (if the above is stuck to, then could be £500)

Then at the end of October, I'll do the same as today, which will again mean all the bills paid, plus £100 on debt payments and £250 for the cash box.

November there isn't any planned excess spending (I think), so if we don't go overboard on anything, we could get the CC3 credit card (intended for emergencies only) to nothing at mid Nov spending date. We can then tackle the overdraft, IOUs and 'Other debt' next.

December will be Home insurance (~£200), and of course, Christmas - which is a subject of current discussion.