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  • FIRST POST
    • slowlyfading
    • By slowlyfading 5th Dec 17, 9:10 PM
    • 12,914Posts
    • 74,163Thanks
    slowlyfading
    The "Save 12k in 2018" Thread!
    • #1
    • 5th Dec 17, 9:10 PM
    The "Save 12k in 2018" Thread! 5th Dec 17 at 9:10 PM
    So, the title is pretty self explanatory, but this is the place to be in 2018 it's that time of year, again!

    In 2018, the aim is to save £12k (or, any other amount if you like) from 1st January 2018 til 31st December 2018. I know it's early, but it gives you the time to plan for how you are going to do it.


    2012 thread:http://forums.moneysavingexpert.com/showthread.php?t=3547675
    2013 thread: http://forums.moneysavingexpert.com/showthread.php?t=4315923
    2014 thread: http://forums.moneysavingexpert.com/showthread.php?t=4844519
    2015 thread: http://forums.moneysavingexpert.com/showthread.php?t=5122817
    2016 thread: http://forums.moneysavingexpert.com/showthread.php?t=5369493
    2017 thread: http://forums.moneysavingexpert.com/showthread.php?t=5568097


    RULES:

    - This challenge starts on 1st January 2018 00:00 and finishes on 31st December 2018 23:59.
    - Everything saved MUST be done between these two dates.
    - Any interest gained during this challenge on your savings can be counted!


    Feel free to sign up but, please only sign up if you intend to go the distance - the thread tends to start off great and then people disappear

    Challenger List:
    001. slowlyfading - £10,000
    002. geoffers4 - £24,000
    003. Clare43 - £12,000
    004. george4064 - £12,000
    005. Dolly Rocker - £12,000
    006. ryath - £6,000
    007. Puddylove - £12,000
    008. bobobski - £14,000
    009. ToiletLicker - £20,000
    010. Westie983 - £12,000
    011. Lomcevak - £30,000
    012. Wanna Bee Free - £12,000
    013. tara747 - £12,000
    014. BBH123 - £10,000
    015. cathybird - £12,000
    016. fiisch - £6,000
    017. pearl123 - £1,600
    018. thewildrabbit - £12,000
    019. StarShapedPeg - £8,000
    020. CrabbitDutchie - £18,000
    021. itslulu - £12,000
    022. jessy-eve - £3,000
    023. try harder - £12,000
    024. Lolly88 - £12,000
    025. laurenturner - £7,000
    026. List Maker - £12,000
    027. letiss7 - £12,000
    028. fllsion - £12,000
    029. kindanice - £12,000
    030. _Amaryllis_ - £20,000
    031. darkidoe - £15,000
    032. vintagebrighton - £6,000


    CLICK HERE for the easy update form:
    https://docs.google.com/forms/d/e/1FAIpQLScO6GEcckTv1UKWIRgeRHXGddzp5OLED1jugdxOLZSq PMay0g/viewform
    CLICK HERE to see the total amounts so far:
    https://docs.google.com/spreadsheets/d/1HQ1v_cB_jreLxknL0KT-OyIM_PpmoUyI1Ucu_q565Dc/edit?usp=sharing
    Last edited by Westie983; 31-01-2018 at 9:15 PM.
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / April NSD - 13 / Ultimate Dream Fund - £21,044.14/£306,000
Page 11
    • denmjd
    • By denmjd 10th Jan 18, 3:19 PM
    • 76 Posts
    • 217 Thanks
    denmjd
    No number as yet, but i have opened a Nationwide Flexclusive Account with £250 to add in please, just looking now at other options available

    Many Thanks!
    • Ladykernow
    • By Ladykernow 10th Jan 18, 3:21 PM
    • 244 Posts
    • 848 Thanks
    Ladykernow
    I won't be able to join this challenge, but good luck to everyone!
    Dec 2017 - Dec 2018 ~ Save £5000 £404/£5000
    • denmjd
    • By denmjd 10th Jan 18, 4:57 PM
    • 76 Posts
    • 217 Thanks
    denmjd
    I won't be able to join this challenge, but good luck to everyone!
    Originally posted by Ladykernow
    How lovely of you to say Ladykernow, Maybe a small amount? I am nowhere near the £12k & I did feel a little overwhelmed, but the people on here are sooooooo lovely, I am sure whatever you saved be it 12k or £120 everyone would be so supportive, I know they have been for me xxx
    • a_silver_lining
    • By a_silver_lining 10th Jan 18, 7:16 PM
    • 187 Posts
    • 595 Thanks
    a_silver_lining
    Hi there

    Can I be added please for a total of 10k?
    I’m including existing savings. This may be cheating but my goal is at the end of 2018 to have savings clearly in their places (and not floating in my account) which total 10k.

