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  • FIRST POST
    • sugarbaby125
    • By sugarbaby125 4th Jan 18, 9:45 AM
    • 1,684Posts
    • 11,591Thanks
    sugarbaby125
    My Over 50's Spending Diary
    • #1
    • 4th Jan 18, 9:45 AM
    My Over 50's Spending Diary 4th Jan 18 at 9:45 AM
    I have been with MSE a number of years and each year I have become better and better at making sure that I spend my money wisely. I find that recording the savings I am making no matter how small reminds me that if I take care of the pennies the pounds will take care of themselves.

    Littlewoods Clearance bargains via eBay:

    1. V By Very Chambray Men's shorts 3.99 saved 21.01

    2. Reebok Supremium Ladies Black T-shirt 4.99 saved 17.01

    3. V By Very Black Ruffle Jumper 7.99 saved 30.01

    4. V By Very Black/cream High Neck Striped Jumper 5.99 saved 26.01

    5. V By Very Men's Navy Woven Jogger Shorts 4.99 saved 27.01

    Plus I saved 15.80 on P & P costs
    Plus a 5 discount because I had spent 20 plus
    Plus I used an eBay 20% voucher code which saved me another 4.59

    1 hopper bus journey worth 75p

    Free Metro Newspaper 20p

    Council Tax Support for 2017 to 2018 899.83

    Tesco Mid Week Delivery Saver cost me 40 for the year in 2017 but I saved 263 on the price of the individual delivery slots I used ( Tesco delivery drivers deliver to my kitchen which is really helpful as I live in a maisonette and there are so many stairs to negotiate)

    Revolution Super Light 4 Wheeled Suitcase from Tesco Direct which was half price in the Sale so I saved 22.50 and I got free delivery worth 3 because I have a Delivery Saver Mid Week Plan and I had spent over 10 on my order

    Poundland Bargains:

    2 X Maltesers and Friends small selection pack half price saved me 1

    4 X 6 Packets of Sensations crisps saved me 2.80

    Superdrug In Store Shop:


    2 X Cadbury's Buttons Tubes half price saved me 1

    4 X Dove Men's Duo Sets 50p reduction saved me 2

    Current total = 1,342.52
    Last edited by sugarbaby125; 04-01-2018 at 10:02 AM.
Page 3
    • maman
    • By maman 26th Jan 18, 11:06 AM
    • 19,897 Posts
    • 118,923 Thanks
    maman
    Thanks for the heads up on the Woolite sugarbaby. I'll definitely take a look in my local Poundland. I find it's worth buying the special washing liquid as it's really good for black jeans in particular. My current pair have stayed smart so much longer.


    I'm also a big fan of the Boots Vantage card. You do have to be sure that what you buy isn't cheaper elsewhere though so I always compare with Superdrug. I buy my Benefit make up there and when I had my new glasses I got loads of extra points too. I'm impressed with Boots Opticians as they do my favourite Rayban sunglasses.
    • sugarbaby125
    • By sugarbaby125 27th Jan 18, 6:39 AM
    • 1,684 Posts
    • 11,591 Thanks
    sugarbaby125
    Maman, I have been using Woolite Extra Dark for so many years and it not only keeps clothes and jjeans from fading, but you do not get bobbling and the material of your clothing stays in really good condition even years later. As I tumble dry my clothes and my son's jeans, they then will not need ironing. I am not a fan of ironing

    I do find that Boots is not usually the least expensive place to buy from unless I am buying my fish oils, my vitamins and my Boots Tea Tree and Witchazel products. I do try to remember to use any money off coupons and extra points coupons when I do shop in a Boots store or online with Boots. I do not find Superdrug very competively priced either as I can get so many of the items they sell cheaper in Poundland or Savers unless the items are greatly reduced in price in Superdrug.

