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  • FIRST POST
    • Nextonal
    • By Nextonal 4th Oct 17, 1:24 PM
    • 4Posts
    • 31Thanks
    Nextonal
    Offer £250 to switch to Clydesdale, Yorkshire or B
    • #1
    • 4th Oct 17, 1:24 PM
    Offer £250 to switch to Clydesdale, Yorkshire or B 4th Oct 17 at 1:24 PM
    Update: This is now live nationwide, switching to Clydesdale, Yorkshire Bank or 'B'

    Hello,

    First post here though I do lurk elsewhere in the forums and thought I'd post this up having bypassed this yesterday. Yorkshire Bank have recently opened a new colourful branch on New Street, Birmingham and as a result are offering a generous £250 to switch.

    As the title suggests, the offer is subject to switchers who set up their account in the Birmingham branch only. Apologies if already submitted or is in the wrong forum area.

    Full T&Cs here: XXX.youandb.co.uk/resources/ca5d4166-3541-4222-a983-1a00b6623b91/B+Birmingham+T%26Cs+FINAL.pdf

    Note: T&Cs suggest that the offer may be withdrawn at any time so those who wish to take up the offer might want to move fast.
    Last edited by Nextonal; 24-10-2017 at 11:30 PM.
Page 59
    • tempus_fugit
    • By tempus_fugit 12th Feb 18, 4:09 PM
    • 421 Posts
    • 390 Thanks
    tempus_fugit
    I've stayed with Clydesdale as the account works for me and there is a Clydesdale branch near here. I used donor accounts to move to NatWest so it's all good.
    Retired at age 56 after having "light bulb moment" due to reading MSE and its forums. Have been converted to the "budget to zero" concept and use YNAB for all monthly budgeting and long term goals.
    • Katiehound
    • By Katiehound 12th Feb 18, 4:11 PM
    • 4,444 Posts
    • 38,865 Thanks
    Katiehound
    I've stayed with Clydesdale as the account works for me and there is a Clydesdale branch near here. I used donor accounts to move to NatWest so it's all good.
    Originally posted by tempus_fugit
    ah, so they lured one captive in!
    Being polite and pleasant doesn't cost anything!
    If you found my posting helpful please hit the "Thanks" button!
    Many thanks

    2018 Wombling : Entrant 8 ..2319 cc+.2205mm (£2.20.5) + RK £5.21= £30.64.5
    • Marvo5
    • By Marvo5 14th Feb 18, 5:56 PM
    • 166 Posts
    • 106 Thanks
    Marvo5
    Just closed the second of the two accounts (one in the wife's name) I opened with B-Bank (both switched to NatWest). Got to say I felt a twinge of guilt, £500 for basically nothing. How on earth can they afford to do this, it doesn't make much sense and any fool could have told them they would have got the same response for half the incentive (if not less). Surely this will go down as one monumental (and expensive) !!!!-up?

    The guilt didn't last long, only had to look at the returns from my ISA to feel the compensation was deserved.
    • chudleyette
    • By chudleyette 21st Feb 18, 1:43 PM
    • 63 Posts
    • 9 Thanks
    chudleyette
    I have been told that I can't have the £250 because I did not complete the switch within 31 days. However, I do not remember seeing this advertised prominently when I went on to the site.


    I did have a lot of problems making the application due to the site crashing, and there was no option to switch in 7 days (despite what the woman on the phone told me today) - all of the dates were several weeks away so I chose one not realising that the switch had to happen within 31 days. Turns out mine was 36 days later. If the 31 days had been made clear I wouldn't have chosen that date.


    Really annoyed, I've put in a complaint but don't know if it will get me anywhere.
    Originally posted by chudleyette


    Well I'm pleased to say that the complaint was upheld and they paid the £250. Thanks, YB!
    • tempus_fugit
    • By tempus_fugit 21st Feb 18, 10:20 PM
    • 421 Posts
    • 390 Thanks
    tempus_fugit
    Nice one.
    Retired at age 56 after having "light bulb moment" due to reading MSE and its forums. Have been converted to the "budget to zero" concept and use YNAB for all monthly budgeting and long term goals.
    • Mchambers
    • By Mchambers 21st Feb 18, 11:00 PM
    • 988 Posts
    • 308 Thanks
    Mchambers
    Well I'm pleased to say that the complaint was upheld and they paid the £250. Thanks, YB!
    Originally posted by chudleyette
    That is what I like. Complain and get compensation.
    • harz99
    • By harz99 12th Mar 18, 5:28 PM
    • 2,672 Posts
    • 2,602 Thanks
    harz99
    So, today we both get letters from YB claiming they "need" to provide us with "transaction history covering up to five years" as part of the account closure.


    They want us to either visit a branch (with ID) or phone them - really, no thanks just send us a form to complete and return IF it really is needed by the authorities, otherwise go away. Lol.
    • Telhearne
    • By Telhearne 13th Mar 18, 1:12 PM
    • 13 Posts
    • 1 Thanks
    Telhearne
    Hi All,


    I suspect not but I just want to check. Can YBS claw back the incentive if I close the account? Is there a minimum time the account has to be open?


    Thanks
    • harz99
    • By harz99 13th Mar 18, 1:42 PM
    • 2,672 Posts
    • 2,602 Thanks
    harz99
    Hi All,


    I suspect not but I just want to check. Can YBS claw back the incentive if I close the account? Is there a minimum time the account has to be open?


    Thanks
    Originally posted by Telhearne

    Nope, in this instance once its been paid its yours to keep, and you can do whatever you wish with the cash and the account.
    • 18cc
    • By 18cc 13th Mar 18, 2:41 PM
    • 528 Posts
    • 314 Thanks
    18cc
    The best way to close a current account is to 'switch' it into your existing account rather than try to close it.
    • Marvo5
    • By Marvo5 13th Mar 18, 4:59 PM
    • 166 Posts
    • 106 Thanks
    Marvo5
    Yep, I'll second that. I tried to close the Halifax account after I received the switching bonus, they insisisted i needed to go into a branch or write a letter to their head office. Couldn't be bothered with all that so just switched again.
    • shazzablue
    • By shazzablue 14th Mar 18, 9:15 AM
    • 119 Posts
    • 42 Thanks
    shazzablue
    i have also stayed with Clydesdale although my local shut down,what i was unaware of is that you can deposit up to £500 using any post office.
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