“Rock bottom became the solid foundation on which I rebuilt my life.”

WannabeFree
WannabeFree Posts: 4,438 Forumite
First Anniversary Name Dropper Photogenic First Post
edited 21 November 2017 at 1:21PM in Debt free diaries
Back in May this year I decided things had to change. I turned to here and received an amazing amount of help and advice. Here I am making a fresh start.

Debt 09/05/2017

Council Tax £2092.71
Court Fine £1250
Court Fine £200
Person 1 £1000
Person 2 £1000
Person 3 £1379
Person 4 £427
Debt Total £7348.71

Rent Arrears £3381.28

Total £10729.99

*Person 4 £575
*New Debt £732
*Debt 1 £387.29
*Debt 2 £1451.40
*Debt 3 £1137.73
*EDF £3140.65

Total £18154.06

*As more comes out from under the carpet I will update here.
“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
«134567…827

Comments

  • UncannyScot
    UncannyScot Posts: 2,070 Forumite
    First Anniversary First Post Photogenic
    Hello and Welcome :D

    We're all here to help and you've made a great start
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Debt 21/11/2017

    Council Tax [STRIKE]£2092.71[/STRIKE] £1350
    Court Fine [STRIKE]£1250[/STRIKE] £845
    Court Fine [STRIKE]£200[/STRIKE] £0
    Person 1 £1000
    Person 2 £1000
    Person 3 [STRIKE]£1379[/STRIKE] £1360
    Person 4 [STRIKE]£427[/STRIKE] £0

    Debt Total [STRIKE]£7348.71[/STRIKE] £5555 (£1793.71 Paid)

    Rent Arrears [STRIKE]£3381.28[/STRIKE] £2960 (£421.28 paid)

    Total [STRIKE]£10729.99[/STRIKE] £8515 (£2214.99 Paid)

    *Person 4 [STRIKE]£575[/STRIKE] £275
    *New Debt £732
    *Debt 1 [STRIKE]£387.29[/STRIKE] £377.29
    *Debt 2 £1451.40
    *Debt 3 £1137.73
    *EDF [STRIKE]£3140.65[/STRIKE] £0

    Total [STRIKE]£18154.06[/STRIKE] £12488.42
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Bit about us

    Me and 3 delightful smalls .. Well delightful the majority of the time ;) 8 year old DS, 6 year old DD and 3 year old DD.

    Work nearly full time (although on sick leave currently while bones and head are repairing ;)) Hopefully not for much longer though.

    It's a complicated background so I'll keep it away from here but more determined than ever to get things sorted.

    Will post plans and things eventually and drive you all insane with pointless lists and cleaning routines ;)
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • EssexHebridean
    EssexHebridean Posts: 21,299 Forumite
    Name Dropper First Anniversary Photogenic First Post
    Hurrah - you're back!! :T:T Very glad to see it! **subscribed**
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00
    Balance as at 31/12/23 = £112,000.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    First Anniversary Name Dropper Photogenic First Post
    EssexHebridean wrote: »
    Hurrah - you're back!! :T:T Very glad to see it! **subscribed**

    Hopefully without causing offence to anyone this time. I will very much keep to Debt busting and cleaning this time :o :rotfl:

    Or maybe its the cleaning that's the problem!
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    First Anniversary Name Dropper Photogenic First Post
    So bit pointless posting my November Goals now. Will wait until December. When things are hopefully more settled.

    First things first.

    Council Tax £135 Due 28th
    Rent £339.21 Due 30th

    These are the priority. Smalls are away and being well entertained, fed and looked after.
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • EssexHebridean
    EssexHebridean Posts: 21,299 Forumite
    Name Dropper First Anniversary Photogenic First Post
    WannabeFree wrote: »
    Hopefully without causing offence to anyone this time. I will very much keep to Debt busting and cleaning this time :o :rotfl:

    Or maybe its the cleaning that's the problem!

    Weeelllll.... :rotfl::rotfl: Nope - that just makes the rest of us sloverns feel slightly guilty! Maybe we'll ALL find some middle ground! :rotfl:
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00
    Balance as at 31/12/23 = £112,000.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Name Dropper First Anniversary First Post I've been Money Tipped!
    Yay! You're back and I have subscribed :D xx
  • Toni'sfriend
    Toni'sfriend Posts: 4,028 Forumite
    First Anniversary First Post
    Nice to see you back again. xxx
    Have adventures. laugh a lot and always be kind.
  • EssexHebridean
    EssexHebridean Posts: 21,299 Forumite
    Name Dropper First Anniversary Photogenic First Post
    LOVE the new thread title! :T:T:T
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00
    Balance as at 31/12/23 = £112,000.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
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