Learner Driver - Best Insurer To Go With
Cat123456
Posts: 17 Forumite
Hi all,
I'm a learner Driver and my test is in a few weeks. A family member has offered to let me get insured on their car. I need to get my own insurance policy.
I was wondering what experiences people have had with different insurers?
Thanks in advance
I'm a learner Driver and my test is in a few weeks. A family member has offered to let me get insured on their car. I need to get my own insurance policy.
I was wondering what experiences people have had with different insurers?
Thanks in advance
0
Comments
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Why another thread?
The best insurer is the one with the right policy for you at the right price.Censorship Reigns Supreme in Troll City...0 -
I can't recommend an insurer as I don't yet drive either. But I looked into this myself last week as I really could do with learning to drive and buying a car, as a rather mature learner.
I spoke to a local broker and they only found one insurer on their panel who would even touch a mature learner and we found that the price more than doubled when I [hopefully] passed my test and went out on my own - that wasn't something that I expected, but it does make sense. Once I had a couple of years experience and some NCD, it would drop quite a lot year on year and many more insurers would now quote too, making it more competitive. But those first couple of years were going to make it cost-prohibitive for me.
So be aware that the learner bit might be the cheaper time, it's as a new driver where the big numbers come in initially, so factor this in your calculations too.0 -
I was wondering about people's experiences. On the off chance I'd need to make a claim would just like to know how was it was to get resolved etc.
@BooJewels it's silly isn't it that the learner insurance is cheaper! Some insurers give a discount for dash cams and for new drivers it'll save a chunk of change0 -
Do you mean you want an insurance policy to drive their car after you have passed your test?0
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@BooJewels it's silly isn't it that the learner insurance is cheaper!
She said I could add over 5k as a youngster and 1.5k if I moved 3 miles up the road, so she said many factors were in my favour and it could have been significantly higher than it was. Ouch, it sounded a lot to me - and certainly a deal breaker for now.0 -
. Once you pass, you're potentially out on your own and are somewhat inexperienced. So it does make sense,0
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@cajef I'm not able to get insured on their car after my test as it will be too costly
@BooJewels I'm expecting my insurance to be fairly high but figure the price I pay for lessons each month should cover my insurance0
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