Sole mortgage but joint bank account

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Dwilks91
Dwilks91 Posts: 5 Forumite
in Mortgages & endowments
My partner is applying for a sole mortgage as my credit is so awful. They have asked for everything from him except blood!! As we expected. They’re now asking to see a bank account statement for one just in his name but he doesn’t have one. Anyone has this before? If so what happened? Or what mai they ask for next?

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  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
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    Are your finances joint?
  • Dwilks91
    Dwilks91 Posts: 5 Forumite
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    Everything goes into the joint account & comes out of the joint account. We have nothin separate. Up until now they weren!!!8217;t bothered over this. It!!!8217;s been 4 weeks now in this whole process.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
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    Does your partner support you financially?
  • Dwilks91
    Dwilks91 Posts: 5 Forumite
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    He!!!8217;s the highest earner so I would say yes to that. I couldn!!!8217;t afford everything on my own. We also have 2 kids.
  • Edenrose1
    Edenrose1 Posts: 13 Forumite
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    what lender are you using?


    they might ask who is living at the house as an adult... as some lenders see this as a person who may have financial interest on the property....


    is the application going ok ?
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