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  • FIRST POST
    • MSE Archna
    • By MSE Archna 16th Nov 10, 11:47 AM
    • 1,874Posts
    • 6,140Thanks
    MSE Archna
    0 WOW
    Top Cashback Sites Article Discussion
    • #1
    • 16th Nov 10, 11:47 AM
    0 WOW
    Top Cashback Sites Article Discussion 16th Nov 10 at 11:47 AM
    This thread is specifically to discuss the content of


    To discuss or ask a question about this article: please reply here

    To read the previous Internet Shopping thread see here

    To discuss making free cashback from clicks please use the
    Making Free Cash From Cashback Sites Discussion
    Report inappropriate posts: forumteam@moneysavingexpert.com




Page 3
    • bristolleedsfan
    • By bristolleedsfan 27th May 12, 9:19 AM
    • 7,767 Posts
    • 9,811 Thanks
    bristolleedsfan
    I am very suprised that GPB dont feature in MSE Maximiser tool being both as that cashback site has been in operation longer than some that are and pay higher rates of cashback much more often than some that are.


    Total Amount Paid by GPB 2700.04


    Where is that confused smile when it is needed most


    Big thanks to Getpoundsback for both offering, paying highest rate for Forex and paying it within 6 weeks as opposed to waiting for a set in stone 3 or more month(s) award date like one site listed below does.

    21-04-2012 UK Forex 25.00 31.50 Assigned


    Cashback Maximiser Forex


    Best Paying Site


    http://www.getpoundsback.co.uk/stores.php?search=1&keyword=forex&keyword_type=1&x =23&y=10 31.50

    How Others Compare

    http://www.imutual.co.uk/search?q=forex&x=8&y=12 30.00

    Quidco - No Results

    TCB - No Results


    Why have I-Mutual ( In operation less than two years) started showing up in the results when they are neither listed as being included nore do they pay the most cashback more often than a site like Getpoundsback who have also been in operation for a lot longer?

    http://www.moneysavingexpert.com/shopping/cashback-sites-comparison/


    Also I-Mutual are the only cashback site who make its customers wait until a stated award date which can be 3 or more months before the cashback is payable, Quidco, TCB, Getpoundsback all make cashback payable as soon as it receives payment from the network which in the example above was 5ish weeks.


    I-Mutual members have expressed opinions about the site needing higher cashback

    http://www.imutual.co.uk/forum/viewtopic.php?f=3&t=10580&sid=0376b1ccd8a6eac010f4 f00b5bfb6f2d


    Edited to add : Good news for I-Mutual Cashback users

    http://www.imutual.co.uk/forum/viewtopic.php?f=2&t=12745&sid=eceb18ba4201a5d7844d b6b1e35886db
    Last edited by bristolleedsfan; 30-05-2012 at 5:27 PM.
  • simcmahon
    Booking Cosmos Holiday through TopCashBack more expensive!
    Booking Cosmos Holiday through TopCashBack more expensive!

    We found a holiday on Cosmos to the Canary Islands for 2 people at 823.46 each, total cost 1681.92

    TopCashBack were offering 4.04% cashback when booking a holiday through Cosmos, but when you click through and find the EXACT same holiday - the price shoots up! Now 907.46 per person, total 1849.92!

    We went back and forward, clearing our cookies each time and realised that despite the offered 4.04% (around 70 off the total price), the total price is increased by 168!!

    This is a massive warning flag for me - basically cashback being a complete rip off if you are paying more in the first place!

    I'd love to hear any comments back on this, to see if anyone else has spotted this scam!

    Si
    • Trickyann
    • By Trickyann 30th May 12, 8:23 PM
    • 47 Posts
    • 6 Thanks
    Trickyann
    TopCashBack loading prices
    Hi Simcmahon,

    i was trying to get car insurance for my son which as he is 19 is obviously high. Went through the whole process as precsribed by MSE and found best prices, however after clearing cookies and then going through TCB the exact same details for the quote come up over 40 more thereby making the deal the same as if I had gone through confused or the like. In fact it is not as good as you have to wait on average 4/5 months for insurance to become payable. Slightly OT but on a similar vein after TCB disappointment tried Confused and had a quote that said held until 13 June, but when click through it is more with People's Choice (an arm of Hastings direct) When I called P Direct they tried to tell me that a quote is just your details you enter and not the price!! They say the price changes in real time, (but only seems to change upwards) Have emailed confused.com but fear they won't get back to me before I need the renewal. All these things seem to have a whiff of con about them.
  • vhussey1
    Just wondering if anybody ever recevied a second payment from Simms re Cashbackkings / rpoints? I did receive a small amount in mid April and was advised there would be a further one payable. Did anyone else receive it yet?
  • mariner99
    MSE falling short?
    I use Cashback sites followingrecommendations from MSE as a way to SAVE money!

