35k Loan

bazfez
bazfez Posts: 15 Forumite
I am looking to get a loan of 35k over 8-10 years. Can anyone guide me as to where the best place to go would be.

Comments

  • enthusiasticsaver
    enthusiasticsaver Posts: 15,594 Ambassador
    First Anniversary First Post Name Dropper I've been Money Tipped!
    You are unlikely to get £35k unsecured. What is it for?
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  • bazfez
    bazfez Posts: 15 Forumite
    where would I get the best rates from for this kind of loan
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
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    A mortgage.
  • Sncjw
    Sncjw Posts: 3,508 Forumite
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    What!!!8217;s your income and what is it for?
    Mortgage free wannabe 

    Actual mortgage stating amount £75,150

    Overpayment start date 1/3/23.

    Starting balance £66,565.45

    Current balance £63,787.16

  • foxy-stoat
    foxy-stoat Posts: 6,879 Forumite
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    edited 18 July 2018 at 8:49AM
    bazfez wrote: »
    I am looking to get a loan of 35k over 8-10 years. Can anyone guide me as to where the best place to go would be.

    I am afraid no one on here will be able to tell you where to get the best place to go to get the 35 large that you need.

    You could look at remortgaging - if you have a mortgage, enough equity and able to meet the affordability criteria....although you did ask about 0% mortgages yesterday.... hmmmm

    If you have no mortgage and earn more than £70K and have no other debts you maybe able to get terms. Look on compare the market for 3 possible lenders to go to.

    Good luck and report back once you have applied.
  • TadleyBaggie
    TadleyBaggie Posts: 6,053 Forumite
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    Sainsburys Bank will lend up to £40K unsecured with a maximum term of 7 years. Representative APR is 9%.
  • Sncjw
    Sncjw Posts: 3,508 Forumite
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    Your rate is personal to you. You won’t find out the rate until you apply
    Mortgage free wannabe 

    Actual mortgage stating amount £75,150

    Overpayment start date 1/3/23.

    Starting balance £66,565.45

    Current balance £63,787.16

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