    It is quick and easy to compare prices on My Supermarket to try to find the best prices for toiletries, household goods and other grocery items.
    • sugarbaby125
    • By sugarbaby125 27th Jan 18, 12:00 PM
    • 1,684 Posts
    • 11,591 Thanks
    sugarbaby125
    I got 6 Artisan large individual cakes, a loaf of wholemeal bread (uncut), a fresh fruit salad and a meal of koftas, cous cous and spiced pureed pumpkin free at the end of the Poetry group I went to on Friday for which I will claim a modest 15

    8.10 Quidco Cashback

    Poundland Bargains:

    22 X Woolite Extra Dark 750ml for 44 saving me 33 compared to buying this product from Wilko online (I had to take a couple of trips to carry these home)

    A hardback book for myself saved me 11.99

    3 X A5 Notebooks half price saved me 1.50

    4 X Lavender Epsom Salts for 4 saving me 6 compared to the next cheapest price I could find which was 2.50

    1 pair of Diamante & pink framed reading glasses for myself saved me 99p compared to a similar pair in Savers (without the diamante)

    A Black Nylon Fish Slice saved me 99p compared to an almost identical one in a local hardware shop

    Current total = 1957.62
    Last edited by sugarbaby125; 04-02-2018 at 5:08 PM.
    • Savvy_Sue
    • By Savvy_Sue 27th Jan 18, 4:04 PM
    • 39,862 Posts
    • 37,101 Thanks
    Savvy_Sue
    Since we're on the Over 50s board and some of you are talking about Boots, it's worth mentioning 'More Treats for Over 60s' - I was given 25% discount on glasses after the optician simply checked my age, but I've now signed up for it properly.
    Still knitting!
    Completed: 1 adult cardigan, 3 baby jumpers, 3 shawls, 1 sweat band, 3 pairs baby bootees,
    1 Wise Man Knitivity figure + 1 sheep, 2 pairs socks, 2 hats, 2 balaclavas for seamen, 1 balaclava for myself, multiple poppies, 3 peony flowers, 4 butterflies ...
    Current projects: ready to decrease / decreasing on all parts of the mohair cardigan pattern! but moved onto wrist warmers for friends at Christmas ...
    • sugarbaby125
    • By sugarbaby125 28th Jan 18, 12:56 PM
    • 1,684 Posts
    • 11,591 Thanks
    sugarbaby125
    I had 2 half pint cups of soda water with ice and a slice on my night out at The Ritzy for free, which saved me having to buy bottles of sparkling water which would have cost me 3.20

    3 hopper bus journeys 2.25 (27th Jan)

    Current total = 1963.07
    • chanie
    • By chanie 28th Jan 18, 1:32 PM
    • 2,301 Posts
    • 12,538 Thanks
    chanie
    Sugar I bought two bottles of the woolite today from the pound shop. It’s not a product I’ve ever used before, but you obviously know your stuff when it comes to laundry, so I thought I’d give it a go.

    When my black jeans start to fade, I use dylon washing machine dye to top up the colour. The bobbling also drives me mad, so hopefully the woolite will help.
    2019 savings on purchases 3226.63
    My spending diary - Spend Less, Live More - a spending diary
    http://forums.moneysavingexpert.com/showthread.php?t=5576179
    • sugarbaby125
    • By sugarbaby125 29th Jan 18, 10:48 AM
    • 1,684 Posts
    • 11,591 Thanks
    sugarbaby125
    Hi Chanie,

    Once I discovered Woolite about 10 years ago, I have never looked back. It does cost me a considerable amount over each year, but it does such a fantastic job, I can gently wash dry clean only clothes in my washing machine with Woolite then tumble dry them on the low setting and they come out looking great. Also I do not have to put up with that dry cleaning smell. It saves me money because dry cleaning is expensive. and because of Woolite I very rarely have to dry clean anything.

    I also use the pink hand wash Woolite for mixed coloured washes. It stops colour fade, colour run and I do not get bobbling on coloured clothes.
    • sugarbaby125
    • By sugarbaby125 29th Jan 18, 4:47 PM
    • 1,684 Posts
    • 11,591 Thanks
    sugarbaby125
    I have just realised today how stupid I have been about recording my Council Tax Support I received for 2017/ 2018

    I got 210 40 NOT the 899.83 I recorded, so I have to take off the difference of 689.43 off my current total

    I put down the amount of money I had paid for Council Tax instead of the amount of Council Tax support I had received for the year. I was having a very senior moment or it was extremely wishful thinking!