    It now becomes clear that some sites TOPCASHBACK in my case use special links which result in a much higher price than if you go direct.

    This higher price is more than the cashback so effectively you LOSE money by using cashback sites.

    I really think Martin should rewrite this section of the site and stop promoting this.

    Yes i'm a cynic and i suspect that referral fees may mean this doesn't happen however.
  • mariner99
    Time for ACTION MSE - PLEASE
    MSE - PLEASE STOP THE CASHBACK SCAM

    Booking Cosmos Holiday through TopCashBack more expensive!

    We found a holiday on Cosmos to the Canary Islands for 2 people at 823.46 each, total cost 1681.92

    TopCashBack were offering 4.04% cashback when booking a holiday through Cosmos, but when you click through and find the EXACT same holiday - the price shoots up! Now 907.46 per person, total 1849.92!

    We went back and forward, clearing our cookies each time and realised that despite the offered 4.04% (around 70 off the total price), the total price is increased by 168!!

    This is a massive warning flag for me - basically cashback being a complete rip off if you are paying more in the first place!

    I'd love to hear any comments back on this, to see if anyone else has spotted this scam!

    Si
    Originally posted by simcmahon
    Hi Simcmahon,

    i was trying to get car insurance for my son which as he is 19 is obviously high. Went through the whole process as precsribed by MSE and found best prices, however after clearing cookies and then going through TCB the exact same details for the quote come up over 40 more thereby making the deal the same as if I had gone through confused or the like. In fact it is not as good as you have to wait on average 4/5 months for insurance to become payable. Slightly OT but on a similar vein after TCB disappointment tried Confused and had a quote that said held until 13 June, but when click through it is more with People's Choice (an arm of Hastings direct) When I called P Direct they tried to tell me that a quote is just your details you enter and not the price!! They say the price changes in real time, (but only seems to change upwards) Have emailed confused.com but fear they won't get back to me before I need the renewal. All these things seem to have a whiff of con about them.
    Originally posted by Trickyann
    I use Cashback sites followingrecommendations from MSE as a way to SAVE money!

    It now becomes clear that some sites TOPCASHBACK in my case use special links which result in a much higher price than if you go direct.

    This higher price is more than the cashback so effectively you LOSE money by using cashback sites.

    I really think Martin should rewrite this section of the site and stop promoting this.

    Yes i'm a cynic and i suspect that referral fees may mean this doesn't happen however.
    Originally posted by mariner99
    • lycosfreak
    • By lycosfreak 27th Nov 12, 6:48 PM
    • 5 Posts
    • 3 Thanks
    lycosfreak
    Cashback has become a big scam on many items
    I would agree with everybody here. Unfortunately, cashback has taken a dark and dirty twist.

    MARTIN AND TEAM YOU REALLY NEED TO LOOK AT THIS AND PUBLISH A REPORT ON THIS SCAM.

    I have found with many items across a whole range of industries and companies, from insurance to car hire. If you go through the cashback site, the price to pay magically jumps by the exact amount you are going to receive in cashback and sometimes even more.

    Now if you take the fact you pay an annual fee for cashback membership. 5 at Quidco taken from your cashback, not paid direct.

    Then you add the fact you can wait up to 6 months + for some companies to pay the cashback, and if you are really unlucky the companies will actually not pay at all, stating technical issues etc.

    This means you are majorly out of pocket plus paid your cashback site a membership for nothing.

    Its time this was exposed, Martin use your influence to get this issue onto Watchdog.
    • david1976
    • By david1976 27th Nov 12, 6:59 PM
    • 23 Posts
    • 9 Thanks
    david1976
    I have used quidco the last couple of years and have had just over 300 off them so far this year.

    I was sceptical at first and one item did not track but they sorted it all out for me and I got the cash.

    Signed up today for topcashback to give it a go as well.

    As far as some posts here suggest about cashback sites deals actually costing more, I always go to the actual site first, clear cookies and history then check with the cashback site to see which is the cheapest.
    Last edited by david1976; 27-11-2012 at 7:05 PM.
    • JDPower
    • By JDPower 27th Nov 12, 7:38 PM
    • 1,587 Posts
    • 1,493 Thanks
    JDPower
    I would agree with everybody here. Unfortunately, cashback has taken a dark and dirty twist.

    MARTIN AND TEAM YOU REALLY NEED TO LOOK AT THIS AND PUBLISH A REPORT ON THIS SCAM.

    I have found with many items across a whole range of industries and companies, from insurance to car hire. If you go through the cashback site, the price to pay magically jumps by the exact amount you are going to receive in cashback and sometimes even more.

    Now if you take the fact you pay an annual fee for cashback membership. 5 at Quidco taken from your cashback, not paid direct.

