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  • FIRST POST
    • zippychick
    • By zippychick 4th Jun 11, 11:19 AM
    • 9,343Posts
    • 17,889Thanks
    zippychick
    • #1
    • 4th Jun 11, 11:19 AM
    4th Jun 11 at 11:19 AM
    Hi everyone,

    Welcome to the eleventh Grocery Challenge of 2011,

    If your new month starts early feel free to join this thread, or if you're still working on your September budget, then keep on posting in theOctober 2011 Grocery Challenge

    As always this challenge is to reduce your own grocery budget to levels that you will be pleased with, not forgetting that we always recommend that you stay inside your own comfort levels and take things gently one step at a time. Remember that this is not a competition....it's designed to take you and your grocery spending to a level you are happy with.

    If you are new to the challenge I have quoted the advice from Galtizz below which will help you get started.

    Please post into this thread for help and advice and support at any time. Good luck to everyone taking part!

    I have said this before, but for all the newbies to the challenge;

    For the first month I took a guess at the budget but I really had no idea how much I was spending.

    I found the best thing is to have a guess the first month but SAVE ALL OF YOUR RECEIPTS (and yes, that does include the ones from the local shop when you run out of milk ), then at the end of the month add them all up and have a look if you were on budget, if not, it doesn't matter because your budget was a guess. For the next month you can use the total of your receipts and take a bit off to get a realistic budget, just shave off as much as you think you can, it could be 1 a week or 20 a week.

    If you are currently spending 200 a month don't suddenly drop it to 100 - you'll never do it but if you cut 20 a month off for a few months you'll get there eventually without feeling you're missing out on anything.

    You might think you've done everything you can in the first month but someone always comes up with a new idea and, if you try it you often find you save a bit more (unless you are SarahSaver who is an expert at this and could only save more if she turned her back garden into a paddy field and lived on rice ) In the first month I thought, I'm planning meals, I couldn't possibly save any more, but then I started double cooking and freezing, and making soup instead of buying it in tins.

    I've been doing this since Feb but only saved ALL of my receipts last month, it has given me a much better idea of where it is all going. Budget for next month is 80 for 2 of us, I'll start on 30/4. I could probably save more, by eating different foods but I can afford to live on 80, I have saved a lot of money since Feb. and I don't waste food or money any more. So I'm happy with my budget.
    For quidelines on posting in this thread please read the second post in this thread.

    For the Grocery challenge Recipe Index please see posts #3, #4, #5 and #6 on this thread.

    For everyones totals, see post #7 on this thread

    I hope everyone has a great month!

    Zip
    Last edited by squeaky; 26-10-2011 at 5:52 PM.
    A little nonsense now and then is relished by the wisest men
    Norn Iron club member #380

Page 37
    • tigerfeet2006
    • By tigerfeet2006 15th Nov 11, 8:12 PM
    • 13,817 Posts
    • 29,889 Thanks
    tigerfeet2006
    JackieO You go girl

    Ms-Night-Ryder, What are MrT glitches? I nearly didn't get my delivery today as their systems were down and they couldn't process my card, but they have delivered and will take the money later. Though I notice they haven't taken my discount vouchers off.

    Cattysmum, hope the cupcakes go well and enjoy the christening as well.

    Long Tall Sally, it is a shame isn't it. Wonder where she is.

    CompBunny, Lots of hugs and much sympathy. I know how you feel we lost Mum a while back and it is still raw.

    Pipersky, can I be cheeky and ask where your name originates from?
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
    • XSpender
    • By XSpender 15th Nov 11, 8:30 PM
    • 3,348 Posts
    • 34,483 Thanks
    XSpender
    CompBunny - sorry for your loss

    JackieO - You tell em

    Finally got the receipt off DH for Mr T, 4.33 to add to the total and another 50p for some toast at work. I am working at the site wth the minging canteen for the next month so won't be frittering money away on food I don't need, won't be able to claim travelling expenses either but hey ho....

