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  • FIRST POST
    • Kazza242
    • By Kazza242 14th Mar 07, 10:18 PM
    • 1,901Posts
    • 2,480Thanks
    Kazza242
    New Cash ISAs (NISAs): The Best Currently Available List
    • #1
    • 14th Mar 07, 10:18 PM
    New Cash ISAs (NISAs): The Best Currently Available List 14th Mar 07 at 10:18 PM
    New Cash ISAs (NISAs): The Best Currently Available List


    **Please note: The list of ISAs I have compiled below is continually updated. New ISAs are added as they launch and withdrawn ISAs will be removed from the list. Updates to the list are made during the evening.**

    The current New Cash ISA (NISA) limit is £20,000 for the 2018/19 tax year.

    **As with any financial product, before opening a NISA do ensure that you have read and understood the terms and conditions.**


    All rates are subject to change without notice. Please check all rates and terms before investing.

    If you can think of an NISA I have missed please do send me a PM.
    Last edited by Kazza242; 30-08-2018 at 10:25 PM. Reason: List updated...
Page 227
    • Consumerist
    • By Consumerist 2nd May 18, 9:15 PM
    • 4,923 Posts
    • 2,447 Thanks
    Consumerist
    United Bank UK (UBLUK) Fixed Rate Cash ISA - 2.65%
    Minimum deposit: £2,000.
    Notes: Fixed for five years from account opening.

    For those who choose Interest added to account as opposed to paid away elsewhere rate is actually 2.79%

    Had certificate through today -20000 invested...Interest amount at end of 5 years will be 2791.53
    Originally posted by bristolleedsfan
    Well, according to my calcs: £2,791.53 interest on £20,000 over 5 years works out to be the 2.65% AER advertised.
    Warning: In the kingdom of the blind, the one-eyed man is king.
    • bristolleedsfan
    • By bristolleedsfan 2nd May 18, 10:13 PM
    • 7,531 Posts
    • 9,642 Thanks
    bristolleedsfan
    Well, according to my calcs: £2,791.53 interest on £20,000 over 5 years works out to be the 2.65% AER advertised.
    Originally posted by Consumerist

    There must be something wrong with my calculator

    20000 x 2.79% = 558 x 5 =

    20000 x 2.65% = 530 x 5 =

    https://www.ubluk.com/pages/index/interest_rate_sheet scroll to bottom
    Last edited by bristolleedsfan; 02-05-2018 at 10:16 PM.
    Often what I dont say is more significant than what i do say ........
    • Consumerist
    • By Consumerist 2nd May 18, 10:51 PM
    • 4,923 Posts
    • 2,447 Thanks
    Consumerist
    There must be something wrong with my calculator

    20000 x 2.79% = 558 x 5 =

    20000 x 2.65% = 530 x 5 =

    . . .
    Originally posted by bristolleedsfan
    20,000 x 2.65% = £530 x 1 = the interest get in the first year.