    Then you add the fact you can wait up to 6 months + for some companies to pay the cashback, and if you are really unlucky the companies will actually not pay at all, stating technical issues etc.

    This means you are majorly out of pocket plus paid your cashback site a membership for nothing.

    Its time this was exposed, Martin use your influence to get this issue onto Watchdog.
    Originally posted by lycosfreak
    First rule of cashback (and as clearly stated by Martin) - cashback is never guaranteed.

    And if you choose to use a cashback site that charges you, whose fault is that exactly?

    If you use common sense (or failing that READ THE ARTICLE) you will never be in the slightest out of pocket, never mind "majorly" so.
  • mariner99
    First rule of cashback (and as clearly stated by Martin) - cashback is never guaranteed.

    And if you choose to use a cashback site that charges you, whose fault is that exactly?

    If you use common sense (or failing that READ THE ARTICLE) you will never be in the slightest out of pocket, never mind "majorly" so.
    Originally posted by JDPower
    Hi JDPower,

    I think you have missed the point here. NOWHERE in any of Martins advice recashback sites does it mention that they sometimes inflate prices.

    I think this is a new development or maybe we just took them at face value as customer champions and didn't think they would scam us.

    Martin says find the cheapest then buy it via a cashback site. What he doesn't say is to be careful that the cashback site might be a different price to the direct price.

    People should be warned and MSE et al should expose the cashback scam.
    • MooSah
    • By MooSah 28th Nov 12, 11:01 AM
    • 20 Posts
    • 10 Thanks
    MooSah
    Common Sense Approach
    I have been using TCB for over two years and probably got about 1k cashback in that time.

    HOWEVER, I ALWAYS check the prices of the original product on the original website and if it happens to be less than if I clicked through TCB (with cashback), then I simply buy through the website direct. As Martin always says in these type of circumstances (another example being getting extra points on clubcards, but ending up spending more money in the first place!), always check to see which route saves you the most cash-in-hand.

    These are not new tactics - every business uses them in one form or another. Yes, it's dirty and leaves a bad taste in your mouth, but in the world we live in today, this is kind of thing we constantly have to be aware of!

    TCB still have some fantastic deals. I travel a lot, & I often use their link to the Holiday Inn group, along with a discount code which gives me 2-4-1 or 35% off AND I still receive cashback (even if it's only a few pounds). I have stayed in Holiday Inn's for as cheap as 11pppn!

    So it just means you have to work a little harder by comparing which way it works out the best for you.
    You, yes YOU can do SOMETHING about it!
    • JDPower
    • By JDPower 28th Nov 12, 3:33 PM
    • 1,587 Posts
    • 1,493 Thanks
    JDPower
    Hi JDPower,

    I think you have missed the point here. NOWHERE in any of Martins advice recashback sites does it mention that they sometimes inflate prices.

    I think this is a new development or maybe we just took them at face value as customer champions and didn't think they would scam us.

    Martin says find the cheapest then buy it via a cashback site. What he doesn't say is to be careful that the cashback site might be a different price to the direct price.

    People should be warned and MSE et al should expose the cashback scam.
    Originally posted by mariner99
    It's certainly not a new development, some insurance sites have used this tactic for a while. You're ire at the cashback sites is misplaced though, they simply supply a referral link, if the end site uses that referral link as a sign to inflate the price you are then given it is them you should be angry at. And if anything it gives you a clear sign of companies with poor attitude to it's customers.

    I do agree though it is worth a note in the original article for those unaware.
  • mariner99
    It's certainly not a new development, some insurance sites have used this tactic for a while. You're ire at the cashback sites is misplaced though, they simply supply a referral link, if the end site uses that referral link as a sign to inflate the price you are then given it is them you should be angry at. And if anything it gives you a clear sign of companies with poor attitude to it's customers.

    I do agree though it is worth a note in the original article for those unaware.
    Originally posted by JDPower
    JDPower - you are right but you are also VERY wrong. TCB for example always reply to complaints that the price you pay via their links is the same as if you go direct.

    Now most of us now know this is not the case so TCB are lying to us in order to make money.

    There is nothing wrong with making money but deceiving us and being downright dishonest is not really fair play.
    • ernie-money
    • By ernie-money 7th Dec 12, 9:48 AM
    • 739 Posts
    • 374 Thanks
    ernie-money
    I was just having a read of this thread as I was considering switching cashback site after recent disappointments. I used to use Quidco, and was mainly happy with them, but due to the 5 annual fee, and also cashback rates often being higher on TCB, I switched to them.
    I have however found that they quite often don't pay out as promised, and although I realise that cashback isn't ever guaranteed, I'm sure some sites must be more reliable than others? If Quidco is better at paying out, perhaps it's worth paying the annual fee..?