    DH had tea ready for me when I got in late again tonight. Not what I was expecting but the jacket spud and quorn curry using an Ald* sauce was lovely. Do you know I have never had curry with a jacket potato before? Wonder what he will make tomorrow?
  • mrs mum
    41.30 in M and S tonight.
    Yellow stickies, stuff for packed lunch and underwear (vests, tights and knickers) for winter (me and the 3 kiddies)

    23.77 in Sainsbugs chemist = cough and cold stuff and prescriptions for being rather poorly

    Of to update sig.....

    Mrs Mum
    Last edited by mrs mum; 15-11-2011 at 8:55 PM. Reason: spelling
    • TheThriftyScrumpers
    • By TheThriftyScrumpers 15th Nov 11, 9:05 PM
    • 272 Posts
    • 5,359 Thanks
    TheThriftyScrumpers
    Hello!
    It's been a busy time in our household. My lovely Dad had a nasty fall (he has had two hip replacements) and fractured a bone in his leg. He has been in hospital since Friday but was finally let out late today. DS came down with tonsillitus and DD looked very peaky when we got home from school and sure enough her temp was 38.9 so she has gone to bed with some calpol.

    DS has a real problem taking medicine so the only way I can get the antibiotics into him is by mixing in a choc yoghurt (he is only 2 1/2) so I bought a job lot yesterday. He had to have mediciation for 6 months for the latter part of 2010 which is where the problem started. If anyone has any tips or pointers on this subject please let me know...

    Whilst driving to and from hospital to visit my Dad I have been popping into the SM and I struck lucky for Whoopsies!!

    9pm ish on Saturday night I managed to get a pack of sausages for 50p, a pork chop 40p, chicken madras and rice meal 70p and pork loin joint 1.50 (from 7.16).

    2.15pm is on Sunday I got a finest mushroom risotto for 60p, garlic doughballs for 36p and a beef hotpot for two for 50p!! I could have got a lot more but as I was on my way to hospital and the food had to sit in my boot for a couple of hours I didn't want to chance getting too much. I had to stand my ground mind, there was tough competition but hey I'm not proud

    I was checking the T3sco clubcard rewards tonight and for a limited time they are doing a 2 exchange for a take away pizza express pizza. I thought this might be of interest to someone. We don't have a p express near us but it sounds like a good deal to me.

    Sorry for the long post and hope everyone is ok xxx
    GC Mar 11 437.08Apr 11 459.26 May 11 485.52 June 11 423.79July 11 409.22 Aug 11 250.10Sept 11 396.14Oct 11 382.37Nov 11 372.55Dec 11 332.29 Jan 12 375.19:Feb 12 349.58Mar 12 279.66Apr 12 249.12May 12 337.66/Jun 12 362.58/Jul 12 317.03/Aug 12 354.02/Sept 439.72/Oct 12 210.16
    • pipersky
    • By pipersky 15th Nov 11, 9:13 PM
    • 949 Posts
    • 15,015 Thanks
    pipersky
    Pipersky, can I be cheeky and ask where your name originates from?
    Originally posted by tigerfeet2006
    It's made from my two oldest daughters names (that makes them sound old - they are 4 and 2!). Have another daughter now but don't really want to change my user name Can I ask why you asked - is it a nice name or is it wierd? I only ask because you're not the first person to ask where I got the name from

    That's a lot of use of the word 'ask' - sorry if it sounds clumsy
    Part time GCer, NSDer, Comper and (Bad)Flylady

    A big shot is just a little shot that kept shooting ...
    • tigerfeet2006
    • By tigerfeet2006 15th Nov 11, 9:31 PM
    • 13,817 Posts
    • 29,889 Thanks
    tigerfeet2006
    Cattysmum, meant to say have you discovered the Sewing Room on the Christmas and Other Yuletide Festivals board?

