Was Mortgage Free until 52!!!

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  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,296 Forumite
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    :jYeah, thought I would have a look at my mortgage figures, again :o - always looking at them, hoping one day I'll see the figure that will make my last payment. :rotfl:

    And my July mortgage payment had been deducted :j and I overcalculated the interest added, so I am now the huge sum of £1.96 under the 27's, making me now officially in my 26's :j
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • shangaijimmy
    shangaijimmy Posts: 3,796 Forumite
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    That's a great little surprise!
    MFW: Was: £136,000.......Now: £61,892.24......
    Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34

    MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
    1% Mortgage Challenge 2022 - £157.59 of £650
  • HelenDaveKids
    HelenDaveKids Posts: 3,177 Forumite
    First Anniversary Combo Breaker Mortgage-free Glee!
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    Its lovely every time you go under a number. x
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
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    Fantastic news, AFK. :D
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,296 Forumite
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    We now have our estimate :j
    But ..... I do worry too much :(. They have the go ahead if under £200.00 without our consent. Trouble is, it is under £200 and they WANT our consent :doh: :think: Should I be worried ?
    Especially as 1 builder's quote was double that and add on a 0 :eek:

    Estimate received 14/6/16 - Consent given by e-mail 20/6/16

    then Nothing . . . . . . until today :mad:

    New letter received today, new job number dated 30.6.16 informing me/us a resident has reported a repair required, and the maintenance team will visit the property on 1.7.16 between 8.00am and 12.00. Letter arrived today 4.7.16.:mad:

    We will send an itemised repair bill detailing the full breakdown of works, on completion of the repair :eek:

    Would that happen to be the one already received on the 14.6.16 :mad:

    My other neighbours are all away on holiday, so have to deal with this one myself :mad: .:D

    Been on the phone, asked what the **** is going on, reminding them that we are paying for a service, they are not providing. Of course, they can't tell me, I need to phone in the morning. Asked for their complaints procedure :D and where I would find it - was given an address and e-mail address.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • tattycath
    tattycath Posts: 7,175 Forumite
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    Well done on the overpayments. :j
    Sorry about their lack of communication regarding your building work. That's rubbish! I hope you soon get it sorted out. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,296 Forumite
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    OK, so i've calmed down a bit.

    Sitting here, thinking, I could with some days off :o but again, same old story - short staffed :( so I'll be there as usual. Work has a very short secondment coming up, which I would like to do, its my kind of "thing" so will apply for that in the next few days and see what happens, closing date is a week from now.

    Still mulling over my next o/p, had decided to go for it at the weekend, now I've got slightly cold feet, not like me:o

    Was listing like mad over the weekend as got offer with 75% off fees :j and within minutes had sold an item, which encouraged me, then nothing, till this morning :) that's 2 more items - out the house :j so just over £15 into the o/p pot :)
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,296 Forumite
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    Another item sold :) and another survey completed :) plus interest added to account :) plus bonus from H@lifax :)

    Made an o/p of £98.58 :j
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • ScotinLondon
    ScotinLondon Posts: 357 Forumite
    First Post First Anniversary Combo Breaker Rampant Recycler
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    :beer: :T :T
    SIL
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,296 Forumite
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    SIL

    How are you, any more exams coming up? or are you taking a break from them all?
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
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