Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • shayne66
    • By shayne66 21st Oct 19, 6:54 AM
    • 55Posts
    • 6Thanks
    shayne66
    0 WOW
    Usa Car Hire, Fully Covered ?
    • #1
    • 21st Oct 19, 6:54 AM
    0 WOW
    Usa Car Hire, Fully Covered ? 21st Oct 19 at 6:54 AM
    Hi, we have car hire booked with Hertz whilst we are in America and just wanted to know if we are fully covered or need to buy any additional Insurance before we travel.

    On our paperwork it say's the following is inclusive - Loss Damage Waiver, Liability Insurance Supplement.

    Would rather know and be able to sort out now, then get caught out when we arrive to collect the car, fully tired from the flight.

    Thank You
    Shane
Page 1
    • cubegame
    • By cubegame 21st Oct 19, 7:11 AM
    • 1,854 Posts
    • 1,029 Thanks
    cubegame
    • #2
    • 21st Oct 19, 7:11 AM
    • #2
    • 21st Oct 19, 7:11 AM
    It sounds like you will be fully covered. However, you might want to get your own excess type insurance which has separate cover for keys, wheels and glass as these are probably extra.

    It is unusual to get the hard sell on insurance in the USA anyway.
    • pollypenny
    • By pollypenny 21st Oct 19, 9:04 AM
    • 26,962 Posts
    • 70,967 Thanks
    pollypenny
    • #3
    • 21st Oct 19, 9:04 AM
    • #3
    • 21st Oct 19, 9:04 AM
    It sounds like you will be fully covered. However, you might want to get your own excess type insurance which has separate cover for keys, wheels and glass as these are probably extra.

    It is unusual to get the hard sell on insurance in the USA anyway.
    Originally posted by cubegame


    Agree.

    You'll face a hard sell for excess insurance, usually about $10 a day, so own excess insurance will be cheaper.
    Member #14 of SKI-ers club

    Words, words, they're all we have to go by!.

    (Pity they are mangled by this autocorrect!)
    • shayne66
    • By shayne66 21st Oct 19, 9:51 AM
    • 55 Posts
    • 6 Thanks
    shayne66
    • #4
    • 21st Oct 19, 9:51 AM
    • #4
    • 21st Oct 19, 9:51 AM
    Cheers, have got some quotes from moneymaxin. So will get it all sorted before we travel
    • EveryWhere
    • By EveryWhere 21st Oct 19, 3:42 PM
    • 2,959 Posts
    • 1,485 Thanks
    EveryWhere
    • #5
    • 21st Oct 19, 3:42 PM
    • #5
    • 21st Oct 19, 3:42 PM
    Agree.

    You'll face a hard sell for excess insurance, usually about $10 a day, so own excess insurance will be cheaper.
    Originally posted by pollypenny
    One suggests that there is unlikely to be a hard sell for insurance, another other suggests there will.

    Why would there be a hard sell for excess insurance, when there is no excess?



    But what is aforementioned by cubegame may be correct. That certain things such as tyres and windscreen etc might not be covered.
    The other thing worth a mention is that the SLI/LIS will be at the minimum required by the state.
    Can be set at as little as US$20,000. A standalone policy with SLI/LIS will offer US$1,000,000 of liability cover.

    Insurance4carhire
    Carhireexcess
    Bettersafe

    all sell policies with SLI/LIS.
    • HogMan
    • By HogMan 21st Oct 19, 3:48 PM
    • 140 Posts
    • 95 Thanks
    HogMan
    • #6
    • 21st Oct 19, 3:48 PM
    • #6
    • 21st Oct 19, 3:48 PM
    My experience is that the hard sell is usually on the fuel options and GPS. Never understand the GPS one the rental is usually more than you could purchase a new unit for in Walmart.
    • gdrforest
    • By gdrforest 21st Oct 19, 3:58 PM
    • 24 Posts
    • 9 Thanks
    gdrforest
    • #7
    • 21st Oct 19, 3:58 PM
    satnav
    • #7
    • 21st Oct 19, 3:58 PM
    We bought a garmin USA card for our satnav for the equivaent of about 2 days hire.
    If you are travelling on toll roads you might want to rent the electronic pass, we weren't aware of any other way of getting one, otherwise you need to stop to pay manually.
    • getmore4less
    • By getmore4less 21st Oct 19, 5:13 PM
    • 37,596 Posts
    • 23,232 Thanks
    getmore4less
    • #8
    • 21st Oct 19, 5:13 PM
    • #8
    • 21st Oct 19, 5:13 PM
    Many states have gone cashless pay by plate for tolls, if not doing a lot of days on toll roads it can be chaper than the care transponder.

    I find autoeurope rates good often include the extra(tyres/screen...) with zero excess.

    For extra driver the Brits rate with Alamo.

    For satnav vent phone holder google or waze 3 data sim.
    (offline the maps first.)
    Last edited by getmore4less; 21-10-2019 at 5:17 PM.
    • shayne66
    • By shayne66 21st Oct 19, 5:40 PM
    • 55 Posts
    • 6 Thanks
    shayne66
    • #9
    • 21st Oct 19, 5:40 PM
    • #9
    • 21st Oct 19, 5:40 PM
    For the satnav, I've pre download the maps using Here., so hopefully all sorted there.

    Toll roads, we will be mostly in Texas, but picking the car up from New Orleans and dropping off in Houston, so will have to look into the Toll situation
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

894Posts Today

7,257Users online

Martin's Twitter