    http://forums.moneysavingexpert.com/showthread.php?t=2169321
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
    • tigerfeet2006
    • By tigerfeet2006 15th Nov 11, 9:34 PM
    • 13,817 Posts
    • 29,889 Thanks
    tigerfeet2006
    It's made from my two oldest daughters names (that makes them sound old - they are 4 and 2!). Have another daughter now but don't really want to change my user name Can I ask why you asked - is it a nice name or is it wierd? I only ask because you're not the first person to ask where I got the name from

    That's a lot of use of the word 'ask' - sorry if it sounds clumsy
    Originally posted by pipersky
    My youngest son is Piper and it is not a name you hear, in fact I do not know of any young Piper's and your Piper is the same age as mine
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
    • tigerfeet2006
    • By tigerfeet2006 15th Nov 11, 9:41 PM
    • 13,817 Posts
    • 29,889 Thanks
    tigerfeet2006
    ThriftyScrumpers, sorry to hear about your Dad. Hope he gets better quickly.

    My DS3 has had tonsilitus for the last 2 weeks and I sympathise with you. He went back to school yesterday.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • Twiceblessed
    Trip to Matalan today. Got some pjs for my eldest DD as she needs them for Friday for Children in Need
    Also bought a dress for 2.50 which should do me for the works christmas do

    Chance of staying in budget seems extremely unlikely, my DDs tights appear to have gone walkies and i cant find them anywhere and my budget is until the end of November (although i did get some ASDA vouchers today so perhaps i can cheat a little...)

    Learning a lot from this though so whatever happens hopefully i wont feel like ive failed

    Best wishes to everyone and hugs to those who need them!
    January grocery challenge 159.43/250.00
    February grocery challenge 209.53/200.00
    March grocery challenge 165.66/190
    April grocery challenge 186.27/170.00
    May grocery challenge 22.51/180.00
    • MissOrganised1972
    • By MissOrganised1972 15th Nov 11, 10:35 PM
    • 174 Posts
    • 3,644 Thanks
    MissOrganised1972

    saterday- salmon thai noodles
    hm popcorn for the xfactor!!
    sunday - spicy sausage casserole and mash
    apple and raspberry crumble ( using up apples in fruit bowl!!)
    monday - falafels and salad
    LO Crumble
    tuesday - Baked potatoes and baked beans
    wed - Spaghetti Bol ( in SC)
    thursday- Veggie shepherds Pie from freezer
    Friday - Plaice chips and mushy peas
    Sat - Gnocchi in roast red pepper and parsley pesto and salad
    sunday - not sure yet!!
    tuesday
    Originally posted by medsdemon
    I do like it when people mention their meals / dinner plans. It helps quite a bit to 'steal' other people's inspiration!

    Thank you
    2017 GC O-93.46/160; S-136.26/160; A-130.55/160; J-47.12/160;
    J-106.63/190; M-70.29/160; A-197.88/180; M-219.35/180; F-294.14/160; J-168.67/160
    2016 GC 2322.39/2285; GC-2012-2015 - 9789.91/7773!
    for 2 adults & 2 kids (13 & 11) for all food,toiletries,cleaners etc



