New Journey

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  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Glad you have lovely friends and help.

    Money left over is fab news ... save towards an adventure? I know you love adventures

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • beanielou
    beanielou Posts: 90,176 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    I thought the last episode of Girlfriends was just beyond belief.
    Spoilt the series for me.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • System
    System Posts: 178,092 Community Admin
    Photogenic Name Dropper First Post
    I agree , bit far fetched . Not sure that I would watch a second series .
  • beanielou
    beanielou Posts: 90,176 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    I agree , bit far fetched . Not sure that I would watch a second series .

    I certainly wouldent.
    Not her best series and she is normally such a good writer.
    Oh well.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Oh goodness Cumbria, just caught up and you have really been through the mill.
    Lots of hugs and good vibes and well wishes.
    I no longer ever feel bad about junk food - it's comforting :)

    NOA
    x
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • fay66
    fay66 Posts: 744 Forumite
    First Post First Anniversary Photogenic
    sorry to hear of your news , positive vibes sent. I though the last gf was a bit daft t oo
    Debt £10k , HMRC £3K old debt £4k Jan 2021
    Had biatric surgery was 135k 2016 now 97kilo 22.1.20 up to 106 kilo 12.1.21
    Travel plans New York 2021 New year cancelled due to covid
  • System
    System Posts: 178,092 Community Admin
    Photogenic Name Dropper First Post
    Still at home , looking like I will be off all week , return to work next week. I am feeling lots better with the voice and the cough has mostly gone. It's my back now that is the problem.

    I have found a Groupon deal for a physio less than 5 mins away in the car , that gives me an hour for consultation and some Physiotherapy. Hence to say I have bought it for £19 and am going tomorrow afternoon. I have £80 left in the food/petrol budget so am taking it from there . I will probably book in for another session at £30 for Physiotherapy as well later in the week.

    That's it for the moment.
  • Back pain is horrible - hopefully it's a bit easier by now and the ibuprofen is doing its job.

    Money left over is great news - always nice when that happens eh! :T
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00
    Balance as at 31/12/23 = £112,000.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • joeyjimbles
    joeyjimbles Posts: 2,216 Forumite
    Name Dropper First Post First Anniversary
    Hope the physio does the trick - be sure to mention that you've recently had cough/cold etc so they don't pull you around too much.

    More snow on the fells - but very icy and causing issues for roads I believe. Fortunately I just get to look over at it and don't need to go anywhere for the next couple of days.
    NF 05.24 £18.00/£00.00 £72.00/£72.00

    LD 11.24 £500.00/£325.00 (65%)     INS 12.24 £600.00/£000.00
    Renewal 24 £400.00/£403.00      Renewal 25 £450.00/£060.00 (13%)    
    Avch 08.24 £100.00/£025.00       NPt 12.24 £250.00/£083.00
    FD £3600.00/£1200.00                 X24 £1500.00/£0600.00

  • Good luck with the physio.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
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