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    • homeless9
    • By homeless9 4th Oct 18, 4:14 PM
    • 70Posts
    • 30Thanks
    homeless9
    Help me find an affordable place to buy a house
    • #1
    • 4th Oct 18, 4:14 PM
    Help me find an affordable place to buy a house 4th Oct 18 at 4:14 PM
    Hi Everyone....

    Prices in the South East, specifically within a 20 mile radius of Guildford, are too damn expensive. I have almost given up buying here. I can afford to buy a property up to the value of 220,000. Around here that basically buys you a 1 bedroom flat and not much more, which might be alright for some, but these apartments just don't cut it for me. I am single and have no ex-wife or kids - I can move anywhere in the UK. I would love to own a house with a garden. I have browsed online and come across nice new 2 and 3 bedroom homes under my budget, these properties are amazingly cheap to me in comparison to what you can get for your money around where I live - the problem is - I have no idea what the locations are like.....

    If you guys and ladies have visited, lived in, or live in, a safe location that isn't in the middle of nowhere, in which 1 or 2 or even 3 bedroom homes can by purchased for under 220,000 - please let me know.....any locations within the UK are welcome....

    Criteria:

    - A safe location, somewhere without anti-social behaviour, somewhere where you can walk down the street and feel completely safe and at ease.

    - A location that has typical UK town amenities such as a Gym, a local Supermarket, Parks, shops, railway stations..... I don't mind living in a City, I don't mind living in a medium-large sized town, but living in a village with no shops, gyms, railways, is not for me. I am 30 years old.


    I am self employed and work from home. Location does not affect my work. The only thing I need is an internet connection and a nearby Post Office.
    Last edited by homeless9; 04-10-2018 at 8:34 PM.
Page 3
    • Owain Moneysaver
    • By Owain Moneysaver 5th Oct 18, 10:14 AM
    • 9,723 Posts
    • 11,859 Thanks
    Owain Moneysaver
    Three bedroom semi-detached in Aleppo.
    Originally posted by BlackBird75
    It'll be fully-detached by next week.
    A kind word lasts a minute, a skelped erse is sair for a day.
    • Owain Moneysaver
    • By Owain Moneysaver 5th Oct 18, 10:17 AM
    • 9,723 Posts
    • 11,859 Thanks
    Owain Moneysaver
    Within easy commute of Manchester as from there you can get most everywhere else. (Says she who used the train to get to Thirsk - OK I had to overnight at Inverness but that wasn't that big a deal)
    Originally posted by DigForVictory
    Manchester to Thirsk via Inverness is one hell of an off-route excess fare.
    A kind word lasts a minute, a skelped erse is sair for a day.
    • moneyistooshorttomention
    • By moneyistooshorttomention 5th Oct 18, 10:50 AM
    • 17,560 Posts
    • 49,211 Thanks
    moneyistooshorttomention
    Newport, South Wales, has some reasonable houses up at the 220k mark.

    Commutable to Cardiff and Bristol and the toll on the bridge will be removed just before Christmas this year.
    • BlackBird75
    • By BlackBird75 5th Oct 18, 11:05 AM
    • 187 Posts
    • 86 Thanks
    BlackBird75
    Self employed, working at home running an online retail business, as well as doing freelance graphic design work. So I can live anywhere as I work from home. As long as I have internet connection and a Post office nearby - I am good to go.
    Originally posted by homeless9
    There are much cheaper and better ways to send parcels etc than the Post Office.
    • gingerdad
    • By gingerdad 5th Oct 18, 11:18 AM
    • 1,825 Posts
    • 1,417 Thanks
    gingerdad
    https://www.rightmove.co.uk/property-for-sale/property-54675948.html

    how about Lancaster - 2 1/2 hours from London.

    lots of tech around the uni. small city easy access to the Lakes and Dales
    The futures bright the future is Ginger
    • Murphybear
    • By Murphybear 6th Oct 18, 10:07 AM
    • 4,682 Posts
    • 8,887 Thanks
    Murphybear
    Would also help to know what your definition of "middle of nowhere" is, as different people's perspectives vary.
    Originally posted by davidmcn
    We moved from the edge of Dartmoor to Sherborne. Now that really is remote
    • gettingtheresometime
    • By gettingtheresometime 6th Oct 18, 11:01 AM
    • 4,662 Posts
    • 11,855 Thanks
    gettingtheresometime
    Newport, South Wales, has some reasonable houses up at the 220k mark.