    • wouldbeqaulitymoneysaver
    • By wouldbeqaulitymoneysaver 16th Nov 11, 4:19 AM
    • 5,607 Posts
    • 10,481 Thanks
    wouldbeqaulitymoneysaver
    Yikes! 177,75 spent because I needed to replenish freezer and fridge post Holiday!!
    OMG! Yikes. I put myself down for a rather virtuous 200 or 50 pw (my mum thinks it ought to be 160pcm) and have found that I have spent a horrific 177.75 with only 22.42 left in Challenge Budget if I am to be a good girl rest of the month. (Christmas coming, gifts to buy, a freezing Scotland to get too,Winter Prep to do more work on?).
    I will have to check stocks but as things stand, it looks like I may have enough Beef Mince (Waitrose Essentials) to get by and some chicken and lamb that needs, plus frozen peas and spinach.
    A couple of organic Boxes from Riverford will help, but severe depression (you try living here for a laugh!) affects how I use up my food and I end up wasting food.
    I aim to top up at Waitrose as Tesco use by dates means I get caught out with the resulting wastage of food.
    Maybe I try to be a good girl??
    #TY[/B] Would be Qaulity MSE Challenge Queen.
    [B]Reading whatever books I want to the rescue!:beer[/B
    WannabeBarrister, WannabeWife, Wannabe Campaign Girl Wannabe MSE Girl #wannnabeALLmyFamilygirl
    #notbackyetIamfightingfortherighttobeMSEandFREE
    • tigerfeet2006
    • By tigerfeet2006 16th Nov 11, 7:51 AM
    • 13,817 Posts
    • 29,889 Thanks
    tigerfeet2006
    I do like it when people mention their meals / dinner plans. It helps quite a bit to 'steal' other people's inspiration!

    Thank you
    Originally posted by SallyHat
    Have a look on the board for people meal plan lists as well. Great for inspiration.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
    • tessie bear
    • By tessie bear 16th Nov 11, 8:06 AM
    • 4,328 Posts
    • 29,793 Thanks
    tessie bear
    hi...hopefully nsd on grocery front today....but going christmas shopping so every other budget might take a beating....all good fun though

    might have some lunch out as well.....got a stir fry for tea which i really like ...got a few different veggies to add

    welll donr jackieo....i thought borrowing meant the thing was returned to u....if that latter bit of the transaction isnt coming on line id have pulled the drawbridge up as well....i mean i would have politely declined their offer

    take care
    tess
    onwards and upwards
    • quintwins
    • By quintwins 16th Nov 11, 8:11 AM
    • 5,003 Posts
    • 29,347 Thanks
    quintwins
    morning all nsd today gonna make a stew with a packet of cooked sliced beef i got just after xmas last year figured it was time we used it up, just about to make poached egg on toast
    DFW 7632/28996 26.3%
    • recovering spendaholic
    • By recovering spendaholic 16th Nov 11, 8:53 AM
    • 3,049 Posts
    • 15,426 Thanks
    recovering spendaholic
    Jackie-O - I know what you mean about "borrowers", but I can't believe that they have only lived there for 3 years and are seasoned borrowers from you - they must have some cheek!

    My sister in law is a borrower - over the years I have "lent" her thousands which has never been returned, nor has she ever had a job. About a year ago I started saying no to her and now I never hear from her at all, even though she only lives a few doors down. Just shows that she was only using me as I used to see her every day!

    Hoping that today will be a NSD. Breakfast was toast with cottage cheese, packed lunch for kids is chicken, bacon and avocado baguettes, using avocados which I got in a pack of four reduced to 15p in Tescos the other night and a pack of pulled chicken which was reduced from 2.50 to 25p. I am having hm chicken soup out of the freezer - if I feel like it because I am extremely full after having eaten 2 slices of toast and half a tub of cottage cheese - I feel like I could just go to sleep!!

    Dinner tonight is chicken risotto with my reduced pulled chicken and some of my porcini mushrooms which I got for 20p in Tesco, reduced from 3.99!!

    I bought some frozen bramley apples in Farmfoods the other day and am thinking that I might make an apple crumble for afters.

    Have been making my list for Christmas cake baking on Sunday. I have decided to give Christmas cakes as gifts to my friends this year - I am going to get all the stuff on the Tesco 3 for 2 and my local deli had loads of regalice reduced to 3 blocks for 1 the other day so I bought all they had! I am also making pickles and jams to go with the cakes in a sort of hamper thing with cookies and mince pies. I have so far made 6 jars of pickled red cabbage and 2 jars of tomato and chilli chutney and 1 jar of pickled onions. I have a tin of mamade in the cupboard so will make that up into 7 jars of marmalade too.

