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  • FIRST POST
    • aayush
    • By aayush 19th May 19, 10:06 AM
    • 826Posts
    • 29Thanks
    aayush
    cAR iNSURANCE RENEWAL
    • #1
    • 19th May 19, 10:06 AM
    cAR iNSURANCE RENEWAL 19th May 19 at 10:06 AM
    Hi
    My above is due in a few weeks s asked the present one if can pay installments advised interest charged but if apply via app get monthly
    not sure if I should get break down with them or go get separately
    as am looking around and see the green flag as best one about?


    As my car is now 3 yrs old also need to ask will need to get MOT done this year or next year?

    Await your response
Page 1
    • alfie1950
    • By alfie1950 19th May 19, 10:15 AM
    • 152 Posts
    • 94 Thanks
    alfie1950
    • #2
    • 19th May 19, 10:15 AM
    • #2
    • 19th May 19, 10:15 AM
    You need to get an mot done within 3 years from its registration date.
    I wouldn't bother about breakdown reviews....they're all good at times but in bad weather and busy days you can wait for hours with any recovery service.
    I obviously don't know which insurer your with but I have always had the option to pay monthly and you nearly always have to pay interest...after all it is a credit agreement. Usually it is only new/ high risk / poor credit history drivers that have to pay the year upfront.
    If you want to pay monthly don't get too focussed on having to pay interest...you may find that a company that offer interest free payments actually have dearer premiums.
    • Quentin
    • By Quentin 19th May 19, 10:15 AM
    • 40,488 Posts
    • 24,534 Thanks
    Quentin
    • #3
    • 19th May 19, 10:15 AM
    • #3
    • 19th May 19, 10:15 AM
    If it's over 3 years old then you risk a fixed penalty if it's on the road with no mot
    • aayush
    • By aayush 19th May 19, 10:20 AM
    • 826 Posts
    • 29 Thanks
    aayush
    • #4
    • 19th May 19, 10:20 AM
    • #4
    • 19th May 19, 10:20 AM
    You need to get an mot done within 3 years from its registration date.
    I wouldn't bother about breakdown reviews....they're all good at times but in bad weather and busy days you can wait for hours with any recovery service.
    I obviously don't know which insurer your with but I have always had the option to pay monthly and you nearly always have to pay interest...after all it is a credit agreement. Usually it is only new/ high risk / poor credit history drivers that have to pay the year upfront.
    If you want to pay monthly don't get too focussed on having to pay interest...you may find that a company that offer interest free payments actually have dearer premiums.
    Originally posted by alfie1950
    Aviva is my present ins
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