    Commutable to Cardiff and Bristol and the toll on the bridge will be removed just before Christmas this year.
    Originally posted by moneyistooshorttomention
    There's some areas of Newport I wouldn't wish on my worst enemy...not to mention having to deal with the Bryn Glas Tunnels car park every day.


    That said prices in Chepstow are already rocketing as a result of the tolls being removed so I can see Newport prices going up as well
    Lloyds OD / Natwest OD / PO CC / Wescott / Argos Card / JD Williams cleared thanks to the 1 debt v 100 day challenge
    • Red-Squirrel
    • By Red-Squirrel 6th Oct 18, 11:10 AM
    • 4,073 Posts
    • 11,006 Thanks
    Red-Squirrel
    I am 30 and single..... I ideally need to be somewhere where I can meet other people in my age range, have beers.....

    Basically I ideally need to be near a number of small or medium towns or a city, and not in a small town/village.

    All these nearby would be ideal......Supermarkets, gyms, leisure centres, pubs/bars, cinemas, shopping centres......

    Where I live currently is one large town surrounded by many smaller towns, so there is everything you need all around you.....
    Originally posted by homeless9

    My recommendation...

    Get a nice 2 bed apartment close to a decent sized city centre (Manchester would be my pick but Leeds, Newcastle, Glasgow all options too). Live there for a few years while you build up a social circle and being in the heart of things is a bonus.

    After a few years, when you either meet somebody and want to start a family or decide you want a garden to grow cabbages in or a garage to do up motorbikes or whatever, then sell your city centre flat and buy a house in a decent suburb of your chosen city. By then you should have friends who won't mind driving to socialise and stuff like good schools or air quality might matter more to you!
    • Crashy Time
    • By Crashy Time 6th Oct 18, 11:55 AM
    • 8,041 Posts
    • 2,866 Thanks
    Crashy Time
    Most of the 220k stuff you are seeing now will almost certainly be cheaper after a few rate rises and Brexit, no need to sweat at all, take your time
    • Towser
    • By Towser 6th Oct 18, 12:29 PM
    • 1,287 Posts
    • 2,330 Thanks
    Towser
    I'm fascinated that you could plot two variables as diverse as house price and deprivation and come up with a curve.

    What would the "U" point of the curve mean?

    Perhaps it could represent any one of:
    - A place with average deprivation, where houses are a little less expensive than the national average
    - An affluent place where houses cost much more than the national average, but less than the average for similar areas
    - A run-down area where unloved houses are even cheaper than might be expected for similar areas.

    Would you be equally happy in each?

    So my answer is Wokingham.
    • Smodlet
    • By Smodlet 6th Oct 18, 12:38 PM
    • 4,524 Posts
    • 7,906 Thanks
    Smodlet
    Can you get anything for 220k in Wokingham? Went there once years ago. Well nice.
    What is this life if, sweet wordsmith, we have no time to take the pith?
    Every stew starts with the first onion.
    I took it upon myself to investigate a trifle; it had custard, jelly, soggy sponge things...
    • Murphybear
    • By Murphybear 6th Oct 18, 2:28 PM
    • 4,682 Posts
    • 8,887 Thanks
    Murphybear
    Now we have a much clearer idea of what you want it will be easier to suggest something.

    My next suggestion is Exeter. It's got a younger population than a lot of Devon and has most of the things you want. Access is good as it is the bottom end of the M5. I have lived and worked there and loved it, where I live now is much more suited to retired people.

    Finally, if this floats your boat, there is a brand new Ikea
    • getmore4less
    • By getmore4less 6th Oct 18, 3:17 PM
    • 36,628 Posts
    • 22,560 Thanks
    getmore4less
    If my town is anything to go by not being near a gym is quite difficult, they seem to be everywhere along with barbers and hairdressers.
    • BlackBird75
    • By BlackBird75 6th Oct 18, 3:27 PM
    • 187 Posts
    • 86 Thanks
    BlackBird75
    There's some areas of Newport I wouldn't wish on my worst enemy...not to mention having to deal with the Bryn Glas Tunnels car park every day.


    That said prices in Chepstow are already rocketing as a result of the tolls being removed so I can see Newport prices going up as well
    Originally posted by gettingtheresometime
    I have family in Newport.
    Yes, the tunnels are a bottleneck at times, but work has now started on the new M4 to bypass the tunnels.

    I've always found Newport ok.
    Which areas would you avoid?
    • BlackBird75
    • By BlackBird75 6th Oct 18, 3:30 PM
    • 187 Posts
    • 86 Thanks
    BlackBird75
    Newport, South Wales, has some reasonable houses up at the 220k mark.

    Commutable to Cardiff and Bristol and the toll on the bridge will be removed just before Christmas this year.
    Originally posted by moneyistooshorttomention
    I visited Newport last year.
    It's improved a lot, with the new Friars Walk shopping centre.

    It will be interesting to see what happens once the new M4 bypass road is finished.
    • Mrs Soup
    • By Mrs Soup 6th Oct 18, 6:45 PM
    • 598 Posts
    • 1,113 Thanks
    Mrs Soup
    How about a northern university town- they tend to be quite lively and have lots of young people around. eg Lancaster, Preston, Lincoln or Norwich all have train stations and most of the other stuff. there are good and bad bits of all of them though. You are truely fortunate if you can live anywhere. In your position I'd pick a coastal town.
    • homeless9
    • By homeless9 7th Oct 18, 9:48 AM
    • 70 Posts
    • 30 Thanks
    homeless9
    Peterborough, specifically Werrington Village. Very good commuter links, 55 minutes to Kings Cross in London on the train, has pretty much everything you could want, not in the middle of nowhere.

    Please see here

    or for whole of Peterborough, here
    Originally posted by Smodlet
    Thank You. I have been looking at Peterborough and it seems it may be a good option....

    That train to London must go pretty fast. Peterborough is 3x the distance from London compared to Guildford, but only takes 15 minutes more to get from A to B.
    • trailingspouse
    • By trailingspouse 7th Oct 18, 10:26 AM
    • 3,637 Posts
    • 6,693 Thanks
    trailingspouse
    Giggling here at the idea of Norwich being a Northern Town. All depends where you're starting from I guess!!


    I'm NOT going to suggest moving oop north. Absolutely not.

    Wonderful characterful Edwardian townhouse over 4 storeys for 225,000, 2 mins walk from train station (central Leeds 19 minutes), walking distance to doctor, dentist, hairdresser, vet, pubs, restaurants, Post Office, chemist, supermarket, coffee shops, etc etc etc, yards from the Leeds Liverpool canal (world heritage site), and easy access to wide open countryside. Nope - not going to say where it is. We don't want everyone moving here...
    • moneyistooshorttomention
    • By moneyistooshorttomention 7th Oct 18, 11:44 AM
    • 17,560 Posts
    • 49,211 Thanks
    moneyistooshorttomention
    There's some areas of Newport I wouldn't wish on my worst enemy...not to mention having to deal with the Bryn Glas Tunnels car park every day.


    That said prices in Chepstow are already rocketing as a result of the tolls being removed so I can see Newport prices going up as well
    Originally posted by gettingtheresometime
    There's nice areas in most places. Indeed - as Blackbird implies = the pressure on it to modernise/improve will be there.

    ...and...yep...houseprices rising in Newport, S. Wales shortly is something I'm anticipating happening. I think prices there are currently about half Bristol ones?? So once everyone has clicked to that fact then it will start having an effect...

    I wonder personally whether it will go out of affordability range by a year or two's time. I've already seen one suggested place on here that is out of OP's price range - OP has only 220,000 (that won't even buy most terrace houses somewhere like Exeter).

    Lincoln is probably still cheap - I know I considered it years back, when I didnt think I'd ever find a way to buy a house without moving. Not a bad place I would think - if you don't mind a colder temperature than I'd be happy with personally.
    Last edited by moneyistooshorttomention; 07-10-2018 at 11:55 AM.
    • Madmel
    • By Madmel 7th Oct 18, 12:22 PM
    • 660 Posts
    • 1,280 Thanks
    Madmel
    Sorry Money but you are wrong. There are a number of properties under 220k in Exeter. Yes, a lot are terraced (no idea if the OP would be interested) but some in reasonable areas with gardens, a garage and off-road parking.
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