    I need to do some work now but I am soooo cold! I have put the heating on for an hour or so and then I will start the project that I should have started yesterday!! Working from home makes you lazy - I have turned into a mouse potato!
    Jane

    ENDIS. Employed, no disposable income or savings!
    • pipersky
    • By pipersky 16th Nov 11, 9:35 AM
    • 949 Posts
    • 15,015 Thanks
    pipersky
    My youngest son is Piper and it is not a name you hear, in fact I do not know of any young Piper's and your Piper is the same age as mine
    Originally posted by tigerfeet2006
    Ah, good Nice to know I'm not the only one with excellent taste
    Part time GCer, NSDer, Comper and (Bad)Flylady

    A big shot is just a little shot that kept shooting ...
    • angelatgraceland
    • By angelatgraceland 16th Nov 11, 10:20 AM
    • 3,318 Posts
    • 23,074 Thanks
    angelatgraceland
    Well I have blown my budget already but this month is my first and a learning curve for me. I have gone for so long now GS with what we have left that following a budget is so hard. I spent a massive 76 in Sains on Saturday admittedly picked up lots of whoopsied items mainly lamb, sausages and rump steak (all very reduced if not would not be bought) that, if we had meat every night would do us 2 weeks. Its funny when hubby was off sick for 8 months in 2005 we only had his SSP plus my incapacity to live on and that left about 20 a week for food and we lived on it and ate ok, but once he went back to work I spent as usual what was left. I need to learn to save and its like something in my head goes bonk in shops and I have to buy - only food not interested in clothes etc. I am 55 years old and I have to learn to save. My oldest son is getting married in Australia in March 2014 and we have nothing towards it. I know if I was to live out of my cupboards and freezer we could manage for at least a month if not longer, but empty cupboards scare me, think its to do with childhood, dad only gave mum money to buy daily and many a night we went to bed hungry as price of something would have gone up and dad had not upped mums money so she had to buy less and there never was anything in the house except that days food apart from seasoning's, and porridge for next mornings breakfast, eventually tea and sugar ( but when you still could buy any amount - like an ounce of tea or sugar - mum had to buy just a days amount of them, or I did as mum hated shopping so as soon as I was 4 shopping was my job, you would have thought it would have made me a careful shopper and I can be when I have very little money).

    Putting everything here is making me face up to the fact that I am no good at saving at all. My bills are paid and what is left I spend on food. I cannot even buy any treats for Christmas that go in freezer as there is no room, so I must clear space in it. I know my past is just an excuse I am a grown elderly woman who should be in control. In a way its a shame hubby gets paid weekly, if it was monthly I would only have the excuse to go to shops once a month but weekly I am always having to pop in for fresh things and I go mad.

    So even though budget totally blown will continue to record everything and see how bad it is at end of month, only good thing is all paid with cash, so not a debt.

    I am not only keeping a record of spends ( everything not just GS) but a list of everything I buy as well in the hope that looking back over the month I can make a list of the things I must buy and things I must leave on the shelves, whoopsied or not.

    hanging her head in shame
    Originally posted by prepareathome
    I think it would be a good idea to set up a direct debit into a savings account on a weekly or monthly basis. that way you cannot spend that extra money on food and it will just be a reguar payment out of your account which you will get used to just like your bills! You could set up 2 accounts-one for Australia and one for other treats/Christmas . It sounds as if money isnt the problem but putting it aside is!
    Now- you are not ELDERLY! you are 2 years older than me and I am middle aged. Don't be down on yourself in any way-you stock up well-just "expecting world war three"? That is what my DH says about me and ?I do the same as you but its limited as I have always saved in the manner I am suggsting to you. I did once have 3 monthly saver account wiith the big H. Maybe you need to do a stocktake of your cupboards and carry a list called "do not buy" of a few items your are overstocked on. It does help! I do think that hoarding is the flip side of the GC sometimes but I too have my reasons from the past which I blame my overshopping on-I have it more controlled this year though than in previous years. You are not alone and there are many causes-BOGOFS being one of them. Halfprice is much better as you can buy just one instead of two! Before I go to the checkout I now try to "put back" a few items from my tolley of things I know I don't "need". It is my new strategy!

