a long time ago
deriktrotter
Posts: 8 Forumite
I went bankurpt just over ten years ago i was unempolyed at the time and shortly after this 6 to 8 months or so i moved back to my parents changed address and ive never apllyed for credit again till this day! I got on with my new life and just forgot about it all, now it has just occured to me that i never heard another thing about it maybe because i moved and i didnt tell anybody (cant remember being told to) is this ok normal? because i never got anything saying i was discharged or anything to sign after and i have zero paper work from that time , i ask because i was thinking of getting a credit card and a little worried that i missed something important thanks for any response
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Comments
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You need to do some checking:
Insolvency register
https://www.insolvencydirect.bis.gov.uk/eiir/
Credit files
https://www.experian.co.uk/consumer/statutory-report.html
https://www.equifax.co.uk/Products/credit/statutory-report.html
https://www.callcredit.co.uk/consumer-solutions/your-credit-report/statutory-credit-report
If all that is clear, you're good to go. I think discharge was automatic after quite a short period 10 years ago so, unless the OR asked for information that you never supplied, you were probably discharged automatically and nothing will be showing.
Hopefully you've had a bank account and are on the electoral roll, or the CRAs may have trouble identifying you.0 -
thanks for that ill look it to it yes ive always had a bank account at my parents but not on any electoral roll dont really live there0
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deriktrotter wrote: »thanks for that ill look it to it yes ive always had a bank account at my parents but not on any electoral roll dont really live there0
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