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  • FIRST POST
    • ChelleUK
    • By ChelleUK 4th Jan 18, 8:50 PM
    • 1Posts
    • 1Thanks
    ChelleUK
    On maternity, not wanting to return to work - Looking for income ideas!
    • #1
    • 4th Jan 18, 8:50 PM
    On maternity, not wanting to return to work - Looking for income ideas! 4th Jan 18 at 8:50 PM
    Hello everyone,

    I'm new to the forum, however my husband is a member and has told me about the great help and support he get's from people here.
    I am in need some help in brainstorming ideas which can help boost our house-hold income.
    Hubby works 12-hours a day, and I am a stay at home mum with our 7-month old little boy.

    I have been a recruitment consultant for the last 10 years. Sadly, I don't love that kind-of work anymore, so maternity came at the right time. Neither do I wish to setup my own recruitment business as cold-calling is not my thing.

    I don't have much free time, but what I do have I would like to put towards making an additional income for the family, but I do not want for me to return back to work, where we put our child into childcare, whereas the financial gain is not worth the hassle after expenses for childcare and any travel are taken into consideration, an online or at home income would be much more beneficial!

    I need to earn around 800 per month to cover my maternity pay and savings which end in March.

    Any suggestion big or small would be welcomed as I am really stuck for ideas, and want to start something now.

    Thank you, Chelle x
Page 1
    • Browntoa
    • By Browntoa 4th Jan 18, 8:54 PM
    • 32,846 Posts
    • 38,435 Thanks
    Browntoa
    • #2
    • 4th Jan 18, 8:54 PM
    • #2
    • 4th Jan 18, 8:54 PM
    Ignore the PM's from the various kleeneze/Scentsy/Herbalife catalogue scams that you will inevitably get

    800 a month is a big ask for a brand new online business or by working from home

    Ignore any posts about matched betting
    I'm the Board Guide of the Referrers ,Telephones, Pensions , Shop Don't drop ,over 50's and Discount Code boards which means I volunteer to help get your forum questions answered and keep the forum runnning smoothly .However, please remember, board guides don't read every post. If you spot an inappropriate or illegal post please report it to forumteam@moneysavingexpert.com Any views are mine and not the official line of MoneySavingExpert.
    • Browntoa
    • By Browntoa 4th Jan 18, 8:58 PM
    • 32,846 Posts
    • 38,435 Thanks
    Browntoa
    • #3
    • 4th Jan 18, 8:58 PM
    • #3
    • 4th Jan 18, 8:58 PM
    Look at the swagbucks and qmee threads on here
    I'm the Board Guide of the Referrers ,Telephones, Pensions , Shop Don't drop ,over 50's and Discount Code boards which means I volunteer to help get your forum questions answered and keep the forum runnning smoothly .However, please remember, board guides don't read every post. If you spot an inappropriate or illegal post please report it to forumteam@moneysavingexpert.com Any views are mine and not the official line of MoneySavingExpert.
    • Browntoa
    • By Browntoa 4th Jan 18, 8:59 PM
    • 32,846 Posts
    • 38,435 Thanks
    Browntoa
    • #4
    • 4th Jan 18, 8:59 PM
    • #4
    • 4th Jan 18, 8:59 PM
    Read this

    https://www.moneysavingexpert.com/family/make-money-online?_ga=2.171899624.97582265.1505237739-674989391.1472222109

    And this

    https://www.moneysavingexpert.com/family/make-money-surveys?_ga=2.167810537.97582265.1505237739-674989391.1472222109

    Both forum researched articles
    I'm the Board Guide of the Referrers ,Telephones, Pensions , Shop Don't drop ,over 50's and Discount Code boards which means I volunteer to help get your forum questions answered and keep the forum runnning smoothly .However, please remember, board guides don't read every post. If you spot an inappropriate or illegal post please report it to forumteam@moneysavingexpert.com Any views are mine and not the official line of MoneySavingExpert.
    • Wizzbang
    • By Wizzbang 4th Jan 18, 11:39 PM
    • 4,363 Posts
    • 9,920 Thanks
    Wizzbang
    • #5
    • 4th Jan 18, 11:39 PM
    • #5
    • 4th Jan 18, 11:39 PM
    Don't expect to make 800 from the start, it will take you a while to build up to that level. Also be aware that, as with any self-employed income, it is going to fluctuate. Discipline is the key to any self-employed source of income and this means you do it every day, regardless of whether you feel like it or not.