    So at a £1550ish head start.

    I presently take home £1240 + £400 from my partner. Minus bills of £750 and spending of £300pm I should be able to save £550pm /£6600pa. So I have 2k to find this year.

    I have two small payrises starting this year and the possibility of another negotiation, so this will help a bit.
    19/12/14: Spent 10 years of savings!!
    ..... to buy my first home.

    2018: 900 savings, 795 emergency fund--- Family Loan 4500/10K paid 45%

    #38 1% Challenge: £514.70/ £2018, now at 25%!
    • KeepOnKnitting
    • By KeepOnKnitting 10th Jan 18, 9:00 PM
    • 151 Posts
    • 211 Thanks
    KeepOnKnitting
    No savings to report here just yet, but I have been really well organised with taking lunch, instant coffee and milk to uni so far. I paid 20p for hot water twice when my break was too short to go get free hot water, but everything else was brought from home.
    Originally posted by KeepOnKnitting
    And today I asked nicely at Costa for half a cup of hot water in my travel mug, which was freely given. I think the small thermos bottle I bought to carry milk in has been one of my best investments recently!
    Save £12k in 2018 #62
    • Martinslovechild
    • By Martinslovechild 10th Jan 18, 10:31 PM
    • 1,536 Posts
    • 1,615 Thanks
    Martinslovechild
    Hi,

    Please put me down for £20,000.

    I'm hoping to end the year with slightly more than this added into my S&S ISA, but this target amount should be achievable.

    Many Thanks.

    p.s. I can't seem to get the 'Easy Update Form' to load up using the link in the original post. Is the link definitely working? Should I be logged into Google before clicking the link?
    Last edited by Martinslovechild; 10-01-2018 at 10:39 PM.
    Mortgage Feb 2001 - £129,000
    Mortgage July 2007 - £0
    Original Mortgage Termination Date - Nov 2018
    Mortgage Interest saved - £63790.60
    ISA Profit since Jan 1st 2015 - 60.8% (updated 28 Feb 2018)
    Save £12K in 2018 Challenger #111 - £6,600/£20,000 (updated 31 Mar 2018)
    • Westie983
    • By Westie983 11th Jan 18, 2:21 AM
    • 4,268 Posts
    • 14,815 Thanks
    Westie983
    Hi,

    Please put me down for £20,000.

    I'm hoping to end the year with slightly more than this added into my S&S ISA, but this target amount should be achievable.

    Many Thanks.

    p.s. I can't seem to get the 'Easy Update Form' to load up using the link in the original post. Is the link definitely working? Should I be logged into Google before clicking the link?
    Originally posted by Martinslovechild
    Hi,

    The update link isnt working, its being looked at as soon as its up and running im sure SF will post here.

    I have also sent a PM so it should be fixed soon, till then. Just update on here, and im sure SF will add to the spreadsheet.

    Kind Regards

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£7,500/£12,000 = 62.50%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £10/£800 = 1.25% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £600/£1,000 = 60.00%
    £2 Savers Club 2018 #16 Total (£1,500)+-490/£2,000 = 50.50%

    Total £8,182.59/£16,165 = 50.61%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • a_silver_lining
    • By a_silver_lining 11th Jan 18, 2:54 PM
    • 187 Posts
    • 595 Thanks
    a_silver_lining
    Have now moved the £400 from my general account so officially have the £1550 saved now. Will add it to my signature.

    I have given myself a kick and finally applied to switch my ‘spare’ account to receive a switching bonus and another 5% saver. I opened this account purely for that reason back in October, so thank you guys for motivating me to make easy money
    19/12/14: Spent 10 years of savings!!
    ..... to buy my first home.

    2018: 900 savings, 795 emergency fund--- Family Loan 4500/10K paid 45%

    #38 1% Challenge: £514.70/ £2018, now at 25%!
    • denmjd
    • By denmjd 11th Jan 18, 3:54 PM
    • 76 Posts
    • 217 Thanks
    denmjd
    [QUOTE=baibelle;73700616]. Will add it to my signature.



    How do you add a signature? Well done with your savings!
    • a_silver_lining
    • By a_silver_lining 11th Jan 18, 4:35 PM
    • 187 Posts
    • 595 Thanks
    a_silver_lining

    How do you add a signature? Well done with your savings!
    Originally posted by denmjd
    Thank you denmjd. It’s mostly savings from last year technically, money which was floating in my account and being generally tempting to spend.

    To change your sig look to the green bar above and select ‘User CP’ and then choose ‘edit signature’ from the left bar.
    19/12/14: Spent 10 years of savings!!
    ..... to buy my first home.