    I have learned to say No to my neighbours who are 'borrowers .It used to be cash 'to get them through till their next giro' Then as my DD said 'Mum you live on your own,you are a widowed pensioner and you manage to live o.k. there are five of them next door all without work and no inclination to get any They have more cash then you why are you being their 'standby' between their giro's '.Well tonight was the last straw 6.15 p.m. one was on the doorstep wanting to borrow a loo roll.Now a fortnight ago they 'borrowed one and it never was returned so tonight i said sorry I am short myself .I felt a bit mean afterwards but then thought well I would no more dream of borrowing than fly in the air . I live in an area where there are jobs ,o.k. maybe only shop work and unskilled stuff but in the three years they have lived there not one has bothered to find a job, the Dad is seemingly fit and healthy but says he gets more by not working, and the three young girls 19,20 & 21 have never apparently been in work since leaving school.Now I have no problem with folk who are stuck and can't find work as I know sometimes it is difficult but I think its a bit cheeky expecting me to fund their laziness.How can you not know you are short of loo roll at 6.15 at night I grew up with rationing and often our loo roll was on a nail and bit of string in the outside loo.Maybe I'm getting old and cranky but enough is enough I think.I am careful with how I spend my cash and make every penny streetch.
    O.K. rant over I shall return to being a sweet-tempered little old lady again
    Well done all of you who are getting through the tough times and to the 'newbies' its all about 'baby steps'
    Originally posted by JackieO
    Well said! Two of mine are unemployed but do manage to get short time work/temp work-warehouse work-anything they are offered. There is no sympathy from me for lazy blighters! I don't believe in regular lending-they just become dependant on it week in week out and you may never see it back. Your DD is spot on-sometimes someone outside of the situation can see these thing more clearly. I rarely lend and never borrow myslef-there are only a handful of relatives Id lend to and even then I don't like doing it. If they are desperate on a one off occasion I'd be more likely to give than lend but not to neighbours like yours. Look after yourself in this instance!
    Last edited by angelatgraceland; 16-11-2011 at 10:32 AM.
    Annual Grocery budget 2018 is 1500 pa 125 calendar month 28.84 pw for 3 adults
    • tigerfeet2006
    • By tigerfeet2006 16th Nov 11, 10:58 AM
    • 13,817 Posts
    • 29,889 Thanks
    tigerfeet2006
    Today in my SC I have a Sweet Potato Balti.

    500g sweet potato-chopped, large onion-chopped, 400gm chopped plum tomato, couple garlic cloves (to taste), 2 tblsp Balti curry powder, 150ml veg stock, 400gm butter beans, 1 red chilli- sliced, 75gm frozen spinach, coriander.

    Put sweet potato and onion in pan and caramelise. Meanwhile put the other ingredients into the SC. Add sweet potato and onion. Serve with rice and yoghurt mixed with cucumber and mint.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
    • his missus
    • By his missus 16th Nov 11, 12:25 PM
    • 3,221 Posts
    • 19,762 Thanks
    his missus
    A trip to poundland for some "emergency" lunchtime munchies (cupasoup type stuff) amounted to 3 but also treated myself to a piece of flapjack from the bakers for 80p. Bought a puzzle book for a friend who's having an op later this week and a few bits for DH's stocking but not counting those as part of my grocery budget.

    Hope you're all manageing to keep within budget, I'm just trying to not go over budget by too much more

  • rosieben
    Today in my SC I have a Sweet Potato Balti. ...
    Originally posted by tigerfeet2006
    another great recipe, its in the index now
    ... don't throw the string away. You always need string!

    C.R.A.P.R.O.L.L.Z Head Sharpener
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