    I would say that unless you are going to do some kind of mind-numbing work from home - like telesales, tutoring, website evaluation then you are not going to be hitting anywhere near 800 a month. Mystery shopping has dropped off a cliff in the last couple of years and most providers wouldn't let you do it with a baby/ child in tow because you'd be distracted.

    We're not allowed to mention matched betting on this forum, there is a separate one that discusses it. I tried it (after several years of trying the other advice mentioned here first). Yes, I made a few thousand but it soon dried up and don't believe anyone who says that it doesn't. It will last you 6 months to a year, if you're lucky.

    Honestly, I think a better use of your time would be to learn how to cut your household expenses. So, switch energy suppliers, insurers, telephone providers etc. Learn how to cook, if you can't already and budget for everything. Read Martin's guide on how to downshift brands, shop for reduced bargains etc. Then, start to look at your interests and look into setting up your own business from home using your skills/ interests. However, I'd really advise honestly looking at whether or not you're going to be suited to self-employment. There is a great book called Career Anchors which will help you analyse your strengths and weaknesses.

    https://www.amazon.co.uk/Career-Anchors-Changing-Careers-Assessment/dp/1118455762/ref=sr_1_2?s=books&ie=UTF8&qid=1515109180&sr=1-2&keywords=career+anchors+self+assessment

    If you read my signature, I have a blog detailing the best earners etc and I am in a very similar situation to you.
    Minimalist
    Extra income since 01/11/12 34,570.30
    (Not inc coupons, yellow stickies, bank interest or loyalty rewards because I have better things to do than catalogue everything!) Swagbucks 2,413.50
    • scaredofdebt
    • By scaredofdebt 5th Jan 18, 12:59 PM
    • 980 Posts
    • 403 Thanks
    scaredofdebt
    • #6
    • 5th Jan 18, 12:59 PM
    • #6
    • 5th Jan 18, 12:59 PM
    If you are willing to do mystery shopping, that could earn you 3-400 a month if you don't mind travelling, ie it's not working from home. Figures vary by location but I was able to consistently hit that figure for about 6 months when I was job hunting.

    I work for Appen and that earns me around 300 a month and that is working from home.

    So combine the two and you are near your 800 target.
    • Kayalana99
    • By Kayalana99 5th Jan 18, 1:54 PM
    • 3,400 Posts
    • 6,075 Thanks
    Kayalana99
    • #7
    • 5th Jan 18, 1:54 PM
    • #7
    • 5th Jan 18, 1:54 PM
    Hello everyone,

    I'm new to the forum, however my husband is a member and has told me about the great help and support he get's from people here.
    I am in need some help in brainstorming ideas which can help boost our house-hold income.
    Hubby works 12-hours a day, and I am a stay at home mum with our 7-month old little boy.

    I have been a recruitment consultant for the last 10 years. Sadly, I don't love that kind-of work anymore, so maternity came at the right time. Neither do I wish to setup my own recruitment business as cold-calling is not my thing.

    I don't have much free time, but what I do have I would like to put towards making an additional income for the family, but I do not want for me to return back to work, where we put our child into childcare, whereas the financial gain is not worth the hassle after expenses for childcare and any travel are taken into consideration, an online or at home income would be much more beneficial!

    I need to earn around 800 per month to cover my maternity pay and savings which end in March.

    Any suggestion big or small would be welcomed as I am really stuck for ideas, and want to start something now.

    Thank you, Chelle x
    Originally posted by ChelleUK
    Sorry but you're not being realistic here. 800 is doable if you have a great business idea and have the time to develop it, but you're not going to get 800 a month putting little time and effort in.

    I ran an eBay business at home with my kids which made 300 ish a month, and then went onto run a wedding photography business which earned around 6-7k a year give or take around my family life, both required great effort and time.

    I honestly believe 800 is achievable, but not if you don't have a lot of time or an amazing idea to start with.

