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DCBL advice?

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Comments

  • Umkomaas
    Umkomaas Posts: 41,345 Forumite
    First Anniversary Name Dropper First Post Photogenic
    beamerguy wrote: »
    DCB LEGAL cannot act on behalf of DCBL because the debt
    does not and never has belonged to DCBL

    Only the PPC can instruct a legal/solicitor to take this further
    and DCBL cannot instruct anyone, they have acted as
    debt collectors who in the parking industry must be ignored

    DCBL CANNOT BUY THE SO CALLED DEBT FROM A PPC

    ^^ Nailed ^^
    Please note, we are not a legal advice forum. I personally don't get involved in critiquing court case Defences/Witness Statements, so unable to help on that front. Please don't ask. .

    I provide only my personal opinion, it is not a legal opinion, it is simply a personal one. I am not a lawyer.

    Give a man a fish, and you feed him for a day; show him how to catch fish, and you feed him for a lifetime.

    Private Parking Firms - Killing the High Street
  • Johnshell
    Johnshell Posts: 14 Forumite
    waamo wrote: »
    Then it's you who would be going to court. Costs in small claims are strictly limited. They can't add on debt collectors fees. I suspect an actual claim would be for much less than they currently want.

    That's assuming they actually go through with their threat. Looking at their recent history it looks highly unlikely they will do anything other than scary letters.

    I have read else where that because this is a letter of claim I should reply. But then others saying to still ignore.

    We just don't know what to do for the best.
  • waamo
    waamo Posts: 10,298 Forumite
    First Post First Anniversary Name Dropper
    Who says ignore? Not on here. Where there is a threat of a court claim you should respond.
  • Johnshell
    Johnshell Posts: 14 Forumite
    Not on here. On various other sites whilst trying to research the best approach.
  • Umkomaas
    Umkomaas Posts: 41,345 Forumite
    First Anniversary Name Dropper First Post Photogenic
    Rattle their cage with a robust response as per the NEWBIES FAQ sticky, post #2.

    Then SAR-bomb all of them, because they all have your personal data which they are using and you want to know how securely they are handling it and who else they've passed it to. You have a real opportunity to inflict some mischief here, but this strategy isn't for snowflakes, but I assume as you're looking to fight this you have the resilience and self motivation to take this battle to them and shove it right up their respective jacksies.

    Here's some ideas on developing and delivering the SAR-bombs:

    https://forums.moneysavingexpert.com/showthread.php?t=5849784
    Please note, we are not a legal advice forum. I personally don't get involved in critiquing court case Defences/Witness Statements, so unable to help on that front. Please don't ask. .

    I provide only my personal opinion, it is not a legal opinion, it is simply a personal one. I am not a lawyer.

    Give a man a fish, and you feed him for a day; show him how to catch fish, and you feed him for a lifetime.

    Private Parking Firms - Killing the High Street
  • beamerguy
    beamerguy Posts: 17,587 Forumite
    First Anniversary Photogenic Name Dropper First Post
    edited 6 August 2018 at 9:00PM
    Johnshell wrote: »
    I have read else where that because this is a letter of claim I should reply. But then others saying to still ignore.

    We just don't know what to do for the best.

    Letter of claim can only come from a legal instructed by the PPC
    As explained above DCBL do not have the right to
    instruct DCB Legal as DCBL DO NOT OWN THE DEBT
    AND NEVER WILL.

    That letter from DCB Legal carries no weight especially
    as they do not comply with the new debt protocol and
    secondly, they are being instructed by a debt collector
    with NO POWER OR AUTHORITY to do so
  • beamerguy
    beamerguy Posts: 17,587 Forumite
    First Anniversary Photogenic Name Dropper First Post
    edited 6 August 2018 at 9:03PM
    waamo wrote: »
    Who says ignore? Not on here. Where there is a threat of a court claim you should respond.

    The point about this is that DCB Legal are threatening legal
    action when they have no right to do so as the debt does
    not belong to DCBL who instructed them.

    There could be a huge data breach here
  • Johnshell
    Johnshell Posts: 14 Forumite
    So say for instance this did go to court.. Can all this be used in evidence.

    Or is what you are saying is that it won't go to court unless northern parking services instruct.

    All of this is so confusing. I think maybe it's time to really look into the legalities of the whole data protection thing, and who can and can't do what.

    When you reply with the bits saying DCBL can not instruct dcb legal, as it isn't their debt, re reading it does start to point things out to me, and make me think it's not right.

    It's scary that they are able to scare people like this, and makes me wonder how many people have actually been ripped off.
  • beamerguy
    beamerguy Posts: 17,587 Forumite
    First Anniversary Photogenic Name Dropper First Post
    Johnshell wrote: »
    So say for instance this did go to court.. Can all this be used in evidence.

    Or is what you are saying is that it won't go to court unless northern parking services instruct.

    All of this is so confusing. I think maybe it's time to really look into the legalities of the whole data protection thing, and who can and can't do what.

    When you reply with the bits saying DCBL can not instruct dcb legal, as it isn't their debt, re reading it does start to point things out to me, and make me think it's not right.

    It's scary that they are able to scare people like this, and makes me wonder how many people have actually been ripped off.

    The way this is shaping up, DCB Legal cannot take you
    to court because their instructions from DCBL are fake
    A judge would crucify them

    Because the names are similar and it might be the same
    company, they can only try to debt collect, but the fact
    still remains ... debt collectors have NO POWERS whatsover
    to take you to court.

    For a debt collector to take you to court, they must own
    the debt and DCBL cannot own it as in the parking industry
    it is forbidden to sell a debt to a debt collector

    Yes it's disgusting but you are being scammed

    The government should be sorting this out soon
    https://hansard.parliament.uk/commons/2018-02-02/debates/CC84AF5E-AC6E-4E14-81B1-066E6A892807/Parking(CodeOfPractice)Bill

    In the meantime, wait, see what happens next, the one
    sure fact is they must comply with the new debt protocol
    and if they don't, they can do very little

    NEW DEBT PROTOCOL STATES
    The claimant must prove to you why they are claiming
    Show you a breakdown of what they are claiming
    Give you 30 days to respond.

    They break the law if they fail in this

    You can see the DCB Legal letter is far from that

    FOR GOODNESS SAKE DO NOT PAY THIS
  • Johnshell
    Johnshell Posts: 14 Forumite
    Thank you.

    Has made me feel a little more at ease.

    Thanks for taking the time to respond.
This discussion has been closed.
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