Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • beanielou
    beanielou Posts: 90,179 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    The years do go quickly so you must enjoy them while they're young. Sometimes I wish mine were young again, but when they're grown up you can know them as adults which is really nice, so it's swings and roundabouts.

    So agree with this though sometimes myu DS drives me mad :rotfl:, sometimes he is food for my soul.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 90,179 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    So sorry to hear your news carbootcrazy.
    Take care of you.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Enjoy the cider HH :D

    Sorry to hear your news CBC x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • Seasidegal58
    Seasidegal58 Posts: 5,677 Forumite
    First Anniversary Name Dropper First Post Photogenic
    Well done with the sale bargains! You certainly know how to pick ‘em!

    I’m a big fan of the Kon Mari method of folding clothes. Some of her book is a bit airy fairy for me - the finding joy in your clothes, etc - but her actual mechanics of storing and de-cluttering are excellent.

    You’re doing good with your food as well Hairy!:j

    CBC - I’m so sorry to hear the news of your poor brother.
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • System
    System Posts: 178,093 Community Admin
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    Enjoy your cider tonight. All good bargains on your jaunt today HH . Busy day for you tomorrow as well . You will shift weight being so active.
  • Enjoy the cider HH :D

    Sorry to hear your news CBC x
    Well done with the sale bargains! You certainly know how to pick ‘em!

    I’m a big fan of the Kon Mari method of folding clothes. Some of her book is a bit airy fairy for me - the finding joy in your clothes, etc - but her actual mechanics of storing and de-cluttering are excellent.

    You’re doing good with your food as well Hairy!:j

    CBC - I’m so sorry to hear the news of your poor brother.
    Enjoy your cider tonight. All good bargains on your jaunt today HH . Busy day for you tomorrow as well . You will shift weight being so active.

    Thanks guys :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I have had another glass of pretend baileys this evening. There is real pleasure in drinking from a beautiful glass, isn't there?

    It sounds like you got some real bargains, thoroughly deserved after all your office clearing during the week.

    Enjoy Sunday honey
    Pauline
    Don't get it perfect - Get it going
    Better Than Before
  • Thanks Pauline, hope you've had a good day :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Willowtree222
    Willowtree222 Posts: 7,694 Forumite
    Photogenic Name Dropper First Anniversary First Post
    Loving the sale bargains, why is it we get so drawn into them? I can't seem to resist them either at the minute x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Nicnak wrote: »
    Loving the sale bargains, why is it we get so drawn into them? I can't seem to resist them either at the minute x

    It's very frustrating :mad:. At least I managed to avoid looking at the clothes. It's not a bargain if I don't need it.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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