    As above, either go back to work, cut expenses or prepare to invest a lot of time and potentially money into your new venture, whatever it may be!
    People don't know what they want until you show them.
    • lincroft1710
    • By lincroft1710 5th Jan 18, 3:00 PM
    • 10,602 Posts
    • 8,823 Thanks
    lincroft1710
    • #8
    • 5th Jan 18, 3:00 PM
    • #8
    • 5th Jan 18, 3:00 PM
    Kay, isn't the wedding photography business becoming oversubscribed with many competent amateur/ 2nd career photographers?
    • JayneC
    • By JayneC 6th Jan 18, 9:41 PM
    • 911 Posts
    • 10,929 Thanks
    JayneC
    • #9
    • 6th Jan 18, 9:41 PM
    • #9
    • 6th Jan 18, 9:41 PM
    Hi Chelle,

    I have to agree with others that earning 800 a month will take time to build and will need dedication and specific, targeted planning.
    As mentioned previously, cutting back on outgoings will be more doable. It's amazing what you can do if you really consider what you actually 'need'.
    I went part-time, several years ago and my income more than halved. I'd also split from my husband just a year previously so the household income actually plummeted significantly. I wanted to home-ed my son and needed to be at home more to do so. I initially planned to supplement my wages with working from home and small money generating activities - survey, ebay, avon, etc. In the end though I found it easier and less stressful to just adjust to having a lower income. I even set up a moneyless community group, sharing skills, resources, etc. You need to be willing to make significant adjustments, but it's not a real hardship.
    Start by looking at what you can change without much real challenge to your lifestyle - switching energy suppliers, changing to cheaper brands, etc. Then go from there. I hardly ever buy new clothes for example. I run a free market (Give and take) and get virtually all I need from there. I also had a log burner and would forage and scavenge for firewood (I've moved now, so no longer have that option sadly). If you need household items, look on the FB free pages or Freegle. Look on the Old Style forum for ideas on stretching your grocery budget, make do and mend, energy efficiency. Grow your own food if you can, learn to forage. I've got free places at festivals by offering workshops (I make my own body-care products) for holidays. Staying at home to care for your son is doable, you just need to make some adjustments to make it happen.
    Official DFW nerd - 282 'Proud To Be Dealing With My Debts'
    C.R.A.P.R.O.L.L.Z member # 56
    • Wizzbang
    • By Wizzbang 9th Jan 18, 11:57 PM
    • 4,363 Posts
    • 9,920 Thanks
    Wizzbang
    Hi Chelle,

    I have to agree with others that earning 800 a month will take time to build and will need dedication and specific, targeted planning.
    As mentioned previously, cutting back on outgoings will be more doable. It's amazing what you can do if you really consider what you actually 'need'.
    I went part-time, several years ago and my income more than halved. I'd also split from my husband just a year previously so the household income actually plummeted significantly. I wanted to home-ed my son and needed to be at home more to do so. I initially planned to supplement my wages with working from home and small money generating activities - survey, ebay, avon, etc. In the end though I found it easier and less stressful to just adjust to having a lower income. I even set up a moneyless community group, sharing skills, resources, etc. You need to be willing to make significant adjustments, but it's not a real hardship.
    Start by looking at what you can change without much real challenge to your lifestyle - switching energy suppliers, changing to cheaper brands, etc. Then go from there. I hardly ever buy new clothes for example. I run a free market (Give and take) and get virtually all I need from there. I also had a log burner and would forage and scavenge for firewood (I've moved now, so no longer have that option sadly). If you need household items, look on the FB free pages or Freegle. Look on the Old Style forum for ideas on stretching your grocery budget, make do and mend, energy efficiency. Grow your own food if you can, learn to forage. I've got free places at festivals by offering workshops (I make my own body-care products) for holidays. Staying at home to care for your son is doable, you just need to make some adjustments to make it happen.
    Originally posted by JayneC
    Best advice here. Lots of these things could be done with your son in the future too, to teach him great life skills. At the end of the day, all he will want is you to spend time with him, money is not the most important thing.
    Minimalist
    Extra income since 01/11/12 34,570.30
    (Not inc coupons, yellow stickies, bank interest or loyalty rewards because I have better things to do than catalogue everything!) Swagbucks 2,413.50
    • Wizzbang
    • By Wizzbang 10th Jan 18, 9:52 PM
    • 4,363 Posts
    • 9,920 Thanks
    Wizzbang
    Thought about Avon? Won't bring in the amount you're looking for initially but long term it's a fab opportunity. From next month you can run your own business solely online from the comfort of your own home (all reps now have their own online stores).

    Add in what you can save (i.e. not spend) by clicking into discounted prices across their entire range of goods* and it will definitely help your household budget so you'll need to earn less anyway - win/win!

