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    • determined new ms
    • By determined new ms 2nd Jul 18, 7:19 AM
    • 7,278Posts
    • 43,365Thanks
    determined new ms
    What small DFW things will you do w/c 2nd July?
    • #1
    • 2nd Jul 18, 7:19 AM
    What small DFW things will you do w/c 2nd July? 2nd Jul 18 at 7:19 AM
    When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

    But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

    Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

    So be proud of those small steps, they really are important!
    DF as at 30/12/16
    Wombling 2017 3016.55/Roadkill 8.73
    Wombling 2018 145.73/RK 0.04
Page 4
    • carrielovesfanta
    • By carrielovesfanta 8th Jul 18, 8:40 AM
    • 2,147 Posts
    • 17,047 Thanks
    Hi folks

    Still catching up with the thread. I hope everyone is ok.
    ED: HK - I hope the leak fixed soon
    Ellie and spudsmum - keep going
    Foxgloves - they melted while he was wearing them?!

    Bit of a funny weekend for me:
    Thursday was my ENT appointment over the ongoing dizziness. Took a bottle of water and a snack with me. OH dropped me off and picked me up so avoided car park charges.
    Mixed result so far... I do have Eustachian tube dysfunction and have been prescribed a decongestant and a steroid. Plus a tablet that I can take when I feel dizzy. But he doesn't think that the ETD is the cause of the dizziness and has referred me for a vestibular function test.

    Friday: I had a treatment at the beautician's but I had a full loyalty card and so had 20 off a 30 treatment. Also made myself some wrist wraps for the gym using all fabric that I had at home.

    Sat: Lots of batch cooking. Made 3 courgette cakes and ratatouille to use up some of the courgette mountain from the garden. Processed up a load of veg that was knocking about. Also spotted 2 brioche loaves in Tesco that were reduced from over 2 each (no way would I pay this) to 33p each (bargain). French toast will feature heavily in my life for a bit.
    Also had a massage. Only 30 and I was there for nearly 2 hours! Seriously I feel like I'm robbing this lady blind. She even tried to knock 5 off but I couldn't do it to her in good faith.

    So today - a normal work day for me.

    • B/L/D from stores - done
    • Charge phone in work - done
    • Reconcile budget sheet - sneakily done at work. We def need to rethink the "fun fund". It's always rinsed by week 2 of the month. We do like to go out... am happy to spend the money but the budget needs to be better.
    • Walk at lunchtime - done
    • Check paypal account to see if I can trace any details about an order that seems to be missing - no idea. Must call shop.
    • Water garden - done
    • Enter competition to win a massage - done
    • Washing out on line - done
    • No cafe after work - going for a walk instead
    • Call music shop re order that we can't find any trace of - closed. Must call again tomorrow.
    Have a good one all

    Last edited by carrielovesfanta; 09-07-2018 at 8:16 AM.
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: 10,490.31

    SAVINGS: 8500
    Car final lump sum: 400/6113
    • foxgloves
    • By foxgloves 8th Jul 18, 10:32 AM
    • 4,931 Posts
    • 28,283 Thanks
    CLF - Yep! He was wearing them while driving between two work venues & the section over the nose went 'like melted cheese', so clearly not up to the job of being a hot summer item! Not designer or anything, but still 20 & only a couple of months old so he's very keen to get his money back, as you can imagine.
    F x
    • foxgloves
    • By foxgloves 8th Jul 18, 11:05 AM
    • 4,931 Posts
    • 28,283 Thanks
    Morning Sunshades,
    Low cost kitchen tart-up Day 3. Too hot to be indoors but getting on well.
    *Dresser base cleaned & polished using stuff from stores.
    *Beef rogan josh in slow cooker for tonight's meal. Not even got to think abour rice, as have taken some garlic flatbreads out of the freezer.
    *Picked last of our strawberries.
    *Cleaned up old kitchen stereo using a cheapo own-brand wipe. I don't usually buy wipes because of them being single-use only & non-biodegradeable but to be fair, the stereo is gleaming. Mr f horrified I used an anti-bac wipe to clean the lens of the CD player but calmed down when I told him how many s**ts I really couldn't give as long as it's clean, no longer covered in flour & I can still play my CDs!
    *Clean kitchen window inside & out (my next job) & polish with scrunched up newspaper.
    *Clean pvc window frames with an ancient not very impressive product from my 'use it up' list.
    *Watered veggies. Peppers, aubergines & chillies kicking in now.
    *Feed all fruiting veg later when it's cooler.
    *Write letters using stationary from my writing box & a recycled envelope.
    *Attempt to cut new kitchen blind to size. Mr f raring to go with hacksaw. I must fetch my good sewing shears to cut the fabric as neatly as poss.
    *Start sugar soaping kitchen units if time, otherwise will do them tomorrow when the paintmeister is back at work.
    *Two baths from one lit of painty hot water.
    *Knit present.
    Must crack on. House is bombsite due to kitchen stuff spread all over house.
    Love f xx
    • carrielovesfanta
    • By carrielovesfanta 8th Jul 18, 11:06 AM
    • 2,147 Posts
    • 17,047 Thanks
    CLF - Yep! He was wearing them while driving between two work venues & the section over the nose went 'like melted cheese', so clearly not up to the job of being a hot summer item! Not designer or anything, but still 20 & only a couple of months old so he's very keen to get his money back, as you can imagine.
    F x
    Originally posted by foxgloves
    That's mad! You'd think they could withstand sunshine!!
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: 10,490.31

    SAVINGS: 8500
    Car final lump sum: 400/6113
    • allydowd
    • By allydowd 8th Jul 18, 12:07 PM
    • 4,581 Posts
    • 30,011 Thanks
    Hi July-Penny-Jailers,

    Lovely trip to Arran yesterday. Lots of free wildlife.

