Charging Order? The myth

Hi Both thanks for your feedback, The charging order is only in my mothers "beneficial interest" so I am assuming they can only realise the debt against my mothers Equity? My father did not have any restrictions on his name so I am assuming his equity is safe?

Eggbox in this instance would you advise that I contact the creditors?

Thanks Dakota, they LR stated on my last call that the debt would need to be settled in order for the restriction to be removed. They suggested that I talk to the people the restriction was put in place for and we would need proof the debt was paid?


The crazy thing is I have called the bank and they are unable to trace any records so not sure what to do next

I have had conflicting information so if this is wrong let me know

No they found it, however the strange thing when I asked for a figure they gave me the figure void of interest @ 66,000 pounds

Then I asked about settlement and they said I need to propose a figure?

So then they called me again saying they would remove the CO, as mum had passed before the CO was granted

Is this too good to be true? They have asked for proof of Death which I have sent. They said they will even handle contacting the LR to get the CO removed,

I wait to see if this is even possible?

For LRR, please;

In 2008, a neighbour whose septic tank was faulty, asked if she could run an outflow pipe across my garden. She did the same with the neighbour on the other side.

We both granted deeds of easement, and the pipe crosses both properties.

Here's the thing;

Whilst looking through the recent title deeds for both the properties the pipe crosses, I note that only my deeds show the easement as being listed.

Does the other neighbour need to report these things to LR… I was wondering as there must be something in place for the person whose pipe it is to enter the land for maintenance, etc.

Also, what would happen if the land was sold and the new owner was not aware of there being a pipe buried on the land and the rights that go with it.

I suppose what I'm saying is this;

Is it essential that deeds of easement are notified to LR?

Many thanks. D45

Asify wrote: »

No they found it, however the strange thing when I asked for a figure they gave me the figure void of interest @ 66,000 pounds

Then I asked about settlement and they said I need to propose a figure?

So then they called me again saying they would remove the CO, as mum had passed before the CO was granted

Is this too good to be true? They have asked for proof of Death which I have sent. They said they will even handle contacting the LR to get the CO removed,

I wait to see if this is even possible?

Asify, apologies for late reply as thread updates not being sent again (if any of the admin team see this can you sort this problem please??)

I have seen it before where creditors lose interest in the debt once the debtor has, unfortunately, died. So I would take them at their word for now and get the certificate to them to verify the facts?