    *Toiletries, haircare, skincare, clothing (night/outer/leisurewear inc denim), footwear, lingerie, jewellery, perfume, bags, scarves/gloves, luggage, gifts etc etc. - not forgetting make-up!

    If you'd like to know more just ask.

    HTH. Good Luck!

    Cx
    Originally posted by MarsdenCuckoo
    There's a sales leader trying to sign you up. I was a an Avon rep once, to be fair I diid it for about 10 years until they brought in sales leaders. You'll earn a pittance at it 20p per pound, before you have to buy all your catalogues, bags etc. It's not worth it now they force you to prostitute yourself everywhere (including this forum) to get new recruits. Stay well clear!
    Minimalist
    Extra income since 01/11/12 34,570.30
    (Not inc coupons, yellow stickies, bank interest or loyalty rewards because I have better things to do than catalogue everything!) Swagbucks 2,413.50
    • Corona
    • By Corona 11th Jan 18, 9:22 AM
    • 845 Posts
    • 793 Thanks
    Corona
    Evening job?
    One option would be to find a job that you can do in the evening - so that your husband can look after your baby (no child care costs), and as local as possible (no travelling costs). It doesn't have to be every evening. Thinking about people I know who do / have done evening jobs, they were:

    Supermarket shelf stackers
    Petrol station cashier (I know someone who did this for 10 years and she really enjoyed it)
    Evening university library staff (they are usually open all night!)
    Evening staff for various care facilities (one I know worked in a home for people with learning disabilities) - usually very good pay (unsocial hours)

    Why not have a talk to everyone you know about this; you may find ideas you hadn't thought of plus they may know of opportunities coming up.

    Good luck.
    • MarsdenCuckoo
    • By MarsdenCuckoo 11th Jan 18, 9:33 AM
    • 2,940 Posts
    • 3,381 Thanks
    MarsdenCuckoo
    There's a sales leader trying to sign you up. I was a an Avon rep once, to be fair I diid it for about 10 years until they brought in sales leaders. You'll earn a pittance at it 20p per pound, before you have to buy all your catalogues, bags etc. It's not worth it now they force you to prostitute yourself everywhere (including this forum) to get new recruits. Stay well clear!
    Originally posted by Wizzbang
    My, my.... aren't you the negative one! Surprised you admit to actually doing something so detestable for soooo long (albeit it sounds like it was 20 years or so ago or so ie if you're correct about doing it before Sales Leadership started).

    Things have definitely changed since 'your day' (am glad to say) - without resorting to your level of insult allow me to correct you:

    * 25% discount or more (I show my Team how to get more )
    * No need to buy books (or any other 'overheads' at all if you don't want to or choose to run your own business totally online)

    Lots of other advantages too. From your earlier post see you endorse ONE of the reasons why I am an Avon Lady: "I think a better use of your time would be .... to cut your household expenses" am glad we agree on something. Fail to understand, therefore, how you disagree that clicking into permanently buying household products, clothes, toiletries, gifts, shoes, make-up etc etc all at discounted prices with free delivery/returns and a full 28 No Quibble Guarantee is to be so scorned?

    Avon has actually enabled me to qualify for a full State Pension and filled the gap very nicely thank you in the years when my SP age was extended from 60 to 66.
    Make the most of everything in life (especially Avon )
    • Wizzbang
    • By Wizzbang 11th Jan 18, 11:08 AM
    • 4,363 Posts
    • 9,920 Thanks
    Wizzbang
    It's just sickening to see how people get so sucked in. I was the same at one point in my life. It doesn't matter whether you meet a Virgin Vie rep, an Avon rep, a Body Shop rep, a Forever Living rep. It becomes their world and it's not healthy. The most important thing you need to understand is HOW much people hate your behaviour - it becomes all about selling them stuff at every opportunity.

    Just look at what you've written above - you could have written a normal, helpful post but no, you made it all about Avon. You'll see other similar posts happen on this forum from time to time. They all get the same cringeworthy reaction and people telling them not to sign up. You'll know when your friends start avoiding you because you keep wanting to hold parties at their house, or your shoving Avon down their throat every time they mention anything normal, like going on holiday or having a job interview.