    This list will grow as I do stuff.

    Debt-Free-Nillionaire Continuity Plan Year Four:


    * Check online banking. Done.

    * Take medication. Done.

    * Turn alarm clock off at the wall til tonight. Done.

    * Get some exercise. Done. Managed an evening stroll.

    * List an old laptop for sale on eBay.

    * Defrost two quarter loaves we froze before our holiday. Done.

    * Buy ice cream in Farmfoods. Cheaper than local vendors. Done.

    * Buy cheap antihistimines in Superdrug. Clegs 5 - DW 0. Done. 2 packets for 1.50. They were selling some for 9.99 at the till.

    To live without risk is to risk not living.
    Last edited by allydowd; 08-07-2018 at 8:26 PM.
    Debt-free day: 8th May 2015
    The Joy Account: 1100

    Travel 500 Miles Free Challenge: 214/500
    "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
    • DawnW
    • By DawnW 8th Jul 18, 1:23 PM
    • 5,628 Posts
    • 44,831 Thanks
    Afternoon all Been away for a couple of days, but only costs were some food (most of which we bought back with us) and paying for a bridge toll

    Seriously hot and dry again, and must water my poor garden tonight Only a matter of time before we get a hose pipe ban.
    Car booting this morning, main purchase was one of those metal staged 3 level corner plant stands for 8 I would like to keep it but not sure where to put it. Will leave dismantled in garage for a while before I decide whether to keep or sell. Also bought a couple of brooches, some tomatoes, a glass jug and a bunch of flowers - a strange shopping list if ever I saw one Less than 15 spent altogether, and some of that for my business.
    Paid milk bill - not moneysaving (except that their butter is cheapest I have found anywhere) but must be done!
    Load of washing in machine, can go out once done, will soon dry.

    Picked first outdoor tomato and second courgette
    Had some of the food we brought back from camping for lunch, and will just do burgers / salad in buns with some potato wedges on the side for dinner. Invited my brother, but warned him it is too hot for proper cooking!
    Spreadsheet to update, watering to do, too hot for anything else! Happy Sunday everyone

    • Happy Kitties
    • By Happy Kitties 8th Jul 18, 4:15 PM
    • 854 Posts
    • 7,147 Thanks
    Happy Kitties
    Crumbs it's hot

    Slowly doing some housework I didn't get done yesterday.
    Also need to fix a drawer that when I pulled out last night fell to bits......not having much luck in this area at the minute.
    Thank u for everyone's good wishes re: leak and water damage. The frustrating thing is I had a leak 3 times before I even got the wet room, the damage to my ceiling each time was awful , add the wet room into the equation and it has just become a huge nightmare, hopefully things will get sorted this time.

    Not done masses today. Just about to do foot elevation as leg could beat a Walls sausage hands down at the minute.
    Finished packing up my second link to hope box last night. Also managed to get a summer headscarf very cheap for my third box. Have to do these gradually as I hate packaging anything up with a passion, it's one of my pet hates.
    Was brave and a miracle this morning that i packed up a parcel of bits from my present box that I've had hanging around forever plus a few cuddly toys to send to a charity for their tombola. I am determined with the sorting out and decorating that has been going on to keep streamlining and getting more stuff out of the house. Very gradually getting there but a very slow job and something I can do while decorating is suspended.
    Used a few more bits for food that DD cooked and I dug a naan out of the freezer to share and add to the meal. We only wanted a snack so it did the job nicely
    Think thats all to report for now
    Have a great evening everyone x
    2017 birthday savings shopping frugally = 481.15:money. 2018 birthday savings so far=360.66
    • Baileys Babe
    • By Baileys Babe 8th Jul 18, 9:24 PM
    • 2,495 Posts
    • 12,887 Thanks
    Baileys Babe
    I hope you have all been enjoying your weekend. It has remained sunny here, we could do with a couple of days of rain, we haven't had any for weeks.

    Yesterday we received our final reward from the focus group we participated in, a years free English Heritage membership (worth 99). Additionally, throughout the project, we also received 105 cash & 3 x family lunches, snacks & drinks.

    Today I have been rearranging my clothes storage, whilst doing so I have the equivalent of a large black sack to take to the charity shop, the same again for the rag collection, a few items for my Sister. I also dealt with my floordrobe hopefully, I will manage not to let this to return.

    Both Saturday & Sunday were NSD's. All our food was from stores. We are continuing to turn off lights and appliances when not in use.

    Everyone has paid me for their parts of the wholesale order we did recently
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