Which Vanguard fund

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  • londoninvestor
    londoninvestor Posts: 1,350 Forumite
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    Correct. Note that LT currently waive the 4% charge - but the fact that it is documented on the KIID and could be imposed in future means that Halifax/Lloyds/iWeb deem it not to meet their criteria.

    (Thread for background.)
  • ambitiouspanda
    ambitiouspanda Posts: 68 Forumite
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    Hi, is it worth putting £800 into a Vanguard life strategy account?
    **2018 G O A L S**
    [STRIKE]1) Pay off overdraft[/STRIKE]
    2) Pay off credit card by November 2018
    3) Begin 2019 debt free and be debt free for the rest of my life!
  • Peelerfart
    Peelerfart Posts: 2,177 Forumite
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    ambitiouspanda wrote: »
    Hi, is it worth putting £800 into a Vanguard life strategy account?

    Takers, anyone?
    Space available for rent
  • dunstonh
    dunstonh Posts: 116,378 Forumite
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    ambitiouspanda wrote: »
    Hi, is it worth putting £800 into a Vanguard life strategy account?

    If it is suitable for the objectives then yes.
    If it not suitable for the objectives then no.

    At just £800, if that is all that can be afforded then probably not on the basis of capacity for loss.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • bostonerimus
    bostonerimus Posts: 5,617 Forumite
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    ambitiouspanda wrote: »
    Hi, is it worth putting £800 into a Vanguard life strategy account?

    not before you pay off the credit card.

    If you put money in regularly in a tax advantaged account then it would be worth it. If this is a one of off thing then better just to spend it
    “So we beat on, boats against the current, borne back ceaselessly into the past.”
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