Jubilant January's NSD Challenge!

cathybird
cathybird Posts: 13,284 Forumite
First Post Name Dropper First Anniversary Photogenic
edited 7 January 2020 at 12:46PM in Debt-free wannabe challenges
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during January. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.

2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD.

3. It does help to post every time you notch up an NSD ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too :)

4. It also helps to subscribe to the thread ... that way you get a daily email reminder so you don't lose motivation :)

5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

January

LZ5ioOG.gif = off to a start!

vyphs1D.gif = five days

lCX2j2w.gif = 10 days


FIOOeVG.gif = 15 days

PN3GTFT.gif = 20 days

0ChlWEJ.gif = target reached


wwkLBRV.gif = target beaten


January targets

AbundantBudget 10

beanielou 15

bestlifenow 20

borollan

Butti 10

cathybird 15

confusedsaving 10

CJRyder 16

delta13 12

debbie_debt 8

doingitanyway 20

Donkids22 10

Dottles1 12

Fivenations 15

Glitterbaby 20

Happy Monday 18

HattersFan 15

Honeysucklelou2 11

Ivysmom 10

jammydodger 20

karenccs67 15

Lar90 20

little_green 16

MidsHollie 15

MoneysavingmadGem 15

Money Choices 10

Munchin 15

Optimistic Saver 20

Pennydrops 18

Purplemumof2 10

savequidalot 18

Saver.The.Taste 17

scotmumof3 31

shopaholicnumber1 15

SpekySquarehead 13

squanderscouse 15

SSDD23 20

Thistimearound 12

TrushTush 15

Tryingtosave29 18

Ttomo 10

VanGirl 15


:j ALL WELCOME TO JOIN!! :j
In April I am taking a break from buying: Books
«13456772

Comments

  • cathybird
    cathybird Posts: 13,284 Forumite
    First Post Name Dropper First Anniversary Photogenic
    Yay! A shiny new thread, a shiny new year, and a whole new decade :)
    In April I am taking a break from buying: Books
  • Thanks for the thread again cathybird :) x
  • cathybird
    cathybird Posts: 13,284 Forumite
    First Post Name Dropper First Anniversary Photogenic
    hi SSDD23! :) :wave: Yay to January and a new thread, I'm really looking forward to it now!
    In April I am taking a break from buying: Books
  • Thanks for running this. I'd like to join with a target of 20 NSDs. I want to get in the habit of properly planning my week so I am NSD and AF from Tuesday to Friday and this will help keep me accountable :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • cathybird
    cathybird Posts: 13,284 Forumite
    First Post Name Dropper First Anniversary Photogenic
    Thanks for running this. I'd like to join with a target of 20 NSDs. I want to get in the habit of properly planning my week so I am NSD and AF from Tuesday to Friday and this will help keep me accountable :)


    hi doingitanyway and welcome :wave: I've added you to the list! :)
    In April I am taking a break from buying: Books
  • Munchin
    Munchin Posts: 2,816 Forumite
    First Anniversary First Post Photogenic Debt-free and Proud!
    Thanks for the new challenge. I wasn't that great in December but hopefully January will be a new start. 15 NSDs please.
  • cathybird
    cathybird Posts: 13,284 Forumite
    First Post Name Dropper First Anniversary Photogenic
    Munchin wrote: »
    Thanks for the new challenge. I wasn't that great in December but hopefully January will be a new start. 15 NSDs please.


    hi Munchin! :wave: :) I've added you to the list. Re December, you did really well! :T December is a really difficult month and any NSDs are better than none. Happy New Year! :)
    In April I am taking a break from buying: Books
  • May I join in please for 18 nsd time to batten down the hatches here.

    Pd xx
  • cathybird
    cathybird Posts: 13,284 Forumite
    First Post Name Dropper First Anniversary Photogenic
    Pennydrops wrote: »
    May I join in please for 18 nsd time to batten down the hatches here.

    Pd xx


    Welcome Pennydrops :) :wave: I've added your name to the list! :) Good luck and Happy New Year :)
    In April I am taking a break from buying: Books
  • delta13
    delta13 Posts: 322 Forumite
    First Anniversary Name Dropper First Post
    thanks for running the thread again Cathybird - can't wait to (hopefully) beat my target again :)
    Save £12k in 2022 = £3705.97/ £7,500 (49%)
    Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)


This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 343.1K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.7K Spending & Discounts
  • 235.2K Work, Benefits & Business
  • 607.9K Mortgages, Homes & Bills
  • 173K Life & Family
  • 247.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards