Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

    • blaise802001
    • By blaise802001 18th May 19, 8:47 PM
    • 2,040Posts
    • 1,902Thanks
    Financial Associate and Sole Mortgage Application
    • #1
    • 18th May 19, 8:47 PM
    Financial Associate and Sole Mortgage Application 18th May 19 at 8:47 PM
    Hi guys. Just looking for some advice. I am an eternal pessimist and natural born worrier.

    I have a joint account with no overdraft with my boyfriend, which we only opened last year. He has 2 ccjs from 2016 for £400 and £350 which are now almost paid off. He also took a payday loan out last year which is now paid off and is also paying off a logbook loan. All of these are coming out of our joint account. He never intended to be in this position he just didnít realize how his decisions could impact others.

    I am currently looking to buy and I have had an AIP from Santander in my sole name for approx £170k. I have seen a property and am wanting to go ahead with an offer but am now really nervous about Santander declining my app. I have a sole current account that I have had with Santander for 8 years with no problems and also a credit card with them again with no problems. I have total debt of approx £10k and I have a very good credit score according to check my file.

    Does anyone think I may encounter problems. I have a mortgage broker and he believes that it should be ok.

Page 1
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

2,458Posts Today

8,365Users online

Martin's Twitter