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  • FIRST POST
    • shazzablue
    • By shazzablue 13th Mar 18, 10:35 AM
    • 119Posts
    • 42Thanks
    shazzablue
    car insurance
    • #1
    • 13th Mar 18, 10:35 AM
    car insurance 13th Mar 18 at 10:35 AM
    Hi,i recently insured my car through admiral,they did not ask for proof of no claims..are insurers now checking this themselves?..its the first time i have not had to forward proof.
Page 1
    • FutureGirl
    • By FutureGirl 13th Mar 18, 4:37 PM
    • 1,087 Posts
    • 448 Thanks
    FutureGirl
    • #2
    • 13th Mar 18, 4:37 PM
    • #2
    • 13th Mar 18, 4:37 PM
    Some insurers check this themselves, yes. Some may ask you to provide proof down the line.
    • Superscrooge
    • By Superscrooge 13th Mar 18, 6:14 PM
    • 1,081 Posts
    • 775 Thanks
    Superscrooge
    • #3
    • 13th Mar 18, 6:14 PM
    • #3
    • 13th Mar 18, 6:14 PM
    There is now a 'No Claims Discount' database

    https://www.mib.org.uk/managing-insurance-data/mib-hub/ncd/

    I changed my insurance company a couple of weeks ago and also didn't need to send proof of 'No Claims'. So I suspect this will soon become the norm.
    • DCFC79
    • By DCFC79 13th Mar 18, 8:01 PM
    • 31,704 Posts
    • 19,994 Thanks
    DCFC79
    • #4
    • 13th Mar 18, 8:01 PM
    • #4
    • 13th Mar 18, 8:01 PM
    There is now a 'No Claims Discount' database

    https://www.mib.org.uk/managing-insurance-data/mib-hub/ncd/

    I changed my insurance company a couple of weeks ago and also didn't need to send proof of 'No Claims'. So I suspect this will soon become the norm.
    Originally posted by Superscrooge
    Ive also recently changed my insurer, I was offered to be sent a copy of my NCB so I could forward it on, so far my next insurer hasn't asked for it so maybe they checked the database too.
    Can people stop loaning money/being a guarator to family/friends, it rarely ends well and you lose out as your money is gone or you get shafted with being a guarantor.
    • shazzablue
    • By shazzablue 14th Mar 18, 9:27 AM
    • 119 Posts
    • 42 Thanks
    shazzablue
    • #5
    • 14th Mar 18, 9:27 AM
    • #5
    • 14th Mar 18, 9:27 AM
    thank you for replies,makes sense with everything else being online.
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