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  • FIRST POST
    • jules81
    • By jules81 11th Nov 18, 3:48 PM
    • 70Posts
    • 295Thanks
    jules81
    Saving the pennies......
    • #1
    • 11th Nov 18, 3:48 PM
    Saving the pennies...... 11th Nov 18 at 3:48 PM
    I am 37 i am married and have a 6 year old son

    Unfortunately I suffer from serve mental health problems -been hospitalized 10 x since 2012 for up to 6 months at a time. I also suffer with ME/CFS. I currently have a person budget and a carer to help me 4 x a week-this carer has been with me for just over a year since my last 6 month hospital admission.

    I've never taken our son abroad ( or been abroad since he's been abroad since 2010) but when he's 10-12 i am hoping to take him to disneyland florida. This will depend on my mh. BUT I've just started doung 3 hours term time volunteers in a schild nursery i worked from when I left college till I had my son when I was 30. I ve always worked within childcare/care for elderly mainly in a nursery and as a nanny. I am really hoping I can up my hour after Christmas to 6 and then apply for supply work in a nursery. As i think i can sort of test the water as long as i do under 16 hours a week. But I am so scared it will set Mr back-but fear is a massive anxiety for me.

    Anyway next year we have 3 holiday

    Sun caravan holiday 3 nights -67 paid not sure how much left to pay under 100 this is for my son birthday in feb-its goung to be cold got to be paid in Dec-splitting cost with a friend as she's coming too

    2 days in lego land in june-never been we are goung to look at deaks on black fri hubby is paying for this but I am going to save 20 -40 a month

    Mon-fri in Debyshire aug -251 paid-need to save 30 a month spending

    We have a mortgage i pay half of that and half of all the bills. Plus all pet insurance for my looyal moggy who is my fur baby.

    I have BPD and have a spending issue so I really hope keeping this will keep me on track.

    I need to look into savings and pension -but will attack things slowly.

    Xxx
Page 2
    • jules81
    • By jules81 2nd Feb 19, 10:20 AM
    • 70 Posts
    • 295 Thanks
    jules81
    They reccomended talking with CAB but untill divorce is final and this finincial seprate-bit of paper come through-which i believe is 6-8 weeks away we are classed as living together still.

    We need to sort bills.

    Dad bought me a second hand car yesterday-a 10 year old one little vaxhall tigal i think it is. It will give me so much freedom-but i only hsve my licence till june so fx i get it renewed. I think i am going to do car insurance monthly-if i can.

    My phone bill was 49. Normal 23 i used so much data in hospital listening to music to distract from voices. The wifi didnt work

    Away from mum birthday.

    Spent 7 yesterday on coffees for my parents.

    Ds is coming with ex i hope we can just have a nice day-this is life now-i dont do change bit gotta try for ds.

    Mortgage came out thurs.

    Xxxx
    • jules81
    • By jules81 2nd Feb 19, 10:22 AM
    • 70 Posts
    • 295 Thanks
    jules81
    Oh i only had fresh fruit at breakfast-you could of had full english but i cant eat it. I am struggling to swallow. But took ds 1 mini box of coco pops to have in caravan in half term will get another box tomorrow for friends little girl whos coming with us to have

    Xxx
    • jules81
    • By jules81 2nd Feb 19, 10:04 PM
    • 70 Posts
    • 295 Thanks
    jules81
    Spent 7 on arcade games for ds

    2 on tampax

    1 1/2 towards car park

    So not to bad. Ds loved the arcades beach was cold. I walked 9000 steps only second time thus year ive gine over 6000


    Xxxx
    • jules81
    • By jules81 3rd Feb 19, 2:28 PM
    • 70 Posts
    • 295 Thanks
    jules81
    Had same breakfast ay hotel.

    Bought ds a birthday cake for next week-13 and some bagels for 1 for lunch next week

    Xxx
    • savingwannabe
    • By savingwannabe 3rd Feb 19, 6:42 PM
    • 13,974 Posts
    • 47,480 Thanks
    savingwannabe
    Well done on walking. It is cold by me and my lodger has been jogging about 16 miles three times a week by the beach. I applaud you both I cant bear to leave the house when it is chilly.
    Christmas Fund 148
    Reminder: June Spending on fleabay 6.99
    • jules81
    • By jules81 4th Feb 19, 11:31 PM
    • 70 Posts
    • 295 Thanks
    jules81
    ^^ well done on the jogging loving 16 miles is fantastic.

    Me ME/CFS is bad today only done 3000 steps i am exhausted but cant skeep. I am also so cold.

    Took dog food i bought for 8 other week to animal shelter shop today. Bought a 3 coat from there.

    Also spent 1.90 on sausages for DS

    Was discharged from crisis tean today.

    Paid out 700 for insurance but got no email to say its gone through grr-so super stressed. Because of my medicsl conditions makes it so exspensive.

    Played parts of jurrasic world with DS.

    Oh got 20 back on 2 single duvets i bough before ex wanted a divorce.

    Xxxx
    • savingwannabe
    • By savingwannabe 5th Feb 19, 4:43 PM
    • 13,974 Posts
    • 47,480 Thanks
    savingwannabe
    3000 steps is great. Glad you have been discharged.

    Ps I didn't jog for 16 miles my lodger did. I am soooo lazy Im just comfort eating in the winter but will jog when it gets warmer.
    Christmas Fund 148
    Reminder: June Spending on fleabay 6.99
    • jules81
    • By jules81 5th Feb 19, 10:24 PM
    • 70 Posts
    • 295 Thanks
    jules81
    8000 steps today. I went for walk with my carer

    Spent 15 on food for me-should be enough till fri and got DS tea

    14 on tickets for 80/90 night

    My car insurance did go through well. Starts fri. Think because i get pip. Tax is paid but got to check paperwork

    Xxx
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