    The OP is not going to help herself save money by being exposed to 3 weekly advertising of tonnes of stuff she doesn't need, through the brochures and all the extra bumpf you get sent as a rep. It all comes out your earnings too, so it's a really bad thing. Plus, when you compare their products elsewhere, you realise you can get better value in normal shops even on toiletries per 100ml, let alone their overpriced, nasty synthetic clothing. And all stores have returns policies, a month is nothing special.

    You haven't mentioned she'll need to trawl the streets in all weathers, doing multiples trips for the people that aren't home, multiple trips to the bank for change. I mean, even if she has an online store - Avon's not going to pay for it all to be delivered to each customer, unless they spend a lot. And that's even if she picks up some customers, cos when she starts she'll be allocated a 'territory' and have to walk it multiple times, getting virtually nothing for it whilst she builds up peoples trust.

    Then just let the OP watch their profits fall as people start to send stuff back. There are better places to shop, with loyalty schemes that actually give you something back. Where the OP doesn't have to take a personal risk on buying everyone else's toiletries etc for them (Which is what Avon don't tell you, but is written all over every order).

    Pin money is what Avon is and you believe all the hype about President's Club, or whatever they call it now then you're as daft as every other person who falls for a pyramid selling scheme in disguise.

    My, my.... aren't you the negative one! Surprised you admit to actually doing something so detestable for soooo long (albeit it sounds like it was 20 years or so ago or so ie if you're correct about doing it before Sales Leadership started).

    Things have definitely changed since 'your day' (am glad to say) - without resorting to your level of insult allow me to correct you:

    * 25% discount or more (I show my Team how to get more )
    * No need to buy books (or any other 'overheads' at all if you don't want to or choose to run your own business totally online)

    Lots of other advantages too. From your earlier post see you endorse ONE of the reasons why I am an Avon Lady: "I think a better use of your time would be .... to cut your household expenses" am glad we agree on something. Fail to understand, therefore, how you disagree that clicking into permanently buying household products, clothes, toiletries, gifts, shoes, make-up etc etc all at discounted prices with free delivery/returns and a full 28 No Quibble Guarantee is to be so scorned?

    Avon has actually enabled me to qualify for a full State Pension and filled the gap very nicely thank you in the years when my SP age was extended from 60 to 66.
    Originally posted by MarsdenCuckoo
    Minimalist
    Extra income since 01/11/12 34,570.30
    (Not inc coupons, yellow stickies, bank interest or loyalty rewards because I have better things to do than catalogue everything!) Swagbucks 2,413.50
    • MarsdenCuckoo
    • By MarsdenCuckoo 11th Jan 18, 5:53 PM
    • 2,940 Posts
    • 3,381 Thanks
    MarsdenCuckoo
    It's just sickening to see how people get so sucked in. I was the same at one point in my life. It doesn't matter whether you meet a Virgin Vie rep, an Avon rep, a Body Shop rep, a Forever Living rep. It becomes their world and it's not healthy. The most important thing you need to understand is HOW much people hate your behaviour - it becomes all about selling them stuff at every opportunity.

    Just look at what you've written above - you could have written a normal, helpful post but no, you made it all about Avon. You'll see other similar posts happen on this forum from time to time. They all get the same cringeworthy reaction and people telling them not to sign up. You'll know when your friends start avoiding you because you keep wanting to hold parties at their house, or your shoving Avon down their throat every time they mention anything normal, like going on holiday or having a job interview.

    The OP is not going to help herself save money by being exposed to 3 weekly advertising of tonnes of stuff she doesn't need, through the brochures and all the extra bumpf you get sent as a rep. It all comes out your earnings too, so it's a really bad thing. Plus, when you compare their products elsewhere, you realise you can get better value in normal shops even on toiletries per 100ml, let alone their overpriced, nasty synthetic clothing. And all stores have returns policies, a month is nothing special.

    You haven't mentioned she'll need to trawl the streets in all weathers, doing multiples trips for the people that aren't home, multiple trips to the bank for change. I mean, even if she has an online store - Avon's not going to pay for it all to be delivered to each customer, unless they spend a lot. And that's even if she picks up some customers, cos when she starts she'll be allocated a 'territory' and have to walk it multiple times, getting virtually nothing for it whilst she builds up peoples trust.

    Then just let the OP watch their profits fall as people start to send stuff back. There are better places to shop, with loyalty schemes that actually give you something back. Where the OP doesn't have to take a personal risk on buying everyone else's toiletries etc for them (Which is what Avon don't tell you, but is written all over every order).

