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  • FIRST POST
    • johnboy84
    • By johnboy84 3rd Dec 19, 10:00 PM
    • 3Posts
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    johnboy84
    Depositing a Cheque into Nationwide Current Account
    • #1
    • 3rd Dec 19, 10:00 PM
    Depositing a Cheque into Nationwide Current Account 3rd Dec 19 at 10:00 PM
    Hi
    I paid a cheque into my nationwide account today, first time in a long time I have received a cheque. I have been reading that cheques clear a lot faster now. It says that the funds will become available by 23:59 tomorrow at the latest. Anybody had any experience with paying in cheques and what time have you roughly been able to access the funds from that cheque?

    Thank you

    John
Page 1
    • Ben8282
    • By Ben8282 3rd Dec 19, 10:07 PM
    • 4,405 Posts
    • 2,425 Thanks
    Ben8282
    • #2
    • 3rd Dec 19, 10:07 PM
    • #2
    • 3rd Dec 19, 10:07 PM
    Yes they have ben clearing a lot faster lately. If you have been told that the funds will be available by 23:59 tomorrow at the latest I can see no reason to doubt this information if it was given to you by a reliable source..
    • PRAISETHESUN
    • By PRAISETHESUN 4th Dec 19, 9:06 AM
    • 1,409 Posts
    • 764 Thanks
    PRAISETHESUN
    • #3
    • 4th Dec 19, 9:06 AM
    • #3
    • 4th Dec 19, 9:06 AM
    https://www.nationwide.co.uk/support/support-articles/services/cheque-clearing
    • johnboy84
    • By johnboy84 4th Dec 19, 4:08 PM
    • 3 Posts
    • 0 Thanks
    johnboy84
    • #4
    • 4th Dec 19, 4:08 PM
    • #4
    • 4th Dec 19, 4:08 PM
    Hi thanks for your replies. I guess what I really want to know is if anyone has experience of paying them in and at what time they actually were able to withdraw the money form the cheque. I know it says BY 23:59 but wondering at what time others had been able to use the money. Thanks.
    • Murmansk
    • By Murmansk 4th Dec 19, 4:24 PM
    • 221 Posts
    • 79 Thanks
    Murmansk
    • #5
    • 4th Dec 19, 4:24 PM
    • #5
    • 4th Dec 19, 4:24 PM
    Well I've had experience of paying in cheques to my Halifax account via their phone app - they usually clear next day, sometimes as soon as about 10am, so I'd imagine yours could certainly clear before 11.59 the next day.

    As I understand it when you pay in via a branch the cheque goes into the same system as mine does when I use my phone app so you should benefit from the speed of the system too.
    • bristolleedsfan
    • By bristolleedsfan 4th Dec 19, 5:49 PM
    • 7,950 Posts
    • 9,947 Thanks
    bristolleedsfan
    • #6
    • 4th Dec 19, 5:49 PM
    • #6
    • 4th Dec 19, 5:49 PM
    Hi thanks for your replies. I guess what I really want to know is if anyone has experience of paying them in and at what time they actually were able to withdraw the money form the cheque. I know it says BY 23:59 but wondering at what time others had been able to use the money. Thanks.
    Originally posted by johnboy84


    Three cheques paid into Nationwide Branch, funds were available by midday the following day, didnt check earlier than that.
    • MovingForwards
    • By MovingForwards 4th Dec 19, 8:02 PM
    • 2,690 Posts
    • 3,171 Thanks
    MovingForwards
    • #7
    • 4th Dec 19, 8:02 PM
    • #7
    • 4th Dec 19, 8:02 PM
    Mine have always been 2 days after the cheque was paid in after midday. But they show in pending when paid in.
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