Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • katie_d38
    • By katie_d38 6th Jun 19, 6:46 PM
    • 1Posts
    • 0Thanks
    katie_d38
    ESA over 16000
    • #1
    • 6th Jun 19, 6:46 PM
    ESA over 16000 6th Jun 19 at 6:46 PM
    Hi - I'm looking for some advice.

    My mum has MS and has done for around 30 years or so. She claims higher level PIP and ESA with the additional components for being severely disabled. She has claimed these (and the previous DLA/Income Support) for years and years as she is profoundly disabled and hasn't been able to works for a long long time.

    Recently, her savings have crept above the 16000 threshold (various reasons - not going out as much, not shopping as much, stuck in the house - as well as us stupidly getting her shopping for her and not getting money back etc etc). Shes always been close to the 16000 but not over it. Shes around at around 17000.

    Annoyingly, she has now been asked to supply her yearly statements for DWP to review - obviously I know you cannot be above 16000 HOWEVER I'm confused as to how it all works. I know some is based on contribution based (will my mum qualify for this if shes been on benefits for so long?), Can she still claim the disabled part of the money is shes over?
    Obviously we will take some money from her account and take it under the 16000 mark but they want months of statements so will see it has crept up at times. Will she lose everything? She has only managed to surpass the threshold due to her being very poorly lately so savings will no doubt go down again anyway!

    Any help appreciated.
Page 1
    • Alice Holt
    • By Alice Holt 6th Jun 19, 7:43 PM
    • 3,156 Posts
    • 3,666 Thanks
    Alice Holt
    • #2
    • 6th Jun 19, 7:43 PM
    • #2
    • 6th Jun 19, 7:43 PM
    Look at her ESA paperwork to establish if it is contribution-based, income-based, or a combination of the two.

    Any income-based element is affected by savings over 6,000.
    https://www.entitledto.co.uk/help/savings

    If you spend money to take it below 16k - look carefully at the deprivation of capital rules.
    https://monevator.com/deprivation-of-assets-rule-pensions/
    Alice Holt Forest situated some 4 miles south of Farnham forms the most northerly gateway to the South Downs National Park.
    • missile
    • By missile 6th Jun 19, 11:28 PM
    • 10,094 Posts
    • 5,143 Thanks
    missile
    • #3
    • 6th Jun 19, 11:28 PM
    • #3
    • 6th Jun 19, 11:28 PM
    Alan Blackett @ MS Society may be able to help you >
    Tel: 0808 800 8000
    e mail: msbenefitsadvice@dls.org.uk
    "A nation's greatness is measured by how it treats its weakest members." ~ Mahatma Gandhi
    Ride hard or stay home
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

142Posts Today

1,914Users online

Martin's Twitter