2018 Mortgage-Free Wannabes

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Comments

  • anna42hmr
    anna42hmr Posts: 2,844 Forumite
    Name Dropper First Post First Anniversary
    Hello, number 105 here with this months op, please can you put me down for my usual £215.26 for May please, so year to date is £1076.30.

    well done everyone on the OP's

    Thanks again for running this challenge.
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Target: £1800, £572.15 overpaid as at March so YTD = £355.88 Total OP since mortgage started in 2015 = £34,178.29
  • Urbanshyne
    Urbanshyne Posts: 105 Forumite
    First Anniversary Name Dropper First Post
    Howdy, No. 171 here

    Just a little addition of £18.47 to May bringing this month's total to £1268.47.

    Many thanks,

    US
    Neither a borrower or lender be; for loan oft loses both itself and friend.
  • MM10
    MM10 Posts: 57 Forumite
    First Anniversary Combo Breaker
    #5 reporting overpayment + principal payments as follows:


    April £3553 and May £2429


    Really appreciate this Hidden!!!
    Total mortgage when started £256,809 in May of 2011; 2018 MFW #5
    Main mortgage was £214,309; now [STRIKE] £110,716 at Feb 2016 [/STRIKE]; [STRIKE] £63,645 at Feb 2017 [/STRIKE]; [STRIKE]£10,600 at May 2018[/STRIKE]
    Original repayment date 2036; Main mortgage free date [STRIKE]July 2021[/STRIKE]; [STRIKE]Dec 2020[/STRIKE]; [STRIKE]January 2019[/STRIKE] June 2018:)
  • beanielou
    beanielou Posts: 90,184 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    MM10 wrote: »
    #5 reporting overpayment + principal payments as follows:


    April £3553 and May £2429


    Really appreciate this Hidden!!!

    Blimey, your totals are awesome:T
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Lomcevak
    Lomcevak Posts: 1,023 Forumite
    First Post First Anniversary Name Dropper
    Lomcevak wrote: »
    #11 with an OP of £630.99 for May, making £3150.99 for the year so far and taking me just under the £80k mark at £79,884 :D

    The rather odd amount (an extra £30.99 over my normal £600) marks the last month of my 'old' 5-year fixed mortgage, and makes it a nice round £55,000 in overpayments and saved interest since I took the mortgage out in 2013.


    Well I've messed up the nice round numbers :) another OP of £2145.45 for #11, making a total of £2,776.44 for May and £5,296.44 for the year so far
    £40k-in-’23#18 £78,628.29/40,000 (196.57%)
  • allmannerofthings
    allmannerofthings Posts: 111 Forumite
    First Post First Anniversary Combo Breaker
    #115 with an overpayment for May of £501 please, making a total of £1,501 overpaid so far this year.
  • teameffort
    teameffort Posts: 134 Forumite
    First Anniversary First Post
    We've done it!

    We've managed to pay off £1,000.00 off the balance this month, bringing the mortgage down to £98,000.00. :j

    Hope we can keep it up.

    So #143 checking in with May's total over payments worth £739.91

    (Total over payments year to date of £1742.32)

    Thanks Hidden
    Emergency fund saved, we did it!!

    2020 #140 MFW £10,250.25/£9,500.00
    2019 #490 MFW £ 9,964.78/£9,600.00
    2018 #143 MFW £ 6,903.63/£6,500.00
    MFW balance as at 31 Dec 19 77,875.00. Original end date 2043 :eek: goal 2023
  • julicorn
    julicorn Posts: 2,281 Forumite
    First Anniversary Name Dropper Photogenic First Post
    #50 checking in, reporting May overpayments of £1,200 :)
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • newgirly
    newgirly Posts: 8,928 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Hi hiddenshadow :)

    Mfw 21 newgirly checking in for may with £2,540

    Many thanks, have a great bank holiday.
    2022 MFW 67 - 33 month challenge to clear mortgage, month 17 completed and and extra 2 knocked off 🙂MFI3 No.12
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,296 Forumite
    First Anniversary Name Dropper Photogenic First Post
    [FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot]No 27[/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot] with an o/p of [/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot]£ 307.71 for May (so far)[/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot]
    [/FONT][/FONT]    [/FONT]    [/FONT]    [/FONT]    [/FONT]    [/FONT]
    [FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot]Making Total so far £3683.35[/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot]
         [/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][FONT=&quot]Thanks Hiddenshadow[/FONT]
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
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