    My Adjusted Current total = 1963.07 - 689.43 = 1273.64
    • chanie
    • By chanie 29th Jan 18, 4:54 PM
    • 2,301 Posts
    • 12,538 Thanks
    chanie
    Oh, poop. But your savings are still over 1000 and we are only 1 month into 2018, so you are still doing really well.
    2019 savings on purchases 3226.63
    My spending diary - Spend Less, Live More - a spending diary
    http://forums.moneysavingexpert.com/showthread.php?t=5576179
    • sugarbaby125
    • By sugarbaby125 30th Jan 18, 8:09 AM
    • 1,684 Posts
    • 11,591 Thanks
    sugarbaby125
    I was bought a bottle of water at the wine bar on Sunday 1

    I got a special offer ticket to see The Brothers Size at The Young Vic yesterday for 10 which saved me 40 (It is an absolutely brilliant play and the actors are superb. I highly recommend this play 10/10 from me)

    Free Metro newspaper that I picked up on the bus on my way to the theatre 20p

    15 Quidco Cashback

    1 hopper bus journey 75p (28th Jan) and 2 hopper bus journeys 1.50 (29th Jan)

    Poundland Bargains:

    6 X Woolite Delicates and 6 X Woolite Extra Dark for 24 which saved me 18

    6 X 6 tracker bars for 6 which saved me 5.94 compared to buying this product from any of the supermarkets

    2 X paperback books for myself for 2 which saved me 16.98

    Patak's Pilau rice for 50p which saved me 50p, I am hoping that this brand will taste better than the Tesco brand I usually buy, as it is now half price which makes it cheaper than the Tesco brand. I just bought the 1 pack to try it with my children


    I bought 2 Birds Eye Chicken Burgers in Iceland for 95p as they are currently on special offer so I saved 55p on the usual price

    6 X McCoys Flame Grilled Steak Crisps from Morrisons for 1 which saved me 70p as they are currently on offer

    I picked up a Free Evening Standard newspaper from the rack in Morrisons 20p

    Current total = 1368.96
    Last edited by sugarbaby125; 30-01-2018 at 3:25 PM.
    • sugarbaby125
    • By sugarbaby125 31st Jan 18, 2:47 PM
    • 1,684 Posts
    • 11,591 Thanks
    sugarbaby125
    My son repaid the money I loaned him 2 weeks ago plus he gave me an extra 20

    Poundland Bargains:

    Fairy Clean & Care Aloe Vera washing up liquid 1 which saved me 2 compared to buying the equivalent size in Tesco with my grocery shop

    5 X Woolite Extra Dark 750ml 10 saving me 7.50

    2 X Melamine trays 2 saving me 1.98 compared to buying similar trays in a local shop

    Current total = 1400.44

    My ESA has been awarded again and I have received the 1st payment in arrears for the 2 weeks prior, thank goodness
    • sugarbaby125
    • By sugarbaby125 1st Feb 18, 10:10 AM
    • 1,684 Posts
    • 11,591 Thanks
    sugarbaby125
    I bought a Silver Screen Odeon adult ticket for 3 yesterday which saved me 7 on the Standard Off-Peak adult ticket

    I got a free cup of tea at the cinema worth 1.90

    3 hopper bus journeys 2.25

    I saved 11.18 on my weekly Online Grocery Shop with special offers and price reductions

