Pay ALL your debt off by Xmas 2017

kirtsypoos · 14 November 2017 at 4:22PM

Afternoon all!

#006 checking in with £17,039.18/14,539.71 please muppets

ali_bf · 14 November 2017 at 6:39PM

A meagre £76 off my mahoosive debt today. Every penny counts. A loan payment coming off tomorrow so that should help. Totals updated.

abba1772 · 15 November 2017 at 8:54AM

£4.75 sent towards the Halifax brings my total to £6016.92 / £6000

Calling14 · 16 November 2017 at 12:47PM

£20 off for me today

#16 3260/4300.

Thanks muppets

abba1772 · 16 November 2017 at 1:36PM

£3.50 sent towards the Halifax card brings my total £6020.42 / £6000

Blackberrycurved · 16 November 2017 at 3:07PM

:mad:Hello Blackberry here catching up.
To be honest I've had to take a step back from this thread. When I first joined people did talk much more about how to make money and save money. Recently I started to feel that this had become just a maths balance sheet where no one was interacting just saying what they'd paid. And, when you aren't paying off very much it can get depressing. Yes I'm genuinely pleased that people are clearing their debts and there are some like me who have been around for 3 years, maybe more, so you so really deserve it. But it's a bit like Facebook sometimes when everyone is posting about their good times and you are staying in alone. So I haven’t logged on for a few months, mostly I think those feelings are more down to me and my head than the thread but I thought I'd share in case anyone else is feeling the same way.

Since my last post I have paid off £188 so since the last thread I have paid of £2449 but I now have another debt on another card of £1300 - my daughter started University a months rent in advance was £700 plus a security deposit of £300 plus I bought a second hand fridge and her bedding and pans and clothes because she had nothing not even shoes. So I've scrimped all year and I'm back to owing £4848. To not get too down about it Muppets I'll keep my total as it is and change it when the new thread starts. It's not like I'm getting in debt for buying nice things like holidays or cars, does anyone else feel like this or is it just me.

abba1772 · 16 November 2017 at 3:24PM

Blackberrycurved wrote: »

:mad:Hello Blackberry here catching up.
To be honest I've had to take a step back from this thread. When I first joined people did talk much more about how to make money and save money. Recently I started to feel that this had become just a maths balance sheet where no one was interacting just saying what they'd paid. And, when you aren't paying off very much it can get depressing. Yes I'm genuinely pleased that people are clearing their debts and there are some like me who have been around for 3 years, maybe more, so you so really deserve it. But it's a bit like Facebook sometimes when everyone is posting about their good times and you are staying in alone. So I haven’t logged on for a few months, mostly I think those feelings are more down to me and my head than the thread but I thought I'd share in case anyone else is feeling the same way.

Since my last post I have paid off £188 so since the last thread I have paid of £2449 but I now have another debt on another card of £1300 - my daughter started University a months rent in advance was £700 plus a security deposit of £300 plus I bought a second hand fridge and her bedding and pans and clothes because she had nothing not even shoes. So I've scrimped all year and I'm back to owing £4848. To not get too down about it Muppets I'll keep my total as it is and change it when the new thread starts. It's not like I'm getting in debt for buying nice things like holidays or cars, does anyone else feel like this or is it just me.

Sorry you were feeling that way........I'm guilty of just putting up what I've paid for the day but I think I do that because I post in my diary nearly every day but I completely understand what you mean tho about it not being as chatty as what it used to be like xx

Florence_J · 16 November 2017 at 9:17PM

Blackberrycurved wrote: »

:mad:Hello Blackberry here catching up.
To be honest I've had to take a step back from this thread. When I first joined people did talk much more about how to make money and save money. Recently I started to feel that this had become just a maths balance sheet where no one was interacting just saying what they'd paid. And, when you aren't paying off very much it can get depressing. Yes I'm genuinely pleased that people are clearing their debts and there are some like me who have been around for 3 years, maybe more, so you so really deserve it. But it's a bit like Facebook sometimes when everyone is posting about their good times and you are staying in alone. So I haven’t logged on for a few months, mostly I think those feelings are more down to me and my head than the thread but I thought I'd share in case anyone else is feeling the same way.

Since my last post I have paid off £188 so since the last thread I have paid of £2449 but I now have another debt on another card of £1300 - my daughter started University a months rent in advance was £700 plus a security deposit of £300 plus I bought a second hand fridge and her bedding and pans and clothes because she had nothing not even shoes. So I've scrimped all year and I'm back to owing £4848. To not get too down about it Muppets I'll keep my total as it is and change it when the new thread starts. It's not like I'm getting in debt for buying nice things like holidays or cars, does anyone else feel like this or is it just me.

I'm really sorry that you feel this way. What I have learnt is their is a 'Facebook' life (which is why I never go on Facebook) and then there is real life. So this is my real life, Sure I exceeded my target of paying off £3000 this year, but I still have over £4000 of debt to go, and I am currently unemployed. I could end up getting into a huge amount of additional debt if I don't get a job soon.And my mental health limits my job prospects. I was only able to pay off the debt I have this year as I effectively stopped all spending, stopped going to the girls football training sessions I did and sold so much stuff. I used to have about 200 DVDs, now I have 18. I sold my bike, I sold numerous kitchen appliances, I sold my camera to my OH.

I'm really sorry things are difficult. I hope they pick up.

abba1772 · 17 November 2017 at 8:46AM

I've sent £8.27 towards the Halifax card brings my total to £6028.69 / £6000

Where is everyone????? Hope you're all well xx

kirtsypoos · 17 November 2017 at 12:56PM

Hi all,

#006 checking in with £17,309.18/14,539.71 please muppets

I feel a bit guilty as I am very guilty of reading, posting quickly and running at the moment

The big reason for me is that debt busting simply isn't the first thing on my mind or priority list now - we're finally going to have a much wanted baby next Spring and it's all I want to talk and think about

, which is very boring for everyone else so whilst I'm still making my debt payments and making mortgage OPs to make my statutory maternity leave go further once it starts, it's not the all encompassing thing it once was to me.

I love seeing how well everyone is doing and I love changing my totals but honestly I don't feel that what I have to add these days is any use or interest to others. I was very lucky earlier this year in that my parents came into some money and gave a chunk to me and a chunk to my sister. Me to pay off some debts and her to buy a house. Without this I wouldn't be anywhere near where I am now. I feel guilty about it in a way as I really wanted to pay it all through sheer determined-ness but it has enabled us to put everything into trying for a baby as time was getting short for us, and mat leave with huge debt was going to be near impossible. I'd have made it work but I wouldn't be getting debt free, that was for sure!

Sorry that you are feeling rubbish about it all, I truly hope everything picks up for you. Like you said, it's not frivolous spending so I know how disheartening it can be.

Pay ALL your debt off by Xmas 2017

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