    Someone here mentioned getpoundsback - does anyone else know much about them?

    And the constant issue of getting claims declined because "another channel was credited with the sale" - what's that all about?
    Surely if it was true, then they should be able to tell you which channel this was, so that you can asses whether you are doing something wrong..? Although this should be impossible if you clear cookies before clicking through..?
    • bristolleedsfan
    • By bristolleedsfan 13th Jan 13, 11:32 AM
    • 7,767 Posts
    • 9,811 Thanks
    bristolleedsfan
    I

    Someone here mentioned getpoundsback - does anyone else know much about them?
    Originally posted by ernie-money
    If anyone fancies a test offer - this was 50.00 in October and paid within 2 months on both the 100% sites who at the time were the only sites running the offer -

    http://www.getpoundsback.co.uk/stores.php?search=1&keyword=moneyvista&keyword_typ e=1&x=22&y=7 30.00


    http://www.imutual.co.uk/search?q=moneyvista&x=1&y=10 30.00


    http://www.cashbackxtreme.co.uk/search.asp?query=moneyvista&go=Search 15.00


    http://loyaltyshopper.co.uk/content/view/2960/34/ 15.00


    From memory required valid contactable email address, name and DOB


    Leads are pre-paid by the merchant to the network so as long as it tracks is 99.99999999 % certain to pay
    Last edited by bristolleedsfan; 13-01-2013 at 11:58 AM.
  • Btty
    Cashback and tax
    Sorry but can't find out how to post a new forum topic!
    Wanted to know if individuals need to declare cashback for a tax return in the UK or USA
    I have received several hundreds of pounds
    Thanks.
    • bristolleedsfan
    • By bristolleedsfan 16th Jan 13, 11:33 AM
    • 7,767 Posts
    • 9,811 Thanks
    bristolleedsfan
    Sorry but can't find out how to post a new forum topic!
    Wanted to know if individuals need to declare cashback for a tax return in the UK or USA
    I have received several hundreds of pounds
    Thanks.
    Originally posted by Btty

    http://forums.moneysavingexpert.com/showthread.php?t=4147103&highlight=cashback+taxabl e

    http://forums.moneysavingexpert.com/showthread.php?p=37342296&highlight=cashback+taxab le#post37342296


    Cashback is generally regarded as being a reward for,,,,,,,,,, and thus not liable for tax
    Last edited by bristolleedsfan; 16-01-2013 at 11:35 AM.
    Often what I dont say is more significant than what i do say ........
  • Btty
    Thanks - I suppose if the original purchase is being made by a company that would be taxable, if not unethical?
    • paul2louise
    • By paul2louise 8th Feb 13, 3:29 PM
    • 1,893 Posts
    • 699 Thanks
    paul2louise
    I just joined imutual. I have been using quidco and TCB for quite sometime. I regularly shop online and tried imutual for a purchase with debenhams. Neither quidco or TCB had any trouble with the transaction tracking, usually within a couple of hours.
    It has been a week and the transaction hasn't tracked on imutual. I know I have to wait 14 days before I can claim, but if this is the average time that it takes to track then I would rather stick with TCB and quidco. I made an additional purchase 2 days ago and that hasn't tracked yet either. Just wondered if worth sticking with imutual a bit longer, are the shares worth it
  • imutual company representative
    Hi Louise,

    All cashback sites generally use the same underlying tracking technology (provided by third party "affiliate networks") so, all things being equal, there should be no difference between us in this respect.

    If it turns out that your transaction hasn't tracked in this instance, it's likely that this would also have been the case had you used another site (even noting your comment that you'd not had a problem in the past)

    I'd offer the following by way of reassurance...

    Firstly, you can submit a claim for a missing transaction at any time using the form at http://www.imutual.co.uk/claims - it's a very quick process if you have the transaction details to hand (order number and order value). Normally, we'd ask you to wait a minimum time before claiming (typically 14 days) but if it's sooner that this, your claim will be treated as "provisional".

    We'll send this off to the merchant and ask you to allow up to 80 days for a resolution; quite a long time, I know, but some merchants won't go any faster than this As soon as we get a resolution from them, we update your account

    We publish stats every month on how well we're doing with claims and, as you can see here we currently have none overdue, which is quite typical for us

    In the event that the merchant rejects your claim, we offer one final option unique to imutual: you can "appeal" and, in an open poll on our forum, we ask your fellow members to decide whether we should honour the cashback out of our own pocket. Since the site started back in 2010, only two such appeals have been rejected

    I hope this answers your question and gives you some confidence to keep faith with imutual

    Rich
    Last edited by imutual company representative; 09-02-2013 at 10:52 AM.
    Official Company Representative
    I am the official company representative of imutual. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
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