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NicoRe
Posts: 4 Newbie
Hey guys,
Hope you all had a good start in this week.
So err long story short is, that me and my girlfriend are planning on leaving her parents house(I moved from Germany to England) to move into a flat which we want to rent, as we cant handle them anymore and we want to be on our own. So I don't earn a lot but its about £17.000 a year and the first thing I need to know is, if its possible to afford a flat and car with that salary?
I already found flats from around £450- £650 and they all look really nice and big enough for two. It also always showed an estimated price + water + gas + electric + council tax where all where about 550- 750.
Based on that, do you guys think that my salary is enough? My girlfriend also works part time by the way:)
Can you guys maybe send me a list of things that I have to pay for when living in a flat so I know what I have to do before moving?
I got so many more questions because I have never been in such a situation before in my life and I just wanna do it right and be able to 'start' a new life. So if you have any other important and good tips, please let me know. :j
Thanks for your help and time, I appreciate it.:)
I'm 20 btw if its important:)
Girlfriend is 18, and has 1 year left at college before she goes to uni:)
Hope you all had a good start in this week.
So err long story short is, that me and my girlfriend are planning on leaving her parents house(I moved from Germany to England) to move into a flat which we want to rent, as we cant handle them anymore and we want to be on our own. So I don't earn a lot but its about £17.000 a year and the first thing I need to know is, if its possible to afford a flat and car with that salary?
I already found flats from around £450- £650 and they all look really nice and big enough for two. It also always showed an estimated price + water + gas + electric + council tax where all where about 550- 750.
Based on that, do you guys think that my salary is enough? My girlfriend also works part time by the way:)
Can you guys maybe send me a list of things that I have to pay for when living in a flat so I know what I have to do before moving?
I got so many more questions because I have never been in such a situation before in my life and I just wanna do it right and be able to 'start' a new life. So if you have any other important and good tips, please let me know. :j
Thanks for your help and time, I appreciate it.:)
I'm 20 btw if its important:)
Girlfriend is 18, and has 1 year left at college before she goes to uni:)
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Comments
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I already found flats from around £450- £650 and they all look really nice and big enough for two. It also always showed an estimated price + water + gas + electric + council tax where all where about 550- 750.
CraigI no longer work in Council Tax Recovery but instead work as a specialist Council Tax paralegal assisting landlords and Council Tax payers with council tax disputes and valuation tribunals. My views are my own reading of the law and you should always check with the local authority in question.0 -
Girlfriend is 18, and has 1 year left at college before she goes to uni
CraigI no longer work in Council Tax Recovery but instead work as a specialist Council Tax paralegal assisting landlords and Council Tax payers with council tax disputes and valuation tribunals. My views are my own reading of the law and you should always check with the local authority in question.0 -
A figure agents often use to decide if you can afford is a %age of your salary.
For simplicity the figure is £600/month rent on a £18k salary.0 -
When you say you can't handle the in laws/parents any more I assume this means you can no longer come to terms with the compromise of living with them. You'll be making an even bigger financial compromise if you rent your own place and it will test your relationship in a different way. Good luck, whatever you decide.Mornië utulië0
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Lord_Baltimore wrote: »When you say you can't handle the in laws/parents any more I assume this means you can no longer come to terms with the compromise of living with them. You'll be making an even bigger financial compromise if you rent your own place and it will test your relationship in a different way. Good luck, whatever you decide.
Its not that, because they said and still say we can stay there as long as we want and I also offer to pay for certain things all the time....the problem is that the mum is an alcoholic ( which everybody says but the mum doesn't see it), she has times where she makes life a living hell for everyone and it literally just makes you go crazy having to live there...the step dad and mum just are horrible and immature and and and..thats why we wanna leave asap0 -
Hi NicoRe,
Here are the approximate monthly costs that I have for two people in a 2-bed flat:
Water: £20 (on a meter)
Gas & Electric: £55 (average over the year)
Council Tax: £80
Telephone & Internet: £17
If this is the first time you have lived independently, it may be worth considering renting somewhere where some or all of these bills are included.
Other costs to consider:
Tenancy fees
TV licence
Parking permits
Contents insurance
Initial equipment not provided by landlord (eg tv, stereo, pots & pans, crockery, vacuum cleaner, kettle, etc)
Furniture (if renting somewhere unfurnished)
Food/groceries (if you don't already cook separately from your GF's parents)
And probably plenty of other things which I can't think of right now!0 -
She is working part time at the moment, we dont know if we will change it when we live in the flat.... if we move
The question was not aimed at how much she is working but whether she is regarded as attending college full time, as it's full time students that get the council tax disregard.0 -
She is working part time at the moment, we dont know if we will change it when we live in the flat.... if we move
Working wouldn't effect whether or not she is classed as a student for Council Tax discount purposes.
CraigI no longer work in Council Tax Recovery but instead work as a specialist Council Tax paralegal assisting landlords and Council Tax payers with council tax disputes and valuation tribunals. My views are my own reading of the law and you should always check with the local authority in question.0
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