January | Penny Pincher Challenge

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  • Yesterday's points total
    Checked bank 1pt
    Updated ynab 1pt
    Meal planned for next week 1pt

    Today so far
    Checked bank 1pt
    Saved change 10p and under 1pt
    Saved 20ps 1pt

    I'd do like your visual savings idea Adventure.

    I've also changed one of my items as I've joined in on the 20p savings challenge and had £2 in 20p's in my purse.
  • iammumtoone
    iammumtoone Posts: 6,377
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    another task added curiosity of Mumof4, I am not going to join anymore challenges but will start to put all my 20p's in my sealed pot.
  • List complete, it was hard to come up with 15 things
  • another task added curiosity of Mumof4, I am not going to join anymore challenges but will start to put all my 20p's in my sealed pot.

    I know I was nosing at the lists people were putting up as well! I got to 12 quite easily but it was the last few that I struggled with. I always seem to have 20p's in my purse so I thought that challenge was quite a good one.
  • Good going guys!

    Merry Christmas Everyone x

    Today i :
    Checked bank account 1pt
    Put £8.98 into my savings 1pt
    Debt to fiancee - £404.00 (left to pay) | Save £12,000 in 2018 - £371.90 all together|2,018 items in 2018 (8/2,018)
  • Merry Christmas everyone.

    So today I have done the following:
    Managed a no spend day - the first of three this week hopefully
    Checked bank online - 1pt
    Set up weekly standing orders to savings accounts - 1pt
  • Hello

    Can I join please?

    1. Check bank every day
    2. Bring my own lunch for work
    3. No online shopping for January (Amazon Addiction!)
    4. Walk dogs/declutter/write/play with dogs to avoid shopping
    5. Organise work so I don't get behind and have to shop online because I haven't time to shop in the real world.
    6. Meal Plan
    7. Get up early and go to bed early (say no to online shopping)
    8. Add all change to Sealed Pot
    9. Buy basics brand when I can.
    10. Use up food in freezer,
    11. use up toiletries,
    12. use up stationary.
    13. De-clutter and put three things up for sale each week minimum.
    14. Move spare change to savings account
    15. Do not use Credit card. (apart from Pet emergencies) (and Dental emergencies)

    I think they work? I will print a copy out to remind me.

    If they don't work please let me know

    :) XX
    Nevertheless she persisted.
  • Printing the list out is a great idea, I might had to do that as well.

    I also have an Amazon addiction and totally agree with you about being more organised and not having to rely on Amazon prime . I am not shopping on there at all this month, well hopefully anyway lol
  • Yeah it's a good idea to print out or write a list to check off,
    I'm about to print mine off to place in my planner as I'm getting ready to start 2018.

    I aim to be goal orientated and to be more accountable in 2018.
    I have so many big things to save for & Can't spend my life fooling around now.

    I have a love hate for Amazon & ebay for that matter.
    I just purchased storage bags for the christmas tree and gift wrap
    and some nerf gun bullets *hides in shame* (My fiancee brought me a nerf gun for christmas and we're addicted to it already)
    Debt to fiancee - £404.00 (left to pay) | Save £12,000 in 2018 - £371.90 all together|2,018 items in 2018 (8/2,018)
  • Ok so yesterday went well
    - second no spend day of the week as my dad topped me up with bread and milk before he left
    - checked my bank and nothing had happened - 1pt

    And today
    - checked bank - 1pt
    - updated ynab - 1pt
    - batch cooked some meals for me to go into the freezer - 1pt
    - saved small change - 1pt
    - saved 20p - 1pt

    I am getting there slowly and this challenge is making me think more about what I am doing.
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