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  • FIRST POST
    • Kazza242
    • By Kazza242 14th Mar 07, 10:18 PM
    • 1,900Posts
    • 2,479Thanks
    Kazza242
    New Cash ISAs (NISAs): The Best Currently Available List
    • #1
    • 14th Mar 07, 10:18 PM
    New Cash ISAs (NISAs): The Best Currently Available List 14th Mar 07 at 10:18 PM
    New Cash ISAs (NISAs): The Best Currently Available List


    **Please note: The list of ISAs I have compiled below is continually updated. New ISAs are added as they launch and withdrawn ISAs will be removed from the list. Updates to the list are made during the evening.**

    The current New Cash ISA (NISA) limit is 20,000 for the 2018/19 tax year.

    **As with any financial product, before opening a NISA do ensure that you have read and understood the terms and conditions.**


    All rates are subject to change without notice. Please check all rates and terms before investing.

    If you can think of an NISA I have missed please do send me a PM.
    Last edited by Kazza242; 13-05-2018 at 12:03 PM. Reason: List updated...
Page 227
    • Consumerist
    • By Consumerist 2nd May 18, 9:15 PM
    • 4,835 Posts
    • 2,384 Thanks
    Consumerist
    United Bank UK (UBLUK) Fixed Rate Cash ISA - 2.65%
    Minimum deposit: 2,000.
    Notes: Fixed for five years from account opening.

    For those who choose Interest added to account as opposed to paid away elsewhere rate is actually 2.79%

    Had certificate through today -20000 invested...Interest amount at end of 5 years will be 2791.53
    Originally posted by bristolleedsfan
    Well, according to my calcs: 2,791.53 interest on 20,000 over 5 years works out to be the 2.65% AER advertised.
    Warning: In the kingdom of the blind, the one-eyed man is king.
    • bristolleedsfan
    • By bristolleedsfan 2nd May 18, 10:13 PM
    • 7,515 Posts
    • 9,634 Thanks
    bristolleedsfan
    Well, according to my calcs: 2,791.53 interest on 20,000 over 5 years works out to be the 2.65% AER advertised.
    Originally posted by Consumerist

    There must be something wrong with my calculator

    20000 x 2.79% = 558 x 5 =

    20000 x 2.65% = 530 x 5 =

    https://www.ubluk.com/pages/index/interest_rate_sheet scroll to bottom
    Last edited by bristolleedsfan; 02-05-2018 at 10:16 PM.
    Often what I dont say is more significant than what i do say ........
    • Consumerist
    • By Consumerist 2nd May 18, 10:51 PM
    • 4,835 Posts
    • 2,384 Thanks
    Consumerist
    There must be something wrong with my calculator

    20000 x 2.79% = 558 x 5 =

    20000 x 2.65% = 530 x 5 =

    . . .
    Originally posted by bristolleedsfan
    20,000 x 2.65% = 530 x 1 = the interest get in the first year.

    20,530 x 2.65% = 544 x 1 = the interest you get in the second year
    and so on . .
    Warning: In the kingdom of the blind, the one-eyed man is king.
    • gwapenut
    • By gwapenut 3rd May 18, 9:34 AM
    • 920 Posts
    • 380 Thanks
    gwapenut
    I've been told the Coventry 30 day notice ISA @ 1.35% will be withdrawn TONIGHT.
    • mersey
    • By mersey 7th May 18, 2:58 PM
    • 94 Posts
    • 699 Thanks
    mersey
    Principality BS
    Principality BS 2year fixed rate isa was 1.67 now 1.55.
    • Reed_Richards
    • By Reed_Richards 11th May 18, 7:54 AM
    • 54 Posts
    • 8 Thanks
    Reed_Richards
    Kazza242, this is a fantastic piece of work but would it be possible to also record if the ISAs are flexible or not?
    Reed
    • ThriftyFelicity
    • By ThriftyFelicity 11th May 18, 11:32 PM
    • 767 Posts
    • 2,230 Thanks
    ThriftyFelicity
    Minimum deposit on United Trust Bank ISAs is now 15,000 (up from 5,000).
    R.I.P. Bart. The best cat there ever was.
    • Kazza242
    • By Kazza242 13th May 18, 12:02 PM
    • 1,900 Posts
    • 2,479 Thanks
    Kazza242
    Kazza242, this is a fantastic piece of work but would it be possible to also record if the ISAs are flexible or not?
    Originally posted by Reed_Richards
    Thanks. Yes, I have been thinking about adding a new field to indicate whether an ISA is flexible or not. I had already added some info into the notes about this, but a separate field might make it clearer.
    Please call me 'Kazza'.
    • Reed_Richards
    • By Reed_Richards 15th May 18, 7:56 AM
    • 54 Posts
    • 8 Thanks
    Reed_Richards
    Nottingham BS Easy Access ISA (issue 2) - 1.20%
    Rate guarantee? No. Rate effective from: 26/02/2018.
    Minimum deposit: 10. Operated via: Branch.
    Notes: This ISA can only be opened in branch
    if you invest your maximum allowance on 26 February 2019 and withdraw 500 on 5 March 2019, you would not be able to add any more to your account until 6 April 2019
    So this one is not flexible.
    Reed
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