    Pin money is what Avon is and you believe all the hype about President's Club, or whatever they call it now then you're as daft as every other person who falls for a pyramid selling scheme in disguise.
    Originally posted by Wizzbang
    Apologies at the outset to OP for diverting this thread; my original post WAS meant to be helpful.

    For the avoidance of doubt:

    * There is NO NEED to trawl streets/have territory
    * There is NO NEED to do multiple trips to deliver
    * Customers pay for direct delivery, not Avon
    * Avon is not a pyramid selling scheme - THEY'RE ILLEGAL

    You're so ill-informed! If you'd like to take this to another thread I'll gladly enlighten you.
    Make the most of everything in life (especially Avon )
    • MissPop
    • By MissPop 11th Jan 18, 6:08 PM
    • 663 Posts
    • 1,299 Thanks
    MissPop
    It's just sickening to see how people get so sucked in. I was the same at one point in my life. It doesn't matter whether you meet a Virgin Vie rep, an Avon rep, a Body Shop rep, a Forever Living rep. It becomes their world and it's not healthy. The most important thing you need to understand is HOW much people hate your behaviour - it becomes all about selling them stuff at every opportunity.

    Just look at what you've written above - you could have written a normal, helpful post but no, you made it all about Avon. You'll see other similar posts happen on this forum from time to time. They all get the same cringeworthy reaction and people telling them not to sign up. You'll know when your friends start avoiding you because you keep wanting to hold parties at their house, or your shoving Avon down their throat every time they mention anything normal, like going on holiday or having a job interview.
    Originally posted by Wizzbang
    I had to unfollow my own sister on social media when she started selling Juice Plus because I couldn't bear the constant barrage of selling posts... And she would get very defensive if anyone deigned to criticise the company ...
    Make 2018 in 2018 - 496.73/2018

    2018 totals
    GiftHulk - 13.78 | Swagbucks - 50
    Prolific Academic - 41.58 | Qmee - 35
    • Wizzbang
    • By Wizzbang 11th Jan 18, 6:48 PM
    • 4,363 Posts
    • 9,920 Thanks
    Wizzbang
    Apologies at the outset to OP for diverting this thread; my original post WAS meant to be helpful.

    For the avoidance of doubt:

    * There is NO NEED to trawl streets/have territory
    * There is NO NEED to do multiple trips to deliver
    * Customers pay for direct delivery, not Avon
    * Avon is not a pyramid selling scheme - THEY'RE ILLEGAL

    You're so ill-informed! If you'd like to take this to another thread I'll gladly enlighten you.
    Originally posted by MarsdenCuckoo
    Enough said....Avon, Avon, Avon ad infinitum *rolls eyes*
    Minimalist
    Extra income since 01/11/12 34,570.30
    (Not inc coupons, yellow stickies, bank interest or loyalty rewards because I have better things to do than catalogue everything!) Swagbucks 2,413.50
    • MarsdenCuckoo
    • By MarsdenCuckoo 12th Jan 18, 9:17 AM
    • 2,940 Posts
    • 3,381 Thanks
    MarsdenCuckoo
    Overlooking the negativity of wizzbang, does anyone have any more helpful advice for ChelleUK? Usually I find MSE forums very useful -as a Newbie posting for the first time I would hate for her to be put off.

    Good luck ChelleUK; hope you achieve your goal.
    Make the most of everything in life (especially Avon )
    • jadexx10
    • By jadexx10 14th Jan 18, 6:51 PM
    • 10 Posts
    • 0 Thanks
    jadexx10
    Scredofdebt can I ask which company you use to do the mystery shopping please?
    • Wizzbang
    • By Wizzbang 14th Jan 18, 8:52 PM
    • 4,363 Posts
    • 9,920 Thanks
    Wizzbang
    The most helpful advice has already been given, by the first two replies on this post, and Jayne C. As the OP has never even bothered to return in 10 days, not even to offer thanks, one can assume she wasn't really interested anyway. Quite rude really! People can never be bothered to go the hard graft themselves by reading Martin's guides, or the forum themselves. They expect people to spoon feed them. The few that do make money online, from home are the ones prepared to put in the effort themselves.
    Minimalist
    Extra income since 01/11/12 34,570.30
    (Not inc coupons, yellow stickies, bank interest or loyalty rewards because I have better things to do than catalogue everything!) Swagbucks 2,413.50
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