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  • FIRST POST
    • 5gomad
    • By 5gomad 15th May 19, 6:22 PM
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    5gomad
    Big spending coming up - how best to do it?
    • #1
    • 15th May 19, 6:22 PM
    Big spending coming up - how best to do it? 15th May 19 at 6:22 PM
    We are currently converting a property and are coming to the stage where we are buying lots of big items such as appliances. I'm wondering if we'd be better putting it all on a credit card (or three!) or going interest free store loans - with a view to paying them off quite quickly. Is there a particular card that's offering really good deals at the moment?
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    • zx81
    • By zx81 15th May 19, 6:38 PM
    • 22,428 Posts
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    zx81
    • #2
    • 15th May 19, 6:38 PM
    • #2
    • 15th May 19, 6:38 PM
    Credit cards will generally give better deals, as the cost of the store finance is built into the price of the product.

    However, store finance is also generally easier to get.
    • Willing2Learn
    • By Willing2Learn 15th May 19, 6:44 PM
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    Willing2Learn
    • #3
    • 15th May 19, 6:44 PM
    • #3
    • 15th May 19, 6:44 PM
    Also, if you make purchases of items over 100 in value on a card, then you will get additional s75 protection too. There are a few card issuers who will give an estimate of your credit limit before the full application, but I'm afraid I can't remember which ones.
    I work within the voluntary sector, supporting vulnerable people to rebuild their lives.

    I love my job

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