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    • Wardrobe56
    • By Wardrobe56 4th Dec 19, 8:36 AM
    • 2Posts
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    Wardrobe56
    Cheques
    • #1
    • 4th Dec 19, 8:36 AM
    Cheques 4th Dec 19 at 8:36 AM
    I have received a cheque made payable to ‘Personal Representative of .....’ 10 years after my partners death for overpaid mortgage interest. His estate was wound up over 8 years ago. Do I go to the bank and open an account to pay it in (I have copy of grant of probate stating I am his only beneficiary) or send the cheque back for them to reissue in my name? When I tried to ring up the mortgage provider they seemed a bit vague. The bank won’t pay it into my personal account.
Page 1
    • Robin9
    • By Robin9 4th Dec 19, 8:37 AM
    • 5,191 Posts
    • 3,417 Thanks
    Robin9
    • #2
    • 4th Dec 19, 8:37 AM
    • #2
    • 4th Dec 19, 8:37 AM
    Send it back with a copy of probate.

    How insensitive of the mortgage provider.
    Never pay on an estimated bill
    • Wardrobe56
    • By Wardrobe56 4th Dec 19, 10:01 AM
    • 2 Posts
    • 0 Thanks
    Wardrobe56
    • #3
    • 4th Dec 19, 10:01 AM
    • #3
    • 4th Dec 19, 10:01 AM
    Thanks, yes I think it may be easier. It may take a while but considering I didn't even know about this money I can wait.
    • Flugelhorn
    • By Flugelhorn 4th Dec 19, 12:31 PM
    • 1,641 Posts
    • 2,122 Thanks
    Flugelhorn
    • #4
    • 4th Dec 19, 12:31 PM
    • #4
    • 4th Dec 19, 12:31 PM
    I agree that is insensitive and clearly not thought out.
    If you do contact the mortgage provider again, ask if they have a bereavement team, though usually show a bit more imagination and sense
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