Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    Yes I can see many advantages in online shops. The trouble is they send over ripe fruit sometimes and stuff that needs using up within two days :mad:. I always rummage at the back of the shelf for the longest possible use by date :rotfl:.

    Also because I work from home it's an excuse to get out of the house. If I worked out of the house full time I would definitely do it online though :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
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    Have you tried Mr Al's HHOD? Im a convert now :rotfl: xx
    Mummytogirls x

  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    Not really, I guess I should check it out :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
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    Or meal plan and add things to the basket on Mr T, write a list and only take the money plus a couple of pounds for differences ;) Can't overspend if you don't have the chance too :p

    Hope DS decides to have a family take away :D

    I have all 3 smalls birthdays soon :eek: They all fall within 2 weeks I didn't plan that very well :rotfl:
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • System
    System Posts: 178,094 Community Admin
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    I understand where your coming from about getting out HH . I guess willpower is needed then !
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    WannabeFree wrote: »
    Or meal plan and add things to the basket on Mr T, write a list and only take the money plus a couple of pounds for differences ;) Can't overspend if you don't have the chance too :p

    Hope DS decides to have a family take away :D

    I have all 3 smalls birthdays soon :eek: They all fall within 2 weeks I didn't plan that very well :rotfl:

    That's a very good idea Wannabe about putting in the basket online to see how much it comes to :T.

    :eek::eek: to three birthdays in two weeks!
    Cumbria_lass wrote: »
    I understand where your coming from about getting out HH . I guess willpower is needed then !

    My will power needs strengthening at the moment Cumbria, it's the Christmas effect :eek:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Willowtree222
    Willowtree222 Posts: 7,696 Forumite
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    I have no will power either. It's like I just can't focus. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    edited 11 January 2018 at 8:52PM
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    I hope you manage to arrange a birthday evening for DS that you are all happy with, HairyHand. Whatever you all do I hope it's fun:beer:

    Well, it never rains but it pours in Carboot world:mad:. I had to go somewhere important yesterday morning and my car wouldn't start. Dead as a dodo:(. OH took out the battery and took it to the nearest battery suppliers (quite a journey as we live way out 'in the sticks'). They tested it and it was kaput so he brought a new one back for me and fitted it. Car started like a dream this morning:j. I was dreading it being something more serious than the battery as my car is 15 years old (but has been cared for and has plenty of life left in it yet;)). It still looks good too, it isn't a rust bucket:rotfl:. I'd really like to keep it going until I'm debt free as my savings are purely to make Full&Final settlements not for buying a car:eek:. A car is essential here, no bus rpute nearer than 3 miles away and that's an infrequent service anyway. Our nearest village shop of any sort is 4.5 miles away:(.


    OH said he was feeling sorry for me as I'd had quite a lot of bad luck to cope with lately so when he bought a newspaper on his way back with the battery he bought me a Lucky Dip for last night's lottery. We don't do the lottery normally. It only went and won £25 for 3 correct numbers:j:j:j. The battery was £50 so with the winnings it turned out half price. Cheered me up no end.


    I hope everyone has had a good day. Been drizzly and foggy here most of the day, not exactly conducive to lifting the spirits:(
  • please-let-me-be-lucky
    please-let-me-be-lucky Posts: 10,202 Forumite
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    Great news carboot. Congratulations Xx

    Your boy’s birthday is a week before my DS2’s Hairy. January birthdays eh?! :eek: Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    WannabeFree wrote: »
    Or meal plan and add things to the basket on Mr T, write a list and only take the money plus a couple of pounds for differences ;) Can't overspend if you don't have the chance too :p

    Hope DS decides to have a family take away :D

    I have all 3 smalls birthdays soon :eek: They all fall within 2 weeks I didn't plan that very well :rotfl:

    I thought i was bad for three kids birthdays in 4 weeks :rotfl:
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