    20,530 x 2.65% = £544 x 1 = the interest you get in the second year
    and so on . .
    Warning: In the kingdom of the blind, the one-eyed man is king.
    • gwapenut
    • By gwapenut 3rd May 18, 9:34 AM
    • 938 Posts
    • 389 Thanks
    gwapenut
    I've been told the Coventry 30 day notice ISA @ 1.35% will be withdrawn TONIGHT.
    • mersey
    • By mersey 7th May 18, 2:58 PM
    • 107 Posts
    • 995 Thanks
    mersey
    Principality BS
    Principality BS 2year fixed rate isa was 1.67 now 1.55.
    • Reed_Richards
    • By Reed_Richards 11th May 18, 7:54 AM
    • 184 Posts
    • 89 Thanks
    Reed_Richards
    Kazza242, this is a fantastic piece of work but would it be possible to also record if the ISAs are flexible or not?
    Reed
    • ThriftyFelicity
    • By ThriftyFelicity 11th May 18, 11:32 PM
    • 767 Posts
    • 2,230 Thanks
    ThriftyFelicity
    Minimum deposit on United Trust Bank ISAs is now £15,000 (up from £5,000).
    R.I.P. Bart. The best cat there ever was.
    • Kazza242
    • By Kazza242 13th May 18, 12:02 PM
    • 1,901 Posts
    • 2,480 Thanks
    Kazza242
    Kazza242, this is a fantastic piece of work but would it be possible to also record if the ISAs are flexible or not?
    Originally posted by Reed_Richards
    Thanks. Yes, I have been thinking about adding a new field to indicate whether an ISA is flexible or not. I had already added some info into the notes about this, but a separate field might make it clearer.
    Please call me 'Kazza'.
    • Reed_Richards
    • By Reed_Richards 15th May 18, 7:56 AM
    • 184 Posts
    • 89 Thanks
    Reed_Richards
    Nottingham BS Easy Access ISA (issue 2) - 1.20%
    Rate guarantee? No. Rate effective from: 26/02/2018.
    Minimum deposit: £10. Operated via: Branch.
    Notes: This ISA can only be opened in branch
    if you invest your maximum allowance on 26 February 2019 and withdraw £500 on 5 March 2019, you would not be able to add any more to your account until 6 April 2019
    So this one is not flexible.
    Reed
    • nomorekids
    • By nomorekids 2nd Jun 18, 10:08 AM
    • 307 Posts
    • 247 Thanks
    nomorekids
    Buckingham Building Society increase rate from 1 July
    I ve had a letter to say that Buckinghamshire Building Society is to increase my Help to Buy ISA rate from 2.25 to 2.4pc from 1st July for all new and existing customers.
    If you want to be rich, never get married and most definitely never have kids
    • Reed_Richards
    • By Reed_Richards 22nd Jun 18, 6:46 AM
    • 184 Posts
    • 89 Thanks
    Reed_Richards
    Coventry BS have superseded their Easy Access Cash ISA (7) with issue 8, paying only 1.05%: https://www.coventrybuildingsociety.co.uk/consumer/product/savings/cash_isa/easy-access-isa-8.html
    Reed
    • Reed_Richards
    • By Reed_Richards 24th Jun 18, 7:20 AM
    • 184 Posts
    • 89 Thanks
    Reed_Richards
    And the Paragon Bank Limited Edition Easy Access Cash ISA (Issue 4) is no more, although their standard Easy Access ISA paying 1.25% remains.
    Reed
    • Reed_Richards
    • By Reed_Richards 24th Jun 18, 7:25 AM
    • 184 Posts
    • 89 Thanks
    Reed_Richards
    But moving up the chart, we have the Post Office Easy Access Issue 13 paying 1.22%
    Reed
    • Kazza242
    • By Kazza242 24th Jun 18, 4:06 PM
    • 1,901 Posts
    • 2,480 Thanks
    Kazza242
    First post updated...
    Hello everyone.

    The first post of this thread has been updated.

    Further updates to come next weekend.
    Please call me 'Kazza'.
    • mhoc
    • By mhoc 28th Jun 18, 5:51 PM
    • 17,813 Posts
    • 214,007 Thanks
    mhoc
    Yorkshire Building society have launched new ISAs and e ISAs, apply in branch or online, fixed rate - either 1, 2 or 3 years
    no withdrawals
    Closure permitted with 180 days' loss of interest.

    https://www.ybs.co.uk/savings/tax-free/index.html
    “Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”
    • Reed_Richards
    • By Reed_Richards 11th Jul 18, 7:21 AM
    • 184 Posts
    • 89 Thanks
    Reed_Richards
    Martin Lewis does not mention Yorkshire Building Society in his list but it looks as if all their current ISAs that allow withdrawals are flexible ISAs.
    Reed
    • alahol2
    • By alahol2 13th Jul 18, 1:30 PM
    • 42 Posts
    • 28 Thanks
    alahol2
    Paragon Bank
    Just transferred into Paragon Bank Limited Edition Easy Access Cash ISA (Issue 4) at 1.31%.



    https://www.paragonbank.co.uk/savings/cash-isas/limited-edition-easy-access-cash-isa

    Doesn't seem to be listed elsewhere?
    Last edited by alahol2; 13-07-2018 at 1:32 PM. Reason: Add link
    • typistretired
    • By typistretired 13th Jul 18, 5:03 PM
    • 1,331 Posts
    • 953 Thanks
    typistretired
    Cash Isas
    Kazza242

    Just opened this ISA with Coventry BS today was quicker to ring them on 08001218899 as I already had a Reward ISA.

    Fixed Rate ISA (66) 30.11.2019
    1.50 % Tax-free^ p.a./AER* Fixed until 30.11.2019
    "Look after your pennies and your pounds will look after themselves"
    • AlanNov
    • By AlanNov 19th Jul 18, 10:02 AM
    • 2 Posts
    • 0 Thanks
    AlanNov
    5 years fixed with charter bank @ 2.31% is no longer available
    • veryintrigued
    • By veryintrigued 31st Jul 18, 11:51 AM
    • 2,535 Posts
    • 2,073 Thanks
    veryintrigued
    The Notts RS has disappeared online.
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