Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • JohnDoc
    • By JohnDoc 13th Mar 18, 9:05 AM
    • 2Posts
    • 0Thanks
    JohnDoc
    16yr old Unauthorized O/D
    • #1
    • 13th Mar 18, 9:05 AM
    16yr old Unauthorized O/D 13th Mar 18 at 9:05 AM
    My 16 yr old son recently upgraded his bank account so he could buy items instore or online with his bank card.
    With enough money in his account for a new graphics card for his Pc his 1st purchase online was a new £150 graphics card for his Pc.
    He joined a pc parts site and tried to order the new card, 1st attempt didn't go through.
    HIs 2nd attempt didn't seem successful either so he tried to buy it a 3rd time which appeared successful.
    Now he has 2 graphics cards & is £150 in debt with the bank as it let the both graphics card purchases through.

    Should the bank have allowed this ?
Page 1
    • zx81
    • By zx81 13th Mar 18, 9:13 AM
    • 17,239 Posts
    • 18,326 Thanks
    zx81
    • #2
    • 13th Mar 18, 9:13 AM
    • #2
    • 13th Mar 18, 9:13 AM
    It sounds as if they did not go through in real time, so yes.

    Can he return one and get a refund?
    • JohnDoc
    • By JohnDoc 13th Mar 18, 10:11 AM
    • 2 Posts
    • 0 Thanks
    JohnDoc
    • #3
    • 13th Mar 18, 10:11 AM
    • #3
    • 13th Mar 18, 10:11 AM
    He's trying to get one returned but they have not replied to his email yet.
    • 8i6daddy
    • By 8i6daddy 13th Mar 18, 11:45 AM
    • 83 Posts
    • 57 Thanks
    8i6daddy
    • #4
    • 13th Mar 18, 11:45 AM
    • #4
    • 13th Mar 18, 11:45 AM
    Surely Distance Selling Regulations would cover this regardless of how many cards he has received?
    • Wheres My Cashback
    • By Wheres My Cashback 13th Mar 18, 3:40 PM
    • 2,991 Posts
    • 37,344 Thanks
    Wheres My Cashback
    • #5
    • 13th Mar 18, 3:40 PM
    • #5
    • 13th Mar 18, 3:40 PM
    You're too young to have a 16 year old son
    • Robisere
    • By Robisere 13th Mar 18, 4:11 PM
    • 2,281 Posts
    • 3,084 Thanks
    Robisere
    • #6
    • 13th Mar 18, 4:11 PM
    • #6
    • 13th Mar 18, 4:11 PM
    Which online PC parts store was it?
    I think this job really needs
    a much bigger hammer.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

111Posts Today

1,579Users online

Martin's Twitter