    2018: 900 savings, 795 emergency fund--- Family Loan 4500/10K paid 45%

    #38 1% Challenge: £514.70/ £2018, now at 25%!
    • JAMIEDODGER
    • By JAMIEDODGER 12th Jan 18, 7:17 AM
    • 4,270 Posts
    • 18,669 Thanks
    JAMIEDODGER
    Hi Slowly, could I please have a number?
    #82 12k in 2018 - £3473.45/£12000 - 28.95%
    Retirement Fund £10747.52/£250000 - 4.30%
    House Fund £2679.13/£50000 - 5.36%
    Travel Fund £198.49/£2500 - 7.94%
    • *little.squirrel*
    • By *little.squirrel* 12th Jan 18, 7:48 AM
    • 54 Posts
    • 40 Thanks
    *little.squirrel*
    I know I'm late to the game, but could I be added for 6k this year? We've only just managed to get the budget done! Thanks!
    • Gem-gem
    • By Gem-gem 12th Jan 18, 11:36 PM
    • 2,741 Posts
    • 8,227 Thanks
    Gem-gem
    Good evening everyone.

    Savings for January is £660.00 - all going into regular savers.
    Had 16 NSD this month - only bought petrol this month. So to enable me to pay this months credit card bill off in full, (as per usual) and save some money.

    Hope everyone else is having a good month.
    £2 Savers Club 2018 no 1 - to fill up the pot
    Save £12k in 2018 no. 56 - Jan £2280/£6,000
    • Wentthedaywell?
    • By Wentthedaywell? 13th Jan 18, 8:05 AM
    • 464 Posts
    • 2,531 Thanks
    Wentthedaywell?
    Had 16 NSD this month - only bought petrol this month.
    Originally posted by Gem-gem
    My food bills in January are always pretty low too- I'm still plugging away through the Christmas cheese mountain!
    Save £12k in 2018#37:
    £365 in 365 days 2018
    • Owen1991
    • By Owen1991 13th Jan 18, 11:09 AM
    • 42 Posts
    • 73 Thanks
    Owen1991
    Good evening everyone.

    Had 16 NSD this month - only bought petrol this month.
    Originally posted by Gem-gem
    16 NSD - 13 days into the month, I congratulate you


    Seriously nice savings for January tho, I'm hoping to have similar.
    Last edited by Owen1991; 13-01-2018 at 11:11 AM.
    12k in 2018 - £2200/£12000 ~ #101 | Sealed Pot Challenge 2018 ~ #44
    £7000 in Lifetime ISA | £8000 in Savings - End of 2017
    • Suffolk lass
    • By Suffolk lass 13th Jan 18, 1:50 PM
    • 1,909 Posts
    • 20,172 Thanks
    Suffolk lass
    My food bills in January are always pretty low too- I'm still plugging away through the Christmas cheese mountain!
    Originally posted by Wentthedaywell?
    Good to know we are not alone. I gave the camembert to my son as he loves it, baked and slit on top, then as a dip for veggies. I have seriously considered a fondue to see some off but have now bought celery - to reduce the crackers and grapes that were routinely consumed without consideration for my waistline.
    MFiT T4 #2 update 51.75% after Q8 £5,203 behind where I should be
    Save £12k in 2018 #53 - after Feb 13.3%/£10,000
    OS Grocery Challenge 2018 spent £452.64/£3,000 including stores so far
    My DFD is here
    • excelwizard
    • By excelwizard 13th Jan 18, 5:22 PM
    • 20 Posts
    • 115 Thanks
    excelwizard
    Can I sign up please with a target of £10,000? Thank you slowlyfading!

    £12,000 won't be a realistic target for me this year probably..but if I can get to 10K I'll be more than happy
    GOAL: Save £25,000 - current total £14,000
    Save £12k in 2017 #186 - £8,507.30 / £10,000
    Save 12K in 2018 #113 - £63.25 / £10,000
    • stoozie1
    • By stoozie1 13th Jan 18, 7:14 PM
    • 535 Posts
    • 437 Thanks
    stoozie1
    Well done everyone!

    I'll update at the end of the month as otherwise I get in a numbers mess, and we'll have just settled a 2.5k tax bill then.
    Save 12 k in 2018 challenge member #79
    Target 2018: 24k Jan 2018- £560
    • Randy
    • By Randy 13th Jan 18, 7:19 PM
    • 197 Posts
    • 32 Thanks
    Randy
    I managed to max out my Santander 123 (£20k).. Bought crypto currency with the £3k I had gone over.. I've now turned that it £4.6k.. in 2 months !!!128522; Not bad
    • Ella_
    • By Ella_ 14th Jan 18, 12:19 PM
    • 3 Posts
    • 9 Thanks
    Ella_
    Hi,
    Is it too late to join? I would ike to go for 14k
    Thanks,
    Ella
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