    Current total = 1422.77
    • maman
    • By maman 1st Feb 18, 1:45 PM
    • 19,897 Posts
    • 118,923 Thanks
    maman
    I noticed that the Hopper bus journeys are to be even better value soon sugarbaby. I think it may be any number of journeys in an hour but I'd need to check.
    • sugarbaby125
    • By sugarbaby125 1st Feb 18, 7:36 PM
    • 1,684 Posts
    • 11,591 Thanks
    sugarbaby125
    I noticed that the Hopper bus journeys are to be even better value soon sugarbaby. I think it may be any number of journeys in an hour but I'd need to check.
    Originally posted by maman
    Maman it has already started I will save even more money on bus fares You are even allowed to break up your bus journeys with a underground journey as well now as long as all the journeys are within the hour
    • sugarbaby125
    • By sugarbaby125 4th Feb 18, 9:38 AM
    • 1,684 Posts
    • 11,591 Thanks
    sugarbaby125
    1 hopper bus journey 75p (1st Feb)

    I bought a special offer ticket to see The Divide at The Old Vic for 10 which saved me 45. I was only 4 rows from the stage, so I had a really good seat. This play is absolutely fantastic. At 4 hours long, it is the longest play I have ever been to, but I found it fascinating and captivating from beginning to the end.

    I bought 30 X Sharpie Limited Edition Set from Tesco Direct for 6 which saved me 16

    I bought 3 X Travel size Tea Tree & Witchazel facial wash from Boots on 3 for 2 offer which saved me 1.69

    2 free pints of soda water with ice and a slice at Reggaeoke which meant I did not have to buy 2 X bottles of sparkling water for 3.20

    I bought 100 of Pizza Express Gift Cards from the Tesco Gift Card Store with 15% off so I saved 15

    5 X hopper bus journeys 3.75 (3rd Feb)

    Current total = 1508.16
    • pollypenny
    • By pollypenny 4th Feb 18, 4:12 PM
    • 26,132 Posts
    • 69,124 Thanks
    pollypenny
    Sorry, there seems to be a lot of spending, rather than saving.
    Member #14 of SKI-ers club

    Words, words, they're all we have to go by!.

    (Pity they are mangled by this autocorrect!)
    • chanie
    • By chanie 4th Feb 18, 5:02 PM
    • 2,301 Posts
    • 12,538 Thanks
    chanie
    pollypenny sugar answered this on page 2 of the thread.
    2019 savings on purchases 3226.63
    My spending diary - Spend Less, Live More - a spending diary
    http://forums.moneysavingexpert.com/showthread.php?t=5576179
    • sugarbaby125
    • By sugarbaby125 4th Feb 18, 6:01 PM
    • 1,684 Posts
    • 11,591 Thanks
    sugarbaby125
    Sorry, there seems to be a lot of spending, rather than saving.
    Originally posted by pollypenny
    You are entitled to your opinion, but this is MY personal spending diary. I do not need anyone's permission to spend my own money

    I have made over 1,500 of SAVINGS since 1st January 2018, so I think I know that my MSE skills are okay to say the least, you presumably are doing even better than I am
    • maman
    • By maman 4th Feb 18, 6:19 PM
    • 19,897 Posts
    • 118,923 Thanks
    maman
    I think of your diary Sugarbaby as a demonstration of how to have an interesting life and save money. To me, that's what mse is all about.

    It's similar to the OS threads where, for example, they focus on how you can eat well cheaply. You do basic shopping but also entertainment and transport etc. so it's wider than OS.

    I know there are people out there who are so desperately short of money that all they can focus on is essential bills but that's not true of us all.

    I like the fact that alongside telling us about bargain buys you quantify how much you've saved on normal prices. It shows me how worthwhile it is to shop around.
    • sugarbaby125
    • By sugarbaby125 6th Feb 18, 8:33 AM
    • 1,684 Posts
    • 11,591 Thanks
    sugarbaby125
    I have no idea why the post about the cost of the cheapest newspaper on sale in London has disappeared, but thank you, whoever you were for pointing out the cost is 60p not 20p. I am years out of date, which demonstrates how long it has been since I paid for a newspaper

    Last 2 weeks of my son's free school meals ( 22nd Jan - 3rd Feb) 23

    3 X hopper bus journeys (5th Feb) 2.25

    Current total = 1533.41
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